July 2026

US. Policy Uncertainty Is Muddling Retirement Planning – and Advisors Are Just as Confused

Planning for retirement has always been hard, but when government policy is unpredictable, it makes it even more challenging. For example, changes to Social Security and Medicare can put basic security at risk; changes to the tax system can scramble a household’s finances; and ballooning government debt can increase interest rates and slow the economy. A 2025 survey conducted by Greenwald Research of 1,443 individuals ages 45-79 with over $100,000 in investable assets revealed that older Americans were keenly aware...

Africa’s Largest Fund Manager Is Under Investigation. Who Is Protecting Public Servants’ Pensions?

The Public Investment Corporation (PIC) manages the retirement savings of more than a million public servants in South  Africa, making any question over its governance a matter of public concern. Development Diaries reports that the country’s Financial Sector Conduct Authority (FSCA) has opened a formal investigation into the PIC, which is  Africa’s largest asset manager, following the suspension of its chief executive. According to Daily Maverick, the regulator’s intervention has deepened a governance crisis already facing the institution, while TimesLIVE reported that the developments have also fuelled tensions...

US. Only 14% of Gen X Has a Pension. For a 53-Year-Old Riding an AI-Heavy S&P 500, Social Security Is the Only Floor Left.

Only 14% of Gen X has a pension, and roughly 40 to 50% of the S&P 500 is tied to AI-themed stocks, leaving Social Security as the only guaranteed income floor. Delaying Social Security from 62 to 70 raises a monthly benefit from roughly $1,680 to $2,976, and that inflation-adjusted gap compounds across a 25-year retirement. The Social Security trust fund is projected to exhaust reserves in 2032, potentially cutting payouts to 78% of scheduled benefits right as...

Can Kenya’s Sh2.81 trillion pension fund industry help build the country’s future?

Kenya is preparing to unlock trillions of shillings in pension savings to help finance major infrastructure, manufacturing and county development projects in what could become one of the biggest shifts in the country’s investment landscape. With pension assets now standing at Sh2.81 trillion, the government believes retirement savings can play a much bigger role in building roads, industrial parks, railways, power projects and affordable housing while still generating attractive returns for millions of workers. The strategy has gained fresh momentum following...

México ha avanzado en pensiones, pero aún no es un trabajo terminado: OCDE

El sistema pensionario de México ha avanzado en los últimos años con las reformas que se han impulsado en la última década, pero aún no es un trabajo terminado, enfatizó Pablo Antolín, director de Pensiones y Seguros de la Organización para la Cooperación y el Desarrollo Económicos (OCDE). "Los sistemas de pensiones van a ir siempre evolucionando. El mercado de trabajo evoluciona, la tecnología evoluciona", dijo en entrevista en el marco del Seminario Internacional de Pensiones FIAP-WPA 2026 realizado en...

UK pension giants join forces to unlock £1bn to back Britain’s innovators

A consortium of some of the UK’s largest pension providers, today (Monday 27 July) announce their commitment to explore the establishment of a first-of-its-kind vehicle dedicated to investing in scaling UK businesses. The ambition is a fund of sufficient scale to target the best opportunities born out of UK innovation in science and technology. The fund would seek to deliver strong long-term returns for pension providers and their members by investing in successful UK companies. By helping innovative businesses scale...

Nigeria. Hardship threatens personal pension plan, 92% of accounts dormant

More than 90 per cent of informal sector workers who enrolled in the Personal Pension Plan, PPP, have abandoned the scheme, as subscribers blame worsening economic hardship for their inability to make regular pension contributions. Financial Vanguard findings show that only 17,320, representing eight per cent of the 215,412 registered Retirement Savings Accounts, RSAs, under the scheme, had received contributions as at December 2025, while the remaining 198,092 accounts, representing 92 per cent, were dormant. Many traders and artisans also expressed ignorance of...

US. How Baby Boomers, Gen X, Millennials and Gen Z Differ in Retirement Preparedness

Get personalized, AI-powered answers built on 27+ years of trusted expertise. Less than half (42%) of Americans are on track for retirement, according to Vanguard research. Of all the generations, baby boomers are among the least prepared: just 40% are on track to maintain their lifestyle in retirement. Gen X (41%) and millennials (42%) are close behind. Gen Z (47%) is slightly more prepared.1 According to a survey by Northwestern Mutual, the typical Gen Zer with savings began putting money aside...

México. En su 32 aniversario, la CONSAR reafirma su compromiso de resguardar el patrimonio pensionario de las y los trabajadores

A 32 años de su creación, la Comisión Nacional del Sistema de Ahorro para el Retiro (CONSAR) reafirma su compromiso de seguir fortaleciendo un Sistema de Ahorro para el Retiro (SAR) sólido, moderno y centrado en las y los trabajadores. Durante estas más de tres décadas, la Comisión ha acompañado la evolución del Sistema para proteger y fortalecer el patrimonio pensionario de millones de personas. Desde su creación, la CONSAR ha impulsado un marco regulatorio que promueve una competencia sana...

América Latina envejece a ritmo inédito, lo que presionará sistemas pensionarios de la región: BID

América Latina está envejeciendo a un ritmo inédito y además con un nivel de ingresos muy inferior al de países desarrollados, lo cual presionará a los sistemas pensionarios de la región, advirtió la especialista del Banco Interamericano de Desarrollo (BID), María Teresa Silva-Porto. Durante una charla en el marco del Seminario Internacional FIAP-WPA 2026 “Pensiones para el Futuro”, la especialista aseguró que la pirámide poblacional se está invirtiendo en todo el mundo, lo cual está dando como resultado a más adultos mayores que necesitan pensionarse...