October 2025
31Oct

Retirement and Retirement Intentions, Australia: Retiree statistics and the retirement intentions of people aged 45 years and over

By Australian Bureau of Statistics In 2024-25, 156,000 people aged 45 and over retired. Of these, 55% were women. On average, women retire at an earlier age than men. The average age both men and women are retiring is continuing to increase. The average age at retirement for people aged 45 years and over who retired in 2024-25 was 63.8 years. For men, the average age was 64.9 years and for women the average age was 62.7 years. The average age at retirement...

October 31, 2025
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31Oct

More Australians living off superannuation than the pension in retirement

More Australians are using superannuation as their primary retirement income source, with reliance rising to 35% for men and 23% for women aged 45+ in FY25, replacing the pension as the main income source. The trend is part of a larger increase from 20% to 28% for retirees relying on superannuation between 2014-15 and 2024-25, driven by more baby boomers reaching preservation age and gaining access to their money. Australia's Retirement Standard suggests a 'comfortable' retirement requires $690,000...

October 31, 2025
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27Oct

Aussie pension funds chasing greater investments in Europe, richer returns in US market

Australian pension funds are growing so much they are now investing in the US, UK and Europe energy, transport and infrastructure projects. Pension funds are keen to double their investment in Europe (with the UK) in 10 years as the US remains the most lucrative market, the Super Members Council (SMC) says. A new SMC report on Australian investment in Europe predicts that more than $660 billion will be invested there by 2025 while it is likely to hit the $1.5 trillion mark...

October 27, 2025
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15Oct

Australian fertility rate falls to new record-low

Australia's fertility rate fell to a new record-low for the second straight year in 2024, official data published on Wednesday revealed. According to the data from the Australian Bureau of Statistics (ABS), the total fertility rate in Australia was a record-low 1.481 births per woman in 2024. It marks the second consecutive year that the fertility rate has been the lowest since records began in 1924, after the figure was 1.499 births per woman in 2023. The ABS said that the total...

October 15, 2025
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02Oct

Calls to reform Australia’s pension age as labourers consider early retirement due to injury

In Australia, the pension age was lifted from 65 to 67 in 2023. For some manual workers, it's a physical struggle to continue working until 67. "For some, 67 is an achievable and even desirable pension age," said Professor Gary Martin, workplace specialist at the Australian Institute of Management. "For others, the road there is far more demanding." Carpenter and labourer Paul Quealy has some advice for young tradies. A man in a blue short-sleeved shirt, visor and tinted glasses with a dark patch...

October 2, 2025
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September 2025
24Sep

Australia. Analysis reveals benefit of lifetime income products

nvestment-linked lifetime income products can enhance retirement outcomes and sustainable regular income for Australian retirees, according to new research from Accurium. The findings of the research are significant, given that a central issue in retirement planning is longevity risk, or the fear of outliving savings, and demonstrate how investment-linked lifetime income products can help by providing income guaranteed for life that can grow with investment performance. It also found that these products improved access to the age pension, with modelling showing...

September 24, 2025
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11Sep

Australian Retirement Trust invests $1b in Macquarie green energy fund

The Australian Retirement Trust (ART) has invested nearly $1 billion in the renewable energy-focused Macquarie Green Energy and Climate Opportunities Fund (MGECO). The numbers: The investment is part of the superannuation fund’s commitment to invest at least $2 billion by 2030 in assets that can generate returns while delivering social and environmental benefits. ART manages $350 billion in retirement savings on behalf of more than 2.4 million Australians. The context: Aside from climate change, ART’s $2 billion impact investment commitment will also flow to...

September 11, 2025
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09Sep

Australia. Why retirees are turning to the gig economy

Ms Symons retired from financial planning about three years ago and was relying on the age pension for an income. But as a renting divorcée with four children and 11 grandchildren, it was hard to make ends meet. The maximum pension payment the 73-year-old could get amounted to about $675 a week. "When you take your rent out of that, the noodles are looking good [but] I don't want to eat noodles," she said. Being a driver paid per job...

September 9, 2025
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01Sep

Crypto finds gateway into Australia’s $2.8t pensions pot

Australia’s A$4.3 trillion ($2.8 trillion) retirement system — long regarded as one of the world’s best-regulated savings pools — is emerging as a new frontier for crypto. Coinbase Global Inc. and OKX, two of the largest digital-asset exchanges, are rolling out products aimed at steering pension money into cryptocurrencies, underscoring how digital assets are edging further into mainstream finance. The initial focus is self-managed superannuation funds, or SMSFs, which already make up about a quarter of Australia’s pension pool. Unlike mainstream...

September 1, 2025
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June 2025
23Jun

‘Good news’: Australians tipped to be $125k better off in retirement

The average young Australian is tipped to be $125,000 better off in their retirement simply by staying in the workforce, a major superannuation fund reveals. Australian Retirement Trust says the rise in the superannuation guarantee over the last five years is “good news” for Australian workers who will have more in their retirement nest egg. Under changes to the superannuation guarantee proposed by the Rudd government and enacted by the Morrison government, every working Aussies superannuation rate automatically went from 9.5...

June 23, 2025
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