January 2026

Crypto and retirement: Why seniors are taking an interest in digital assets

Despite its unique volatility, cryptocurrency has recently expanded beyond blockchain exchanges. Now, cryptocurrency prices have found a place in exchange-traded funds (ETFs), investment portfolios, and perhaps most notably, retirement funds. Drawn by returns, accessibility, and diversification, Australians have begun to explore the potential of crypto as a supplement to traditional retirement strategies. Why would cryptocurrency prices appeal to retirees? Typically, retirees in Australia and around the world place an emphasis on assurances and stability. However, as the global financial market faces uncertainty and...

June 2025

Trump Removed Crypto Warnings From Retirement Plans. Will That Affect 401(k)s?

In 2022, the Biden administration’s retirement plan regulators placed a warning sign on cryptocurrencies, urging plan overseers to exercise “extreme care” before making digital coins available inside 401(k) plans. “Cryptocurrencies are very different from typical retirement plan investments,” the Labor Department noted at the time, “and it can be extraordinarily difficult, even for expert investors, to evaluate these assets and separate the facts from the hype.” The Trump administration’s regulators have decided to rescind this guidance. The Labor Department, which oversees retirement...

January 2025

South African ban on cryptocurrency for pensions in the crosshairs

As the value of cryptocurrencies, particularly Bitcoin, continues to rise internationally, there have been growing calls for South African pension funds to be allowed to invest in cryptocurrencies. Currently, Regulation 28, which governs where pension funds can invest, tightly restricts their investment options. Proposals suggest amending this regulation to include cryptocurrencies, which could have significant implications for the industry and investors. Farzam Ehsani, co-founder and CEO of major South African cryptocurrency exchange VALR, said South Africans deserve nothing less than to lift...

July 2024

US. Michigan joins Wisconsin pension fund with bitcoin investment

When the Securities and Exchange Commission approved bitcoin exchange-traded funds, one of the questions after the approval was whether institutional investors would now be more comfortable investing in the cryptocurrency using those vehicles. It joins its neighboring swing-state retirement fund in investing in the cryptocurrency. The State of Wisconsin Investment Board previously has shown up in the top shareholder lists for the iShares Bitcoin Trust and the Grayscale Bitcoin Trust . The Jersey City, N.J., pension fund is looking to invest...

June 2024

US Pension Fund’s Interest in Bitcoin: FOMO or a Future-Proof Strategy?

The State of Wisconsin Investment Board recently announced the purchase of $99 million worth of IBIT shares, BlackRock’s spot Bitcoin ETF. This marks the first investment in Bitcoin ETF shares by a public pension fund. While this is the first time a state pension has bought shares of a Bitcoin ETF, it’s not the first bitcoin investment by a pension fund. In October 2021, the Houston Firefighters' Relief and Retirement Fund acquired an undisclosed amount of BTC through institutional bitcoin...

March 2024

World’s largest pension fund explores bitcoin as an investment

Japan's government pension fund on Tuesday said it is requesting information on "illiquidity assets" such as bitcoin, as part of research into potential new investments. The Government Pension Investment Fund (GPIF) of Japan, the world's largest pension fund by assets under management on several different rankings, said it is looking for "basic information" on illiquid assets other than those in which it already invests. GPIF said it currently puts funds in domestic and foreign bonds and stocks, real estate, infrastructure and private equity....

Bitcoin ETFs to pull in pension fund investments

By Lucas Cacioli   In light of mounting evidence and evolving market infrastructure, it seems increasingly likely that institutional investors like pension funds are moving towards a tipping point where bitcoin ETFs will be seriously considered as part of a diversified investment strategy. During a private conversation I had with a pension fund CEO late into 2023, I couldn’t help but ask how far away their fund was from ever investing in something like bitcoin. “Far,” they said without hesitation. The response was unsurprising...

February 2023

South Korea. Busan turns to attracting crypto to tackle its ageing population

A catastrophic period for cryptocurrency is not stopping South Korea’s second-largest city from betting that digital money will solve a major problem: having one of the greyest populations in one of the world’s fastest-ageing nations. Busan, a port on the south-eastern coast of the Korean peninsula, is seeking to become a global cryptocurrency hub because its planners believe that embracing virtual tokens will bring more young people to its streets. It is setting up a publicly run exchange for digital...

January 2023

US. Cryptocurrency Was Sold To State And Local Pensions As ESG

Senator Katie Muth, a Board Member for the $40 billion Pennsylvania State Employees’ Retirement System (PSERS) will never forget the first meeting of the pension board she attended and the ESG presentation she heard which included cryptocurrency as a solution for the un-banked in African countries. “I was really looking forward to the ESG presentation but was very confused as to how blackbox fake currency could improve the lives of people suffering from economic hardship on the continent. The...

December 2022

Canada’s biggest pension plan, CPPI, ends crypto investment pursuit

Canada's biggest pension fund, CPP Investments, has ended its effort to study investment opportunities in the volatile crypto market, two people familiar with the matter told Reuters. The reasons behind CPPI's abandonment of crypto research were not immediately clear. CPPI declined to comment but said it has made no direct investments in crypto. It referred to previous comments on cryptocurrency by its CEO, John Graham, in which he sounded a note of caution. Read also Swedish pension funds invest in cryptocurrency CPPI's...