May 2025

Germany struggles to fix its pension system

Germany's baby boomers are retiring. Those born between 1955 and 1969, when the birth rate was at an all-time high, are also living longer. The workforce is not growing at the same rate. So who will pay the elderly's pensions? A considerable chunk of the federal budget goes into propping up the statuary pension system and the new Labor Minister, Bärbel Bas from the center-left Social Democratic Party (SPD), has reiterated an idea of how to partially fix that. The pension system in Germany, established in 1889,...

Türkiye’s birth rate falls further, deepening alarm over below-replacement fertility

The number of live births in Türkiye fell to 937,000 in 2024, as the average number of children per woman declined to 1.48—well below the replacement level of 2.1, the Turkish Statistical Institute (TurkStat) reported on Tuesday. The total fertility rate refers to the average number of children a woman is expected to have over her reproductive lifetime, defined as the 15–49 age group. Compared with the EU average fertility rate of 1.38, Türkiye ranked 9th among member states and candidate countries....

Chile, El 82% de los beneficiarios del Pilar Solidario de Pensiones recibió la PGU en 2024

Así concluyó un informe realizado por la Dirección de Estudios de la Subsecretaría de Previsión Social.  El estudio constata que el total de beneficiarios del Pilar Solidario de Pensiones superan los 2.5 millones de personas. La Dirección de Estudios de la Subsecretaría de Previsión Social publicó los resultados del Informe Trimestral del Pilar Solidario para el trimestre de octubre, noviembre y diciembre de 2024, cuya finalidad es entregar un panorama estadístico actualizado de los beneficios comprendidos en el Pilar...

Brasil. Beneficios sociales garantizan ingreso promedio récord en 2024

El valor de los ingresos obtenidos a través de programas sociales como el Bolsa Familia y el Beneficio de Prestación Continuada (BPC) creció un 72,7% entre 2019 y 2024. La cifra mensual promedio, de aproximadamente US$ 148, es la más alta desde 2012, según datos del Instituto Brasileño de Geografía y Estadística (IBGE). El instituto investiga regularmente la información sobre los ingresos de las personas residentes en Brasil. Considera ingresos provenientes del trabajo, programas sociales, jubilaciones, pensiones y otras fuentes como...

La rentabilidad de la ‘hucha de pensiones’ española es la segunda más reducida de la OCDE

El Fondo de Reserva español, comúnmente conocido como la hucha de pensiones obtuvo la segunda rentabilidad más baja del conjunto de países de la OCDE, solo superando a Polonia. Así lo desprenden los datos del informe Pension Markets in Focus 2024 publicado por la organización internacional en el mes de diciembre. Una conclusión que entonces pasó desapercibida y que se complementa con otras cuestiones mencionadas en el documento como que la hucha de pensiones española es la más pequeña tanto en términos brutos -en...

Los maestros del sector público en huelga indefinida en Panamá no cobrarán su salario

Los maestros del sector público de Panamá en huelga indefinida desde el pasado 23 de abril en rechazo a una reforma de la seguridad social ya vigente no cobrarán su salario, informó este lunes el Ministerio de Educación panameño. «Con profundo pesar y con respeto siempre al derecho a manifestarse que por ley tienen los gremios magisteriales, el Ministerio de Educación informa que se ha procedido a realizar la retención del pago de aquellos educadores que no hayan prestado el...

Pension funds ‘to unlock up to £50bn’ of investment, with half for UK firms

The bosses of 17 of the UK’s biggest pension funds have struck a deal with the government that it claims will release up to £50bn worth of investments, with at least half earmarked for British assets including clean energy projects and homegrown startups. Fund managers including Aviva, Legal & General, M&G, Phoenix and the Universities Superannuation Scheme have agreed to sign a new “Mansion House accord” that will lead to at least 10% of their workplace pension schemes being invested...

Baby Boomers vs. Gen X: How They Approach Retirement Differently

Nobody wants to hear they’re becoming their parents, but as we age, it's often inevitable. It’s hard to escape it when their morals, values, and idiosyncrasies have been etched into our brains. Unless, however, we’re talking about retirement saving, planning and investing. When it comes to baby boomers and Gen Xers, their approaches couldn’t be more different. Baby Boomers, born between 1946 and 1964 (according to Pew Research), number 69 million strong. Pew places Generation X, or Gen X, as those...

Pension Gaps and Inflation: The struggle for a secure Nigerian retirement

Across the African continent, the aspiration for a peaceful and financially secure retirement has remained a common dream for generations. For many today, particularly in Nigeria that vision is becoming increasingly difficult to attain. The harsh realities of the current economic landscape, defined by soaring inflation, a continually rising cost of living, and limited access to pension schemes for millions of workers, especially those in the informal sector, have made retirement planning more complex and uncertain than ever. In Nigeria, as...

Swiss pension industry faces mounting skills shortage as funds invest in training

The Swiss occupational pension sector is facing a deepening shortage of skilled workers, a trend expected to intensify in the coming years. Larger pension funds are increasingly investing in training programmes to attract career changers and mitigate the talent gap. Sandro Meyer, a member of the executive board at Zurich Switzerland, told IPE that the shortage of qualified professionals is becoming a critical challenge for the industry. This is partly due to demographic shifts – there are simply fewer young people entering the...