April 2021

El Salvador. Las AFP han entregado $440.2 millones en anticipo de fondos

Desde noviembre de 2017 cuando la nueva reforma de pensiones abrió la oportunidad de retirar hasta el 25 % como anticipo del fondo de pensiones de las cuentas individuales, las Administradoras de Fondos de Pensiones (AFP) han desembolsado ya $440.2 millones. Leer también Argentina. Aseguran que 5.000 jubilados y pensionados entrerrianos dejarán de pagar Ganancias Solo entre enero y marzo de 2021 se han entregado $102.2 millones, versus los $154.9 millones que se entregaron en todo 2020. Leer también El Salvador. Gobierno...

Argentina. Aseguran que 5.000 jubilados y pensionados entrerrianos dejarán de pagar Ganancias

El Senado convirtió en ley el proyecto de modificación del Impuesto a las Ganancias que establece un nuevo piso. En el caso de las jubilaciones y pensiones se eleva el Mínimo No Imponible (MNI) de seis haberes mínimos (123.429 pesos) a ocho haberes mínimos (164.572 pesos), beneficiando a 130.000 jubilados y pensionados que dejarán de abonar el impuesto. Además, la ley estipula que el MNI se ajuste trimestralmente: en marzo, junio, septiembre y diciembre, es decir, acorde a la fórmula...

Spain. The Silent Reform Of Pensions

Spain has a critical and essential employment problem: high chronic unemployment and job insecurity. Both of these are amongst the key causes of an embarrassing inequality, one of the worst in Europe. Then, to complicate the solutions, comes the problem of the high public deficit, which has increased over the last decade as an inevitable inevitability. A debt aggravated by its dependence on external financing with a bias towards instability. And at the heart of this debt is the...

UK. Pension Superfunds: Bright Future or Flash in the Pan?

The Pension Superfund is an interesting development for employers and employees in the United Kingdom and is beginning to become relevant in all of Europe. Insurers have recently been given the green light to offer the superfund and several insurers are already putting this in place for their customers. These Pensions represent a new and highly regulated 'vehicle' designed to consolidate UK occupational Defined Benefit (DB) pension funds. The superfund is achieved using a novel new method that accepts bulk...

World’s Top Pension Fund Treads Water as ESG Picks Up Pace

After taking over the helm of the world’s biggest pension fund in 2015, Hiromichi Mizuno helped chart a course that not just made sustainable investing big in Japan, but also raised the strategy’s global profile. Read also UK. Pension Superfunds: Bright Future or Flash in the Pan? The Government Pension Investment Fund’s former chief investment officer sidestepped public bemusement and criticism at home, as he sought to turn GPIF into a fund that -- as one Harvard Business Review article put...

Zimbabwe. 100% payout hike, grocery vouchers for pensioners

Pensioners and widows are set to get a 100% increase to their monthly stipends, as well as grocery vouchers worth $3 000 from the National Social Security Authority (Nssa), NewsDay reported. Nssa deputy director for marketing Tendai Mutseyekwa told NewsDay that pensioners were going to get a 100% increment this month. "They are getting 100% increment this April and we are saying we are giving them this increment and the (COVID-19) vaccines at the same time. We will also give them...

México. Eliminación del outsourcing, entre los riesgos y beneficios

El acuerdo al que llegaron las autoridades, empresarios y sindicatos de eliminar la práctica de la subcontratación en términos generales, conlleva beneficios, pero también riesgos para los trabajadores y el mercado laboral en México. Entre los principales objetivos de esta medida se encuentra la eliminación de la evasión y elusión fiscal que llevan a cabo algunas empresas a través de la subcontratación, así como el hecho de que a los trabajadores cuenten con todos los derechos laborales que le otorga...

Estirar la vida de trabajo, pero cobrar anticipos de la jubilación: un nuevo enfoque sobre las rentas vitalicias

Un instrumento para estirar la vida laboral, pero a la vez cobrar anticipos de una jubilación futura a partir de un ahorro voluntario y adicional al obligatorio. Esto es la principal idea de la propuesta del Centro de Estudios de la Realidad Económica (Ceres) que plantea un sistema de rentas vitalicias, a partir de la experiencia de otros países destacados por su "eficiencia", según difundió la institución Leer también España. Escrivá dará un ‘cheque’ de hasta 12.000 euros por retrasar...

The Potential Financial Silver Lining of the Pandemic

To say the last year has been unprecedented might be the understatement of the century. It is hard to imagine anyone who has not been impacted in some manner, some far more than others, by the pandemic. Personal finances are no exception as the volatility of the past year remains front and center for many despite recent market recovery. However, something interesting is happening. Many people are doing what their financial professionals have been asking them to do since their...

Russian lawmakers call for lower pension age ahead of election

Russia's Just Russia party that supports President Vladimir Putin has introduced a bill to reverse a recent unpopular pension reform and lower retirement ages to their previous levels, RIA news agency quoted the party leader as saying on Wednesday. Read also Japan approves law raising retirement age to 70 Putin, who once promised to never raise the retirement age, approved a gradual pension age increase in October 2018 despite mass street protests and public discontent as Russia sought ways to relieve...