September 2025

Colombia. BEPS de Colpensiones estimula ahorro pensional con sorteo de 1.040 bonos por $2’350.000 cada uno

Para estimular el ahorro entre las personas que no alcanzan a cotizar para tener una pensión de jubilación y que devengan menos de un salario mínimo al mes, el programa BEPS de Colpensiones (Beneficios Económicos Periódicos, que este año cumple una década de vigencia) lanzó a partir de este mes el sorteo 'Ahorrar es Ganar 2025', avalado por Coljuegos. Este incentivo premia el ahorro de las personas vinculadas mediante un bono de consumo por $2'350.000 cada uno, que puede ser...

Global warning: solving pensions gaps around the world

From gender gaps to vulnerable workers, inadequate pensions are an issue the world over. What are countries doing about it? Around the world, many people are still without pension provision. Here, we explore this by looking at case studies of countries with significant coverage issues, and countries that are making changes to improve coverage. Some of the major drivers and resulting effects of inadequate pension provision are: The gender pensions gap – Figure 1 shows the gender pensions gap in OECD countries....

UK. Amendment Watch: What changes are being proposed to the Pension Schemes Bill?

On the first day back for MPs after the summer recess, the UK parliament’s website published more than 200 amendments to the Pension Schemes Bill ahead of the start of the committee scrutiny stage of its journey through parliament. By the middle of this week, this list had grown to more than 270. Industry representatives from trade bodies, pension providers, and other organisations this week gave evidence to the scrutinising committee on its various aspects, from surplus release to investment...

US. The milestone ages that matter most for retirement planning

Retirement is a journey marked by important milestones—ages at which decisions can have lasting impacts on financial security, health coverage and overall well-being. Because many federal employees have been facing major decisions this year about their retirement from federal service, understanding these ages is essential. Last week, we looked at the important ages that affect Social Security and Medicare. This week, let’s focus on Thrift Savings Plan deadlines and an important age for the FERS Basic Retirement Benefit. Age 50: The...

Edad de pensión en Colombia debe ser modificada lo más pronto posible: esta es la preocupante razón

El debate sobre la Ley 2381 de 2024, “por medio de la cual se establece el Sistema de Protección Social Integral para la Vejez, la Invalidez y la Muerte”, más conocida como la reforma pensional del gobierno de Gustavo Petro, y el aumento de la edad de jubilación en Colombia recobraron protagonismo, impulsados por las advertencias de actores clave sobre la urgencia de adaptar el sistema a los desafíos demográficos y fiscales que enfrenta el país. Durante el Congreso Nacional...

Chile. Presidente Boric por inicio del aumento de la PGU: “Hoy día estamos homenajeando con hechos concretos a nuestras personas mayores”

La aprobada Reforma de Pensiones marcó un importante hito este martes 2 de septiembre, con el inicio del pago del aumento de la PGU a 250 mil pesos para personas de 82 años o más. Es por esto que el Presidente de la República, Gabriel Boric Font, encabezó un encuentro en el Palacio de La Moneda con más de 300 pensionadas y pensionados, junto a las y los ministros del Trabajo y Previsión Social, Giorgio Boccardo; Interior, Álvaro Elizalde;...

Deuda de pensiones en El Salvador sobrepasa los $10,900 millones

La deuda de pensiones, que los gobiernos pasados y el actual siguen acumulando desde 2006 a través de la colocación de certificados de crédito, alcanza ya un saldo de $10,922.57 millones. Según datos del Banco Central de Reserva (BCR) esta cifra es la suma de $8,394.77 millones de la deuda que se originó a partir de 2006 y hasta 2022 a través de Certificados de Inversión Previsional (CIP); y un saldo de $2,527.80 de deuda que se ha generado desde...

Dutch fund PFZW reduces BlackRock ties over clash on sustainability

Dutch pension fund PFZW has stopped investing in stock funds managed by BlackRock, in part because of concerns over the U.S. firm's voting record on sustainability issues, its lead asset manager PGGM said on Wednesday. The move comes amid a wider activist campaign in the Netherlands to push the country's large pension schemes to drop managers that have reduced support for climate change-linked resolutions at company meetings. While some companies have scaled back the importance they attach to sustainability since the...

Pension risk transfer: The U.S. and the U.K. compared

Growth in the pension risk transfer (PRT) industry is accelerating, with new research forecasting insurance companies will secure more than $335 billion of liabilities across the U.K. and the U.S. markets over the next three years. But with many insurers now looking at opportunities in both countries, it is vital to recognize the differences between the U.K. and the U.S., particularly when it comes to deferred lives. PRT transactions — often described as bulk purchase annuity deals in the U.K. —...

As global longevity increases, how do we ensure workers and economies thrive?

Since becoming CEO of Mercer, I’ve travelled to more than 20 countries and met with C-suite executives and policy-makers worldwide. One topic they consistently bring up – and can universally relate to – is increasing longevity. That may surprise most people, but it doesn’t shock me. For years, Mercer has been following statistics on longevity. By 2050, the number of individuals aged 60 and older is projected to reach 2.1 billion – nearly double today’s figure. The rise is driven by significantly longer life...