September 2019

Hooray, LDI Is Progressively Making Corporate Pension Portfolios Less Risky

Liability-driven investing has made great strides toward its goal of lowering the risk for corporate defined benefit plans. With the advent of under-funded pension programs, LDI has emerged as the most widely used antidote. The idea is that, by de-risking portfolios, plan managers can prevent any further erosion of their assets’ value and at the same time inch back to the fully funded level (their ability to match obligations to participants). And it looks as if many are pulling...

France. How Emmanuel Macron’s pension reforms could paralyse his presidency

Last Friday, the Paris transport system came to a standstill. Employees at RATP, the company that runs the metro and bus lines as well as suburban RER trains, launched the biggest French strike for more than a decade: between 60 and 98 per cent of the workforce took action, according to trade unions. With ten metro lines completely closed and buses, trams and RER trains scarcely running, the strike wreaked havoc on Paris streets. People resorted to cars to...

Francia: Profesionistas protestan contra reforma a pensiones

Miles de profesionistas franceses _entre ellos abogados, médicos, enfermeras y otros_ salieron el lunes a las calles de París para protestar contra la reforma al sistema de pensiones planeada por el gobierno del presidente Emmanuel Macron. El gobierno prometió no cambiar la edad de retiro de los 62 años, pero las nuevas condiciones podrían hacer que la gente trabaje más tiempo. Una gran mayoría de quienes protestaba el lunes eran abogados ya que el Consejo Nacional de Abogados, que...

El Gobierno de Chile vuelve a la carga por su proyecto de 41 horas laborales según vocero

La ministra vocera de Gobierno, Cecilia Pérez, informó que “a la vuelta de las Fiestas Patrias en un tiempo inmediato el Presidente Sebastián Piñera, va a convocar a los distintos actores involucrados en poder sacar adelante esta modernización laboral” con el objetivo de consensuar la indicación a la normativa del Ejecutivo que reduce a 41 horas la jornada laboral semanal. Pérez luego del comité político en La Moneda explicó que “en nuestro programa de gobierno tenemos comprometido una profunda...

France. Lawyers, doctors, nurses protest pension changes

Thousands of French professionals, including lawyers and doctors, took to the streets of Paris Monday in the latest protest against the government's planned pension changes. The protest saw lawyers, doctors, nurses and others in regulated professions vent their displeasure at the proposed changes that President Emmanuel Macron's government says will simplify France's convoluted pensions system. The government has promised the legal retirement age of 62 won't change, but new conditions may encourage people to work longer. A large majority...

ECB Has $51 Billion Fund Questioning Future of Inflation Hedging

The European Central Bank’s latest round of easing sent a signal to institutional investors that their inflation hedges may be growing more pointless by the day. In the northernmost corner of the euro zone, a $51 billion pension fund says ECB President Mario Draghi isn’t giving his industry much hope that things will improve. “So far, the less you’ve hedged, the better off you’ve been,” Reima Rytsola, the chief investment officer of Varma Mutual Pension Insurance Co., said in...

Where is the increase to pension in Russia ?

Now it is safe to say that with fanfare announced the increase to pension to pensioners in the amount of $ 1000 has not led to the desired result.   In the first quarter of 2019, a significant number of pensioners began to complain about rising prices and argue that even the increased pensions they don’t have enough for a decent life.   Moreover, we must honestly admit that a significant number of pensioners received a pension less than...

The Price of Inequality

Senior Fellow Joseph E Stiglitz America currently has the most inequality, and the least equality of opportunity, among the advanced countries. While market forces play a role in this stark picture, politics has shaped those market forces. In this best-selling book, Nobel Prize winning economist Joseph E. Stiglitz exposes the efforts of well-heeled interests to compound their wealth in ways that have stifled true, dynamic capitalism. Along the way he examines the effect of inequality on our economy, our...

Inspired: How to Create Tech Products Customers Love

By Marty Cagan How do today's most successful tech companies--Amazon, Google, Facebook, Netflix, Tesla--design, develop, and deploy the products that have earned the love of literally billions of people around the world? Perhaps surprisingly, they do it very differently than the vast majority of tech companies. In INSPIRED, technology product management thought leader Marty Cagan provides readers with a master class in how to structure and staff a vibrant and successful product organization, and how to discover and deliver...

Robo-Advisors: Investing Through Machines

By Facundo Abraham, Sergio L. Schmukler, José Tessada Investing through online automated platforms, known as robo-advisors, is increasingly popular. Robo-advisors expand access to wealth management services by making it easier and less costly to open investments accounts and receive financial advice, as well as plan and automate investment decisions. However, the rise of robo-advisors requires consumers to understand the limitations of these services and to get proper financial education. Policy makers need to grapple with the impact of robo-advisors...