August 2026
28Aug

Retirement Insecurity 2026: Americans’ Views of Retirement

By Barb Butrica, Dan Doonan & Kelly Kenneally As affordability pressures squeeze household budgets, Americans increasingly fear they will not be financially secure in retirement, while also expressing caution about artificial intelligence and cryptocurrency in retirement planning, according to a new national public opinion report, Retirement Insecurity 2026: Americans’ Views of Retirement. The research finds that 80% of Americans say the nation faces a retirement crisis, up sharply from 67 percent in 2020. Additionally, more than six in ten Americans (61...

August 28, 2026
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28Aug

Measuring the Fiscal Sustainability of Public Pensions

By National Conference on Public Employee Retirement Systems When budgets tighten and the economy falters, some states and localities have reacted to worries about pension funding ratios and unfunded liabilities by increasing employee contributions and cutting benefits. Some have even closed pension plans to new hires. Yet public pensions have a strong record of delivering retirement security efficiently: NCPERS’ 2025 update of its landmark economic impact study finds that public pensions generated $2.9 trillion in economic output and $661.9 billion in...

August 28, 2026
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28Aug

Risk Sharing and Asset Pricing under Alternative Retirement Systems

By Li Wei We examine what happens to financial markets and how generations share risk when defined benefit (DB) pension plans are incorporated into an asset pricing model with imperfect markets. We look at how important it is for pension fund growth, changes in asset demand, and return-driven volatility channels to use an adjusted macroeconomic asset price model and past data on financial markets and the pension sector. We use scenario models to look at what would happen to the...

August 28, 2026
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28Aug

Healthy Longevity as Regenerative Capital: AI-Enabled Prevention, Senior Re-employment, and Climate Risk

By Jules SADEFO KAMDEM Population ageing and climate change jointly threaten the functional capacity that sustains autonomy, labour supply, productivity, and fiscal resilience. This paper develops a continuous- time, age-structured model in which healthy longevity is a regenerative form of human capital. Cohort health is exposed to biological depreciation, a standardised heat-stress state, diffusion risk, and marked compound-Poisson losses. Prevention, climate adaptation, education, and effectively accessible artificial intelligence can offset avoidable depreciation. AI is accumulated as a depreciating capital stock...

August 28, 2026
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28Aug

Optimal Investment for Retirement with Intergenerational Benchmarking

By Luke Servat & Antoon Pelsser Countries have demonstrated a tendency to switch their second pillar toward defined contribution plans, increasing the market-sensitivity of pensions. This can lead to large differences across generations within a pension fund, as otherwise similar cohorts may experience different market conditions during accumulation. In this paper, we investigate how each cohort should invest if the goal is to reduce the likelihood of unlucky generations, in the presence of equity, interest-rate and annuity-conversion risk. We do...

August 28, 2026
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28Aug

México. Afore de Coppel, comprará la mexicana InverCap por US$ 264 millones

Afore Coppel, una de las administradoras de fondos para el retiro con más clientes en México, parte de Grupo Coppel, comprará la participación de Advent International en InverCap, una afore competidora, en un movimiento que le permitirá superar el billón de pesos en recursos bajo administración. La operación está valorada en MXN$4.620 millones (US$264 millones) y se pagará totalmente en efectivo, de acuerdo con dos personas familiarizadas con el asunto y un documento al que tuvo acceso Bloomberg Línea. InverCap forma...

August 28, 2026
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28Aug

UK. Income tax blow for retirees who delayed state pension

People putting off their state pension to earn a little extra are likely to see it taxed under new rules, according to analysis. The state pension is set to grow larger than your personal allowance from next year, meaning some of it will be subject to income tax. The government has promised an exemption for people who rely on the state pension as their source of income, but it appears this will not include those who delayed taking it in order...

August 28, 2026
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28Aug

Hong Kong expands AI sandbox with projects that include banks, securities and insurance

Hong Kong’s financial regulators have selected the first batch of projects for an expanded generative artificial-intelligence (GenAI) testing programme spanning banking, securities, insurance and pensions, as the city explores the use of more autonomous AI agents in financial services. A total of 36 use cases were selected for the first cohort of the expanded GenAI Sandbox++ programme, according to a joint statement on Thursday by the Hong Kong Monetary Authority (HKMA), Securities and Futures Commission (SFC), Insurance Authority and Mandatory...

August 28, 2026
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28Aug

African Pension Funds shift more capital into private equity

Ghana is increasingly being recognised as one of Africa’s most credible examples of how domestic pension savings can be invested in more diverse alternatives and channelled into assets such as private equity, venture capital and SME growth financing. Ghana has spearheaded notable pension industry initiatives focused on shifting domestic capital pools towards the real economy, including GVCA’s 5% Pension and Insurance Industry Compact, launched in April 2025, Impact Investing Ghana’s Pension Industry Collaborative, and the $70m SME Fund of Funds...

August 28, 2026
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28Aug

España. El Gobierno decidirá a partir de febrero a quién anticipa la jubilación en la construcción

La construcción es el sector que más siniestros laborales concentra en España, con 85 decesos entre enero y junio. Es el principal argumento de los sindicatos del sector para reclamar desde hace décadas el anticipo de la jubilación para estos profesionales, que piden retirarse antes por la penosidad de su oficio como ya hacen los mineros o los marineros. Hace más de un año que CC OO y UGT lo solicitaron mediante la nueva vía articulada por el Gobierno,...

August 28, 2026
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