January 2020

Estonia. Reform leader: We’ll use every means possible to halt pension reform mess

Reform Party leader Kaja Kallas says that the large number of proposed amends opposition parties made to the coalition's pensions reform bill to be vote on today were needed, given its huge socio-economic impact, and that she and her party intend to fight the bill every step of the way. "What worries them most is the pension system being dismantled in the way it is," Kallas said, speaking on ETV politics discussion show "Esimene stuudio" Tuesday night. "The experts...

Dutch sector schemes active on online comms to cut costs

Several large Dutch sector schemes are actively trying to persuade their participants to pass on their email addresses in order to save on communication costs and for sustainability reasons. They are finding, however, that the process is laborious, and that they have a long way to go before they no longer need the postman and can save millions of euros through digital correspondence. Although most schemes already have an online platform and prefer digital communication, the main hurdle is...

The 7 biggest fintech trends to watch in 2020

Fintechs have done it again. It's clear that investors' appetite for fintech grew in 2019. We continue to be blown away by the level of innovation in the financial services ecosystem, created by companies looking to enable incumbent financial institutions and other early-stage businesses looking to disrupt the status quo. We also continue to see a proliferation in the number and types of firms providing financial products and services to consumers, from traditional banks to technology and ecommerce businesses....

La era de la disrupción digital: Empleo, desigualdad y bienestar social ante las nuevas tecnologías globales

Por Rafael Doménech Vilariño, Javier Angel Andrés Domingo Nada ha tenido tanto impacto en la historia de la humanidad como el cambio tecnológico. Si durante milenios los seres humanos vivieron básicamente con la misma renta per cápita, fue la Revolución Industrial, fruto en gran medida de nuevos hallazgos tecnológicos, la que hizo que nuestros ingresos se dispararan, y que a partir de 1800 se hayan multiplicado por veinte. Algo que ha sido posible incluso en lugares tradicionalmente poco desarrollados....

“Envejecimiento, personas mayores y Agenda 2030 para el Desarrollo Sostenible. Perspectiva regional y de derechos humanos

Por Sandra Huenchuan El libro “Envejecimiento, personas mayores y Agenda 2030 para el Desarrollo Sostenible. Perspectiva regional y de derechos humanos", publicado por la CEPAL en diciembre de 2018, es resultado de un proceso de investigación y reflexión sobre cómo incorporar a las personas mayores en la implementación y el seguimiento de la Agenda 2030 para el Desarrollo Sostenible desde la perspectiva de derechos humanos. Consigue el libro aquí

Alternativas de inversión para los trabajadores afiliados al IMSS: AFORE vs CETES

Por Eduardo Francisco Javier Lilly Jiménez, Cristian Ruiz Espinosa Es conocido que el gobierno mexicano ha tenido muchos problemas para mantener en funcionamiento el sistema de pensiones. Es importante que la sociedad conozca alternativas de inversión que le permitan obtener un ahorro mayor al momento de su jubilación. Esta investigación atiende el tercer objetivo de desarrollo sostenible de la OCDE: “Garantizar una vida sana y promover el bienestar para todos en todas las edades”, pues al contrastar la inversión...

Seguridad Social en pensiones desde la perspectiva de género: un acercamiento constitucional y legal de Chile, Brasil y Colombia

Por Vargas Sandoval, Yaneth En el presente artículo se realiza un análisis de la seguridad social, desde la perspectiva de género en Latinoamérica específicamente en Chile, Brasil y Colombia. Desarrollando en la primera parte, el reconocimiento que hacen las constituciones y la ley de Chile, Brasil y Colombia, de la mujer a través del derecho a la igualdad y no discriminación, junto con la especial protección que se hace de la mujer. En la segunda parte de esta investigación...

Japan. Wanted: rational pension reform

The government is required by law to examine the long-term financial health of Japan’s public pension system every five years. In the latest review released last August, it was confirmed that in most of the scenarios considered, the income substitution rate — the ratio of pension payouts to the after-tax income of the working generation — will be maintained at 50 percent or more. Read also The 7 biggest fintech trends to watch in 2020 This means that retirees will...

New Zealand. Retirement Commissioner backtracks on call to raise pension age because Kiwis can’t afford it

New Zealanders are approaching retirement in poorer shape than their parents' generation did – and that means we cannot afford to raise the pension age, the Retirement Commissioner says. The commission has long argued that an increase in the age of eligibility for superannuation is needed because of the cost of providing it to an increasing number of older people. But now acting commissioner Peter Cordtz has issued recommendations that backtrack on that. In the commission's latest three-yearly Review...

Measly Returns Spark $5 Billion Raid on Estonian Pension Savings

Cracking open a 4.85 billion-euro ($5.3 billion) piggy bank of pension savings may be a vote-winner. But Estonia’s plan to allow early access to retirement cash is facing a tide of criticism for being short-sighted. The government is meeting an election pledge by a junior coalition member to let more than half the Baltic nation’s 1.3 million residents reinvest or spend mandatory pension savings taken from tax contributions and gross salaries since 2002. The money would be released from...