China Archives - Pension Policy International

05MarMarch 5, 2026

China outlines strategy to address population aging

China will advance a proactive national strategy in response to population aging, according to the government work report submitted on Thursday to the country's top legislature for deliberation. The report prioritizes elderly care services in rural areas. Minimum basic old-age benefits for rural and non-working urban residents will be raised, and the country's unified national management system for basic old-age insurance funds will be scaled up. The government will work to increase the supply of public-interest elderly care services, according to...

March 5, 2026

NewsAging, China

03MarMarch 3, 2026

Reform unlocks China’s silver dividend

In a technology park in Shanghai’s Xuhui district, 58-year-old Zhang Wei is fine-tuning a drone used for agricultural inspection. With 35 years of experience as an aircraft mechanic, he remains one of the most reliable technicians in the factory. Under China’s previous retirement framework, however, Zhang would soon be expected to step aside, begin drawing a pension and leave the workforce. But Zhang is not ready to hang up his boots. “This is when experience matters most,” he says. “If...

March 3, 2026

NewsAging, China, Pension Reform, Retirement Age

27FebFebruary 27, 2026

Population Aging and Pension Reforms in China

By Boele Bonthuis, Yongquan Cao & Christoph Freudenberg China is experiencing rapid population aging and a declining workforce, posing significant economic and fiscal challenges, especially to the pension system. This paper examines the evolution of China’s pension system, assesses its gaps relative to international peers, and evaluates the macro-fiscal implications of population aging and various pension reforms. Using a calibrated overlapping generations model that explicitly incorporates the rural–urban disparities, we project that population aging alone can slow annual GDP growth by...

February 27, 2026

Aging, Articles, System Sustainability2026, Aging, China, Pension Reform

12FebFebruary 12, 2026

As China Ages, a Pension Crisis Looms

On October 23, 2025, the Fourth Plenary Session of the 20th Chinese Communist Party Central Committee concluded with approval of the 15th Five-Year Plan, covering the period from 2026 to 2030. Chinese leaders have described this plan as a “crucial link” in the country’s long-term goal of achieving fundamental modernization by 2035. Yet beneath these ambitions lies a structural challenge that threatens to erode many of its gains. Amid rapid economic growth and ambitions for a highly modernized industrial system,...

February 12, 2026

NewsAging, China, System sustainability

30JanJanuary 30, 2026

Pension Schemes, Healthcare Use, and Health: Evidence from China

By Zeen He Using a non-parametric fuzzy regression discontinuity design and leveraging data from the China Health and Retirement Longitudinal Study (CHARLS), this paper explores the impact of public and private pension schemes on health service utilization and health outcomes among urban and rural individuals in China. Our estimates show that receipt of public pensions, particularly the Urban Employee Pension Scheme (UEPS) and Public Employee Pension Scheme (PEPS), significantly improves selfreported health, mental health (CES-D scores), and physical health (ADL...

January 30, 2026

Articles, System Characterization2026, China, Health, Pension design

19JanJanuary 19, 2026

China’s birth rate hits record low as population continues to shrink

China's birth rates sunk to a record low in 2025, despite the government rolling out a spate of incentives to boost it, as the country's population fell for the fourth straight year. Government data on Monday showed that the country's birth rate fell to 5.63 per 1,000 people – a record low since the Communist Party took power in 1949 – while its death rate rose to 8.04 per 1,000 people, the highest since 1968. Its population fell 3.39 million to...

January 19, 2026

NewsAging, China

16JanJanuary 16, 2026

How our fear of aging is speeding it up

After I turned 60 last October, I became consumed with thoughts of mortality. I worried that I was now on a fast track toward ill health, retirement blues and forgetful conversations filled with non-sequiturs. It’s not hard to see why. In 2023, the American Psychological Association wrote that “ageism is one of the last socially acceptable prejudices” in American culture. From shelves lined with anti-aging products, to punchlines about getting older to workplace bias, the message is clear: entering...

January 16, 2026

NewsChina, Pension Reform

15JanJanuary 15, 2026

Without pension reform, China is leaving its rural elderly out in the cold

“Rural heating problems in Hebei cannot wait any longer” declared a recent report in Farmers’ Daily. It described a disturbing reality in parts of northern China: elderly villagers who would rather shiver through freezing temperatures than turn on their heaters, because they simply cannot afford the cost. For many urban readers, this may sound implausible. For millions of rural elderly, it is routine. On the surface, the problem appears to be a side effect of China’s well-intentioned environmental reforms. Beginning...

January 15, 2026

NewsChina, Pension Reform

14JanJanuary 14, 2026

China’s one child policy ended 10 years ago but birth rates remain low

This month marks 10 years since China ended its one-child policy in order to address an aging population and a shrinking workforce. The government eventually removed all limits on how many children couples can have. But cultural and economic changes mean families in China now prefer fewer children, leaving the government to figure out ways to encourage larger families, including a new contraceptive tax that began this month. So where does the country go from here? Cindy Yu is...

January 14, 2026

NewsAging, China

12JanJanuary 12, 2026

China’s Private Pensions Draw Massive Interest, But Why Do Contributions Lag?

It has been one year since China fully implemented its private pension system. Data shows that the number of accounts has exceeded 150 million, with strong interest in account openings, but the actual contribution rate remains below 20%. China is expanding its private pension system to ease mounting pressure on its retirement framework as the population ages. While the basic public pension provides broad coverage, rising demographic stress and limited supplementary options have exposed structural gaps. The basic pension remains the system’s backbone,...

January 12, 2026

NewsChina, Private Pensions

March 2026

China outlines strategy to address population aging

Reform unlocks China’s silver dividend

February 2026

Population Aging and Pension Reforms in China

As China Ages, a Pension Crisis Looms

January 2026

Pension Schemes, Healthcare Use, and Health: Evidence from China

China’s birth rate hits record low as population continues to shrink

How our fear of aging is speeding it up

Without pension reform, China is leaving its rural elderly out in the cold

China’s one child policy ended 10 years ago but birth rates remain low

China’s Private Pensions Draw Massive Interest, But Why Do Contributions Lag?