May 2019

17May

Mobile Coverage and its Impact on Digital Financial Services

By Leon Perlman, Michael Wechsler Digital Financial Services (DFS) is a relatively recent mobile-centric financial inclusion innovation in developing. Using ubiquitous mobile phones as the means of service access (primarily through 2G narrowband services, with broadband 3G and 4G potentially available). DFS provides the unbanked and underserved - many of whom live in rural areas - with access to basic financial services provided by banks and nonbanks such as mobile network operators and third party DFS providers (DFSPs)....

May 17, 2019
Articles, Pension design,
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04May

The Regulation of Mobile Money: Law and Practice in Sub-Saharan Africa (Palgrave Macmillan Studies in Banking and Financial Institutions)

By Sunduzwayo Madise The emergence of mobile money and other new forms of payment has changed the sovereign foundations of money. Starting as a Department for International Development funded project in Kenya, mobile money has now spread to many developing countries. This book looks at the regulatory issues that mobile money poses, and the potential risks to the financial system. It undertakes a comparative study of mobile money regimes in Kenya, Malaŵi, Tanzania, and South Africa. Although the main...

May 4, 2019
Books, Regulation, System Sustainability,
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April 2019

22Apr

Cyber Security: 15th International Annual Conference, CNCERT 2018, Beijing, China, August 14–16, 2018, Revised Selected Papers

By Xiaochun Yun, Weiping Wen, Bo Lang, Hanbing Yan, Li Ding, Jia Li, Yu Zhou This open access book constitutes the refereed proceedings of the 15th International Annual Conference on Cyber Security, CNCERT 2018, held in Beijing, China, in August 2018. The 14 full papers presented were carefully reviewed and selected from 53 submissions. The papers cover the following topics: emergency response, mobile internet security, IoT security, cloud security, threat intelligence analysis, vulnerability, artificial intelligence security, IPv6 risk research, cybersecurity...

April 22, 2019
Books, Books, Supervision, ,
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22Apr

Blockchain in Healthcare: Innovations That Empower Patients, Connect Professionals and Improve Care

By Vikram Dhillon, John Bass, Max Hooper, David Metcalf, Alex Cahana Blockchain technology is poised to revolutionize more than just payment and crypto-currency. Many vertical industries will be reshaped by the new trusted data models enabled and inspired by the blockchain - healthcare is no exception. In fact, healthcare may hold the greatest opportunities for meaningful use of the technology. Early pioneers have explored some of the first use cases for medical payments, electronic health records, HIPAA/data privacy, drug counterfeiting,...

April 22, 2019
Books, Books, Sustainability, , ,
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March 2019

31Mar

Robo-Advisors: Investing Through Machines

By Facundo Abraham (World Bank), Sergio L. Schmukler (World Bank - Development Research Group (DECRG)), José Tessada (Business School, Pontificia Universidad Católica) Investing through online automated platforms, known as robo-advisors, is increasingly popular. Robo-advisors expand access to wealth management services by making it easier and less costly to open investments accounts and receive financial advice, as well as plan and automate investment decisions. However, the rise of robo-advisors requires consumers to understand the limitations of these services and to get...

March 31, 2019
Articles, Investing, Labor Market,
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25Mar

Enhancing the Sustainability of Indian Pension Disbursal-System by Employing Digital Technology

By Vijay Kumar Gupta (Government of India) India is a welfare state progressing well economically. If this progress is to continue without social upheavals, a sustainable social security system is mandatory. Pensions, and pension reforms, are an essential part of any social security system. This paper argues that it is imperative to reform the existing provident and pension fund entities. We also need better systems for administration and delivery of old age assistance. The major areas which the reforms should...

March 25, 2019
Articles, System Sustainability, ,
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15Mar

Impact of the digitalisation of financial services on supervisory practices in the private pension sector case study: Mexico

By the National Commission of the Retirement Savings System (CONSAR) I. Context of the Retirement Savings System (SAR) 1. Mexico introduced a new mandatory DC system of individual accounts in 1997 for private-sector workers (IMSS) and in 2007 for public-sector workers (ISSSTE)1 , both of which replaced old DB systems that had been in place since the 1940s and 1950s. 2. The new system has been relatively successful in creating a big pool of pension savings, as well as...

March 15, 2019
Books, Regulation, Reports, Supervision, , , , ,
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January 2019

24Jan

Learning about Careers: Open data and Labour Market Intelligence

By Graham Attwell & Deirdre Hughes Decisions about learning and work have to be placed in a particular spatial, labour market and socio-cultural context – individuals are taking decisions within particular ‘opportunity structures’ and their decisions and aspirations are further framed by their understanding of such structures. This article examines ways in which learning about careers using open data and labour market intelligence can be applied. An illustrative case study of the LMI for All ...

January 24, 2019
Articles, Labor Market, System Sustainability, ,
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23Jan

Fintech: Latin America 2018: Growth and Consolidation

By Inter-American Development Bank (IDB); BID Invest; FinnovistaThis report is the second edition of the study “Fintech: Innovations You May Not Know were from Latin America and the Caribbean” (IDB, 2017), which offered a comprehensive view of the activity in and development of the Fintech industry in the region. The report describes the evolution and the progress achieved with respect to the measurement and analysis carried out in 2017, and examines new dimensions relevant to the ecosystem. The first...

January 23, 2019
Books, Pension design, Pension Management, , ,
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November 2018

02Nov

Fintech for Financial Inclusion: A Framework for Digital Financial Transformation

By Douglas W. Arner (The University of Hong Kong - Faculty of Law), Ross P. Buckley (University of New South Wales (UNSW) - Faculty of Law), Dirk A. Zetzsche (Universite du Luxembourg - Faculty of Law, Economics and Finance; Heinrich Heine University Dusseldorf - Center for Business & Corporate Law (CBC)) Access to finance, financial inclusion and financial sector development have long been major policy objectives. A series of initiatives have aimed to increase access to finance and financial inclusion,...

November 2, 2018
Articles, Labor Market, System Sustainability, ,
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