March 2019

28Mar

How 75,000 people can get a 20pc pension boost by waiting just two weeks

Changes to income tax take effect in two weeks – and with some smart use of pension pots you can save thousands of pounds in tax. The trick is to delay usual payments – using the flexibilities afforded by the pension freedom reforms – until 6 April. Both the personal allowance (the amount you can earn before paying any tax) and the level that higher-rate (40pc) tax kicks in are increasing for the 2019-20 tax year. That means earnings...

March 28, 2019
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28Mar

Maltese workers might need to delay retirement to maintain living standards

Malta’s low pensions might lead today’s workers to have to remain in employment past their retirement age if they are to maintain the standard of living they became accustomed to, Jobsplus CEO Clyde Caruana has said. Caruana said that, given that pensions in Malta are only 1.2 times the poverty line, meaning that pensioners are not very far from the income level delineating poverty, workers might choose to continue working even when they reach an elderly age. Comparatively, Spain,...

March 28, 2019
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28Mar

ESG Investments a Good Option for Retirement Plans

Gone are the days when socially responsible investing is defined as an investment strategy that seeks to avoid companies that profit from “sin” (alcohol, tobacco, gambling, firearms, etc.). The investment strategy has adopted a holistic focus on environmental, social and governance issues (ESG), according to a white paper by Karen Kaufman-White, investment research associate at Strategic Benefit Services. According to Kaufman-White, ESG issues can have a material impact on a company’s performance via reputational, operational, and financial risks or...

March 28, 2019
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28Mar

Chairman JK Bank Launches Pension For Employees Of Grameen Bank

Chairman & CEO, J&K Bank Parvez Ahmed today launched the pension scheme for the employees of J&K Grameen Bank during an event organized at Hotel Radisson Blu, Jammu in presence of Executive President J&K Bank R.K. Chhibber, President J&K Bank Sunil Gupta, Chairman Grameen Bank Janak Raj, General Managers Grameen Bank and a number of serving and retired employees of the J&K Grameen Bank. While congratulating the serving and retired employees of the JK Grameen Bank for being brought...

March 28, 2019
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28Mar

Controversia En La Exención De Impuesto Sobre Pensiones De Personal De Las Fuerzas Armadas Mexicanas

Por Laidon Jonathan Saiza Vazquez (Universidad Autónoma de Baja California (UABC)) & José de Jesús Moreno Neri (Universidad Autónoma de Baja California (UABC)) Uno de los temas que genera controversia en el ámbito fiscal en México, es la no proporcionalidad y equidad de la contribución al gasto público, que va en contra del artículo 31, fracción IV, de la Constitución Política de los Estados Unidos Mexicanos, que establece que todos los mexicanos tienen la obligación de contribuir al gasto público...

March 28, 2019
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28Mar

La estabilidad laboral de los empleados públicos que llegan a la edad de retiro forzoso sin obtener un derecho pensional

Por Jaime Luis Arias Fonseca Con este artículo se procura determinar la procedencia jurisprudencial de la estabilidad laboral de los empleados públicos que han cumplido la edad de retiro forzoso, sin alcanzar los requisitos para obtener el reconocimiento de un derecho pensional. Para el efecto; primero, se establece el concepto de estabilidad laboral en términos generales y con...

March 28, 2019
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28Mar

Las AFP en 100 preguntas

Por Marisa Cominetti y Manuel Fernández Una guía práctica dirigida a todo lector, joven o adulto, que quiera hacer rendir su dinero y mejorar sus inversiones. Descubra, en forma fácil y amena, cómo aplicar los términos financieros y económicos que le permitan disfrutar de unos verdaderos “años dorados”. Entender a cabalidad el sistema de pensiones chileno es una labor bastante difícil para el ciudadano común, ya que está rodeado de una serie de complejidades, mitos o nebulosas de las que muy...

March 28, 2019
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28Mar

El planeta vacío: El shock del declive de la población mundial

Por Darrell Bricker y John Ibbitson Bienvenidos a la caída de la población mundial. Durante medio siglo, muchos estadistas, políticos, analistas y estudiosos han alertado sobre una explosión demográfica que pondrá en jaque los recursos del planeta. Sin embargo, un creciente número de expertos tiene en el punto de mira otro motivo de alarma: en lugar de aumentar exponencialmente, la población mundial se encamina hacia un fuerte descenso que ya es evidente en muchos lugares. En El planeta vacío, los autores revelan cómo...

March 28, 2019
Envejecimiento Poblacional, Libros, Mercado Laboral, Sostenibilidad del Sistema,
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27Mar

The phony retirement crisis

By Andrew Biggs Contrary to the alarms, household savings are growing. But government plans are underfunded. Lawmakers are taking action to deal with the “retirement crisis.” More than 200 House Democrats are sponsoring a bill to expand Social Security benefits, funded by a dramatic increase in taxes. California, Connecticut, Illinois and Oregon have established state-run retirement plans for private sector-workers, which many progressives hope will supplant 401(k)s. But there is no retirement crisis among either today’s retirees or tomorrow’s. Eight in 10...

March 27, 2019
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27Mar

Report on other information to be provided to prospective and current members: guidance and principles based on current practices

By EIOPA This report analyses certain national practices existing prior to the implementation of the Directive (EU) 2016/2341 of the European Parliament and of the Council of 14 December 2016 on the activities and supervision of institutions for occupational retirement provision (IORP II). It concerns disclosure documents to be given to prospective members and members in the pre-retirement and pay-out phase, as set out in Chapter III “Other information documents to be provided” within Title IV “Information to...

March 27, 2019
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