August 2019

26Aug

¿Cómo planear tu retiro? Consejos de un experto

De acuerdo con la Comisión Nacional del Sistema de Ahorro para el Retiro (CONSAR), al cierre de junio 2019 se registraron 64 millones 266 mil 427 cuentas administradas por las Afores, sin embargo, a pesar de que estas entidades han mostrado un incremento en el registro de cuentas individuales, aún existen muchas personas que a pesar de pensar en el retiro, no han tomado acciones concretas para invertir en su futuro. Por lo que es muy importante que te...

August 26, 2019
Noticias
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26Aug

South Africa Pensioners Oppose Prescribed Assets Plan

South Africa’s intentions to tap state workers’ pension funds to revive a struggling economy would be strongly opposed, the Sunday Times reports, citing a major trade group on pensions. The state workers’ pension funds lobby group doesn’t trust government investing pension funds to bail out struggling state-owned companies such as utility Eskom Holdings SOC Ltd., said Adamus Stemmet, spokesman for the Association of Monitoring and Advocacy of Government Pensions. The investments wouldn’t yield positive returns, Stemmet told the weekly....

August 26, 2019
News, Slider
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26Aug

UK universities brace for strike action in pensions dispute

British universities are heading towards strike action later this year, after employers insisted on requiring staff to pay higher pension contributions despite union warnings that the move would trigger a ballot on industrial action. Read also UK universities’ pension funding hole doubles to £6.6bn The University and College Union (UCU) said it had rejected an offer by the employers, represented by Universities UK (UUK), to swap limited increases in staff pension contributions for a two-year bar on strike action. The...

August 26, 2019
News, Slider,
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26Aug

US. Blame The Fed For The Coming Pension Fund Crisis

Most public and private pensions in the United States are underfunded, many severely so. Back when interest rates floated in a historically normal range, there was not a serious issue of pension underfunding. Ultra-low interest rates have pushed pensions into riskier assets such as corporate equities and bonds. Pension demand for corporate bonds has facilitated a surge of debt-funded buybacks. What happens when pensions are no longer able to keep up their massive procurement of corporate debt? American pensions are...

August 26, 2019
News, Slider
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26Aug

Japan. Healthcare for the ageing and elderly worldwide is turning to robots

In America and other ageing societies around the world, it has become common for the elderly to be cared for by their greying children or older workers. That’s largely because the younger labour force is shrinking, and few want to do such low-paying, back-aching work. Japan sees an answer in robots. At Minami Tsukuba nursing home near Tokyo, caregiver Asami Konishi wears a robotic device on her hips that cuts the stress on her back when she bends and...

August 26, 2019
News, Slider,
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26Aug

New zealand. National floats company tax cut, recommits to higher pension age

The National Party is floating a cut to New Zealand's 28 per cent company tax rate among a suite of possible tax changes it would promise going into the 2020 election. "New Zealand has one of the highest company tax rates in the OECD at 28 per cent and we collect the fourth largest share of tax in the OECD from companies," the party's leader, Simon Bridges, said today at a launch of the party's economic policy discussion document...

August 26, 2019
News, Slider
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23Aug

Wealth: The Ultra-High Net Worth Guide to Growing and Protecting Assets

By Richard P. Rojeck With few exceptions, books on personal finance focus on investing. And with few exceptions, these same books focus on the general public. This book takes a comprehensive approach to the subject, directed to the ultra-high net worth reader, filling this void. While there is no shortage of experts in legal, tax, investment, and other matters, in many ways, ultra-high net worth individuals are underserved, even as they are confronted with potentially increasing challenges...

August 23, 2019
Books, Investing, Savings,
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23Aug

Towards Implementing Inclusive Authentication Technologies for Older Adults

By Sanchari Das, Andrew Kim, Ben Jelen, Joshua Streiff, L. Jean Camp, Lesa Huber Two-factor authentication (2FA) provides protection for on-line accounts through efficient and highly robust access control. Adoption and usability, however, remain challenging for such security tools and technologies. Most current research on 2FA focuses on convenience samples of experts in the technology sector while neglecting non-experts. As older adults increasingly use everyday digital technologies, providing convenient means for them to protect their online data has become...

August 23, 2019
Aging, Articles,
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23Aug

Bridging Public Pension Funds and Infrastructure Investing

By Clive Lipshitz, Ingo Walter Underfunding of U.S. public pensions is a chronic policy issue that has become more severe over time. Public pension obligations were estimated at $5.96 trillion at the end of 2017 supported by assets of $4.33 trillion — a shortfall of $1.63 trillion and a ‘funded-ratio’ of 72.6%. We consider the sustainability of public pension systems in the face of changing demographics and frequently inadequate funding and investment returns, and make the connection to the...

August 23, 2019
Articles, Investing, , ,
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23Aug

The Effects of Increasing the Eligibility Age for Public Pension on Individual Labor Supply: Evidence from Japan

By Nobuhiko Nakazawa This paper investigates the effects of increasing the eligibility age for public pension on workers' retirement decisions, focusing on recent Japanese public pension reforms. In Japan, the pensionable age for Employees' Pension Insurance benefits gradually increased from 60 to 65 for males over the course of a decade. Using individual-level administrative data and a regression discontinuity design, I find that raising the pensionable age for flat-rate benefits by one year increases male employment at the critical...

August 23, 2019
Aging, Articles, Labor Market, System Sustainability, ,
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