March 2026
03Mar

The Typical American’s Retirement Savings Is Shockingly Low—Here’s What To Do About It

Many American workers don't have enough retirement savings. Among American workers aged 21 to 64 with any defined contribution savings, the median balance was $40,000, according to 2023 Census data recently analyzed by the National Institute on Retirement Security.1 When the researchers included workers without retirement savings, the median amount saved in defined contribution plans was a paltry $955. Retirement in the U.S. is often described as a three-legged stool, with people relying on Social Security, pensions, and individual retirement savings. But fewer workers have pensions....

March 3, 2026
News,
Read more...

February 2026
25Feb

US President announces new retirement plan at State of the Union

President Trump announced during his State of the Union address Tuesday night plans to offer Americans access to a retirement account similar to those available to federal workers. Why it matters: There are roughly 50 million Americans without employer-sponsored retirement plans, like 401(k)s, and there's been growing bipartisan interest in expanding access. What he's saying: Trump said he would offer Americans who don't have 401(k)s or other employer-based retirement accounts "access to the same type of retirement plan offered to every federal worker." "We will match your...

February 25, 2026
News,
Read more...
23Feb

US. How One Extra Dollar of Income Can Cost You Thousands in Retirement

As a retiree, any extra income probably feels welcome. But unfortunately for some, a seemingly minor increase in reported income can ripple through your finances, affecting not just your tax return but also your Medicare premiums. If you're on Medicare, the Income Related Monthly Adjustment Amount (IRMAA) means that crossing an income threshold by even one dollar can trigger higher Medicare Part B and Part D premiums. Understanding how IRMAA works is essential — especially when a single dollar can make a difference....

February 23, 2026
News, ,
Read more...
20Feb

UK. High-risk DC pension funds failing to match FTSE 100 over five years

Almost nine in 10 (89 per cent) medium-high- and high-risk defined contribution (DC) pension funds have failed to match the FTSE 100's performance over the past five years, according to research from Investing Insiders. The analysis reviewed 12,983 funds available to UK savers between 31 December 2020 and 31 December 2025, collectively holding more than £1trn in assets. Of the 7,370 funds in the medium-high and high risk categories, 6,540 - or 89 per cent - underperformed the FTSE 100 over...

February 20, 2026
News, ,
Read more...
18Feb

UK workers pessimistic about retirement prospects

Workers in the UK are optimistic about all aspects of their personal and financial lives, except their plans for retirement, analysis from Fidelity International has revealed. Fidelity’s Global Sentiment Survey showed that overall levels of optimism among UK employees had risen to 54 per cent in 2025, up from 52 per cent in 2024 and 48 per cent in 2023. At least 50 per cent of respondents rated each aspect of their finances, working lives, and health as ‘good’, other than retirement planning. Just...

February 18, 2026
News, ,
Read more...
17Feb

Kenya. RBA Cracks Down on KSh72bn in Unpaid Pension Contributions with Stricter Penalties

The Retirement Benefits Authority (RBA) has launched a tough new drive to recover more than KSh72 billion in unpaid pension contributions, introducing stricter penalties and enforcement measures aimed at institutions that have deducted retirement deductions from workers’ pay but failed to remit them to pension schemes. The crackdown responds to a sharp increase in unremitted pension contributions, a problem that has eroded confidence in Kenya’s retirement benefits system and left millions of contributors at risk. RBA data show that...

February 17, 2026
News, ,
Read more...
16Feb

US. 1/3 Withdraw 401(k) Balances After Job Changes—What Is Driving This Trend?

Retirement savers are generally putting more into their 401(k) accounts these days, but much of the money Americans are saving for their future doesn’t end up lasting until then. That's because a large portion of employees withdraw their 401(k) balance in a lump sum when they leave a job, rather than rolling it over to their new employer or into another account, or leaving their balance where it is. One-third of those who have Vanguard-administered 401(k) plans and left a job did this, according to...

February 16, 2026
News, Uncategorized, ,
Read more...
11Feb

Global pension assets rise by nearly 10%, reaching new high

Rising by 9.6% year-on-year, global pensions assets reached a record USD 68.3 trillion in 2025 as defined contribution (DC) savings continued to drive growth, according to the Thinking Ahead Institute’s (TAI) latest Global Pension Assets Study. 2025 showed sustained recovery across global markets with strong investor sentiment and relatively contained volatility, culminating in the creation of USD 6.0 trillion of pension asset value. Of the top seven global pensions markets – Australia, Canada, Japan, Netherlands, Switzerland, UK, US – DC now forms...

February 11, 2026
News
Read more...
11Feb

US. People Now Have Much More Money in IRAs than 401(k)s. Why That Leaves Workers More Vulnerable.

The most extraordinary development in the U.S. private sector retirement system is not the shift away from old-fashioned defined benefit plans, which began around 1980 and is virtually complete today, but rather the movement away from 401(k) plans, which replaced the defined benefit plans, to Individual Retirement Accounts (IRAs). Total IRA assets now exceed the money in 401(k)s by $7 trillion (see Figure 1). The shift from 401(k)s to IRAs moves the employees’ money to a different regulatory environment. 401(k)...

February 11, 2026
News,
Read more...
06Feb

Swiss Serenity Launches Free Second Pillar Asset Search Tool

Swiss Serenity has launched a free asset search tool that facilitates access to second pillar asset information. This search service allows every Swiss citizen to verify whether they have dispersed or forgotten occupational pension assets by following a simplified process. This tool addresses a real administrative need: according to the Central Office 2nd Pillar, billions of francs in pension assets remain unclaimed in Switzerland, often due to employer changes or periods of professional inactivity. Context: Dispersed and Forgotten Assets Many Swiss citizens have second pillar...

February 6, 2026
News,
Read more...