February 2026
17Feb

Kenya. RBA Cracks Down on KSh72bn in Unpaid Pension Contributions with Stricter Penalties

The Retirement Benefits Authority (RBA) has launched a tough new drive to recover more than KSh72 billion in unpaid pension contributions, introducing stricter penalties and enforcement measures aimed at institutions that have deducted retirement deductions from workers’ pay but failed to remit them to pension schemes. The crackdown responds to a sharp increase in unremitted pension contributions, a problem that has eroded confidence in Kenya’s retirement benefits system and left millions of contributors at risk. RBA data show that...

February 17, 2026
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16Feb

US. 1/3 Withdraw 401(k) Balances After Job Changes—What Is Driving This Trend?

Retirement savers are generally putting more into their 401(k) accounts these days, but much of the money Americans are saving for their future doesn’t end up lasting until then. That's because a large portion of employees withdraw their 401(k) balance in a lump sum when they leave a job, rather than rolling it over to their new employer or into another account, or leaving their balance where it is. One-third of those who have Vanguard-administered 401(k) plans and left a job did this, according to...

February 16, 2026
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11Feb

Global pension assets rise by nearly 10%, reaching new high

Rising by 9.6% year-on-year, global pensions assets reached a record USD 68.3 trillion in 2025 as defined contribution (DC) savings continued to drive growth, according to the Thinking Ahead Institute’s (TAI) latest Global Pension Assets Study. 2025 showed sustained recovery across global markets with strong investor sentiment and relatively contained volatility, culminating in the creation of USD 6.0 trillion of pension asset value. Of the top seven global pensions markets – Australia, Canada, Japan, Netherlands, Switzerland, UK, US – DC now forms...

February 11, 2026
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11Feb

US. People Now Have Much More Money in IRAs than 401(k)s. Why That Leaves Workers More Vulnerable.

The most extraordinary development in the U.S. private sector retirement system is not the shift away from old-fashioned defined benefit plans, which began around 1980 and is virtually complete today, but rather the movement away from 401(k) plans, which replaced the defined benefit plans, to Individual Retirement Accounts (IRAs). Total IRA assets now exceed the money in 401(k)s by $7 trillion (see Figure 1). The shift from 401(k)s to IRAs moves the employees’ money to a different regulatory environment. 401(k)...

February 11, 2026
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06Feb

Swiss Serenity Launches Free Second Pillar Asset Search Tool

Swiss Serenity has launched a free asset search tool that facilitates access to second pillar asset information. This search service allows every Swiss citizen to verify whether they have dispersed or forgotten occupational pension assets by following a simplified process. This tool addresses a real administrative need: according to the Central Office 2nd Pillar, billions of francs in pension assets remain unclaimed in Switzerland, often due to employer changes or periods of professional inactivity. Context: Dispersed and Forgotten Assets Many Swiss citizens have second pillar...

February 6, 2026
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04Feb

US. More than Half of Recent Retirees Have Regrets About How They Saved for Retirement

For millions of Americans who retired in the last five years, the transition from earning a paycheck to living off savings brings an uncomfortable reality check: many wish they did things differently, according to a new Advisor Authority study, powered by the Nationwide Retirement Institute. More than half (55%) of recent retirees (those retired in the last five years) say they have regrets about how they saved for retirement. More than a quarter (28%) wish they began saving earlier, and...

February 4, 2026
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January 2026
27Jan

US. Congress Interest on Use of 401(k) Remains

Congressional interest in the rumored 401(k)-housing proposal remains, even though President Trump has backed away from it. Freshman Rep. John McGuire (R-Va.) on Jan. 21 introduced the Home Savings Act (H.R. 7185) to remove penalties (and taxes) for withdrawing from a 401(k) account when the money is used for closing costs and down payments associated with purchasing a home. “Too many Americans are becoming lifelong renters,” Rep. McGuire said in a release. “This bill will pave the way for removing financial barriers to home...

January 27, 2026
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23Jan

UK. Pensions system fails many women, university report finds

A new report from the University of Edinburgh says the UK pensions system and financial advice sector must be redesigned to address a widening gap between men’s and women’s pension wealth. According to the analysis, women approaching age 60 hold 75% less in private pension savings than men of the same age. The report, supported by wealth manager Evelyn Partners, finds that women’s lower accumulations are largely driven by structural and social factors rather than a lack of confidence. Nearly 15 million people...

January 23, 2026
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21Jan

Mexico. 38 Billion Pesos Withdrawn from AFORE Accounts Due to Unemployment

At the close of 2025, unemployment withdrawals from retirement savings accounts (AFOREs) broke records and climbed to 38 billion 882 million pesos , the highest level since 2005, the year up to which the National Commission of the Retirement Savings System (CONSAR) has records. According to data from the regulator, around 1.94 million people requested this withdrawal from their retirement savings account, which represented an increase of 227,400 compared to 2024. “This reflects that more people are turning to this type...

January 21, 2026
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20Jan

UK savers need extra £23bn a year to hit 12% pension target, says Bowmore

New research from Bowmore Financial Planning, part of Bowmore Wealth Group, has indicated that UK savers are falling short of recommended pension contributions. Bowmore’s analysis of HMRC data for 2022–23 suggests savers would need to contribute 12% of their annual salary to meet guidance from Pensions UK. However, the company estimates that reaching this level would require around £23bn in additional pension contributions each year. Bowmore Wealth Group’s review of HMRC data on incomes and pension contributions shows that private sector workers...

January 20, 2026
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