editor, Author at Pension Policy International

12MayMay 12, 2026

Uno de cada cuatro trabajadores en Chile enfrenta la informalidad laboral

El 26,5% de las personas ocupadas en Chile se desempeña en la informalidad, según el Instituto Nacional de Estadísticas (INE). En paralelo, los trabajadores a honorarios no cuentan con contrato laboral ni acceso a derechos como indemnización o vacaciones. Además, la tasa de desocupación se ubica en 8,3%, de acuerdo con el INE, mientras que el ingreso mediano alcanza los $611 mil, evidenciando límites en la capacidad de ingreso. Especialistas advierten sobre brechas persistentes en estabilidad, protección laboral y condiciones de trabajo. El...

May 12, 2026

NoticiasChile, Mercado Laboral, Sector Informal

12MayMay 12, 2026

Colombia. Nuevo revés de Gobierno: fallo suspende resto de decreto para trasladar ahorros en AFP que permitía contar con $ 25 billones de gasto en Presupuesto

El Consejo de Estado suspendió este lunes los apartes restantes del decreto del Gobierno que ordenaba el traslado anticipado de recursos pensionales desde los fondos privados hacia Colpensiones, una decisión que frena, por ahora, el movimiento de cerca de 5 billones de pesos que debía ejecutarse en las próximas semanas. La decisión de la Sección Segunda de la corporación amplía una medida cautelar adoptada el pasado 28 de abril, cuando el alto tribunal ya había suspendido parcialmente el Decreto 415 de...

May 12, 2026

NoticiasAdministración de Pensiones, Colombia, Regulación

12MayMay 12, 2026

Private credit is cracking, but pension funds aren’t blinking

Close to US$300bn flowed into private credit vehicles from institutional investors in 2025, and the money keeps coming — despite the sector's most turbulent stretch in years. Major pension systems are not just holding their private credit allocations; several are actively expanding them. Europe's largest pension investor, Dutch manager APG, plans to raise its private markets exposure above 30 percent of assets and could increase its private debt allocation to between 2 and 4 percent from roughly 1.5 percent currently, according to Reuters. In the...

May 12, 2026

NewsInvestment, Pension Management

12MayMay 12, 2026

Streamlining the risk transfer process: it’s harder than you might think

Ahead of a new research series from Pensions Expert into small scheme bulk annuities, members of the Endgame Perspectives Group explore how streamlined services have developed, their limitations, and how they can better serve pension schemes and members. Simplifying the risk transfer process isn’t as simple as it may appear. If we were to build the ideal risk transfer process for pension schemes now, without any baggage, what would it look like? Perhaps it’s a standardised process across insurers and advisers where contracts,...

May 12, 2026

NewsPension Management, Risk

12MayMay 12, 2026

US. Pension income in 2026 reshapes safe withdrawal strategies

Pension changes withdrawal: Guaranteed income covering 40%+ of expenses can justify higher withdrawal rates than the 3.9% baseline. COLA protects income: Inflation-adjusted pensions help maintain purchasing power, supporting more confident portfolio draws. Advanced strategies rise: Dynamic Spending or Guardrails can exceed 5% withdrawals when backed by a strong income floor. Why 2026's economic conditions change the retirement math Morningstar’s 2026 guidance starts retirees at a 3.9% withdrawal rate due to current market valuations. Research from Wade Pfau and the Journal of Financial Planning indicates that when...

May 12, 2026

NewsIncome, US, Withdrawals

12MayMay 12, 2026

S. Korean civic groups call for family-centered approach to low birth rate

More than 170 South Korean civic organizations called for a fundamental overhaul of the country's low birth rate policies, arguing that restoring family-centered values - rather than expanding cash subsidies - is key to reversing demographic decline. The appeal came during a civic forum and joint declaration event held Wednesday at the Korea Press Center in central Seoul ahead of next year's local elections. The event, titled "Citizen Forum and Joint Declaration on Family-Centered Low Birth Rate and Population Policies," brought...

May 12, 2026

NewsAging, South Korea

11MayMay 11, 2026

Adultos mayores que siguen trabajando: cuando la labor no frena luego de la jubilación

Tiene 73 años y artrosis en las manos. Aun así, tres veces por semana toma el colectivo desde la periferia al centro platense para trabajar como empleada doméstica en el mismo hogar donde lleva quince años. No lo hace porque le guste. Lo hace porque sin ese dinero no llega a fin de mes. Su jubilación no alcanza para cubrir los remedios, la prepaga -o su reemplazo en el sistema público- y la comida. “Mientras pueda moverme, voy a...

May 11, 2026

NoticiasArgentina, Envejecimiento, Mercado Laboral

11MayMay 11, 2026

U.S. investors demand executive pension changes

Proposals by U.S. investor activists to rein in executive pensions will be put to a key test this week when the initiatives go to votes at companies including AT&T Inc. and Johnson & Johnson . Shareholders who want a greater say in setting CEO pay complain that senior executives have accumulated unreasonably large amounts of money in company-funded pension plans. They want to limit what can be considered a senior executive's income when tallying how much the company should contribute to the pension,...

May 11, 2026

NewsInvesting, US

11MayMay 11, 2026

UK government unit targets £99bn of investment from Australian pension funds

A plan to target £99bn of overseas pension investment into key UK projects by 2035 has been announced only weeks after the government struggled to pass its pensions schemes bill. A new “Supers Unit”, led by the Office for Investment, aims to boost collaboration and streamline investment from Australian pension funds into growth sectors, including infrastructure, real estate and private markets. This follows a memorandum of understanding signed at last month’s IMF meetings between UK chancellor Rachel Reeves and Australian treasurer...

May 11, 2026

NewsRegulation, RegulationUK, UK

11MayMay 11, 2026

Goldman Sachs Retirement Survey 2025: Retirement Could Cost $2.5 Million by 2043, and Most Americans Are Not Saving Fast Enough to Keep Up

Goldman Sachs estimates the total cost of retirement will reach $2.57M by 2043, up from $1.75M in 2033, driven by 4% annual spending growth and retirement duration expanding to 21 years as households age 65+ now spend ~$122K annually versus $60K in 2000. Essential costs like housing (21% to 36% of income), childcare (10% to 25%), college (9% to 33% for private), and healthcare (12% to 33%) have squeezed savings capacity, with 67% of workers reporting too many...

May 11, 2026

NewsInvestment

May 2026