October 2025

How China’s aging boom is turned into an investment story

With 300 million seniors and a shrinking workforce, China's 'silver economy' is emerging as one of its most durable new growth engines Residents of a community for senior citizens on the outskirts of Beijing. Retired factory supervisor Zhang Meihua starts every morning with a brisk walk around a new riverside park in Chengdu, tracking her steps on a smartwatch made by Huawei. "I never cared about gadgets before," she said. "But my children worry if I don't share my health data....

Rising birth rates no longer tied to economic prosperity

Fertility rates began falling in most of the world starting in the last century. By the 1970s, the U.S. had dipped under the replacement rate of 2.1 children per woman, a trend that has continued on a declining slope. In her new working paper, “The Downside of Fertility,” Claudia Goldin, the Henry Lee Professor of Economics, takes a deeper dive into the cultural changes around gender that are driving down fertility rates. The economic historian and 2023 Nobel laureate introduced a model in a previous...

DC Plan Sponsors Target Wellness, Compliance and Lower Costs

When defined contribution plan sponsors were asked to name the top three priorities over the next 12 months, expanding financial wellness, ensuring regulatory compliance, and reducing plan costs were among the top responses. In fact, 4 in 10 (39%) respondents cited expanding their financial wellness programs as their No. 1 focus, underscoring the importance of ensuring good participant outcomes to plan sponsors. And while financial wellness was the most popular top priority overall, nearly as many respondents are focused on...

México envejece sin plan B: el reto económico y social que se avecina para la “generación de los 30”

La frase “ya no somos la chaviza” tiene un nuevo respaldo estadístico. Según datos del Consejo Nacional de Población (Conapo), en 2025 la edad promedio en México alcanza los 30.5 años, lo que marca el inicio de un cambio estructural en la pirámide demográfica. Los modelos proyectan que para 2050 la edad mediana será de 43 años, y hacia 2070, más del 34% de la población será adulta mayor. En otras palabras, el país se acerca a una etapa de...

Chile. Matthei defiende reforma previsional y descarta que su discurso sobre las mujeres sea una estrategia

En el punto de prensa posterior al debate televisado de Canal 13, la candidata presidencial Evelyn Matthei abordó los resultados de sondeos como Cadem, cuya última edición la desplaza al cuarto lugar por debajo de Johannes Kaiser. “He estado mucho en la calle, muchísimo, y veo otra cosa que es lo que marcan las encuestas, y yo no sé todavía quién cree en las encuestas después de los resultados de Argentina, de Bolivia, de tantos otros, de Trump, etc. Así que yo estoy súper tranquila,...

More than a third of UK workers face retirement poverty amid weak engagement

More than a third of UK workers - equivalent to around 11.6 million people - are on course to fall short of covering their basic needs in retirement, research from Scottish Widows has revealed. The insurer’s latest report, Retirement Realities: Unlocking the Workplace Benefits, found that while auto-enrolment has brought millions into pension saving, contribution levels and engagement remained far too low to deliver adequate outcomes for most workers. Drawing on surveys of 1,000 senior decision-makers responsible for workplace pensions and 2,000...

Canada’s largest pension investment manager sued over alleged climate risk mismanagement

Toronto, Ont./ Traditional territories of several First Nations including the Williams Treaties First Nations, Huron-Wendat, the Anishnaabeg, Haudenosaunee, Chippewas, and the Mississaugas of the Credit First Nation — Four young people in Canada are taking the sixth largest pension fund manager in the world to court, claiming it is breaching its duty to invest in their best interests by failing to protect their pensions from climate risk. Represented by lawyers from Ecojustice and Goldblatt Partners LLP, Aliya Hirji, Travis Olson,...

Life expectancy must not be only factor to determine state pension age

Life expectancy should not be the only factor when setting the state pension age, experts have warned. Providers shared their concerns as part of the call for evidence for the Third State Pension Age Review, warning any age changes should not deepen inequalities. The review into the state pension age is exploring how changes in life expectancy, along with other factors should be reflected in future changes to the state pension age. The state pension age is increasing to 67 by 2028, with...

Aussie pension funds chasing greater investments in Europe, richer returns in US market

Australian pension funds are growing so much they are now investing in the US, UK and Europe energy, transport and infrastructure projects. Pension funds are keen to double their investment in Europe (with the UK) in 10 years as the US remains the most lucrative market, the Super Members Council (SMC) says. A new SMC report on Australian investment in Europe predicts that more than $660 billion will be invested there by 2025 while it is likely to hit the $1.5 trillion mark...

México. Consar alista cambios en el régimen de inversión de las Afores, busca elevar rendimientos

La Comisión Nacional del Sistema de Ahorro para el Retiro (Consar) anunció cambios en el régimen de inversión de las Administradoras de Fondos para el Retiro (Afores), con el objetivo de optimizar sus esquemas de inversión y elevar los rendimientos. En el marco de su participación en la “Semana Nacional de Educación Financiera”, el presidente de la comisión, Julio César Cervantes, apuntó que estos cambios se publicarán en el Diario Oficial de la Federación (DOF), el próximo mes. “Las modificaciones que...