April 2024

Argentina. Jubilaciones: Diputados firmaron cuatro dictámenes para reforma previsional

Este martes, se reunió nuevamente la Comisión de Previsión y Seguridad Social de la Cámara de Diputados para discutir una reforma previsional. El encuentro tuvo como resultado cuatro proyectos con dictámenes firmados, que se votarán en el recinto. En simultáneo, un grupo de jubilados autoconvocados instalaron una carpa frente al Congreso para reclamar por la pérdida del poder adquisitivo. La comisión presidida por la diputada Gabriela Bouwer de Koning (UCR-Córdoba) contaba con 16 proyectos de ley de reforma previsional, pero el Gobierno nacional estableció el nuevo esquema de jubilaciones por decreto el pasado marzo. A pesar de ello,...

UK pension schemes and insurers boost sustainable investments

95% of UK pension funds and insurers in a survey said they expect to increase allocations to renewable energy assets over the next five years. According to the survey commissioned by AlphaReal, a specialist manager of secure income real assets, 35% of respondents said they will increase allocations by up to 10%. About 44% said they will raise allocations by between 10% and 20%, while 16% will boost by more than 20%. The remainder of respondents said there will be no...

How The US Economy Avoids The Longevity Trap

By Anthony Roth   The anticipated increase in the proportion of the American population aged 65 and older—from 58 million in 2022 to a projected 82 million by 2050—calls attention to the economic implications of increased longevity. Yes, this trend will bring significant challenges to continued economic growth. Fortunately, I believe the U.S. is uniquely positioned to overcome these challenges and capitalize on the economic opportunities related to longevity. Strength In Aging A key to any discussion of the increasing age of our population should also...

Greece. Viable social security system, but only on low pensions

The sustainability of the social security system is considered assured until the distant 2070, according to a new study by the National Actuarial Authority submitted to the competent department of the European Commission. There is, of course, a very important and highly mandatory condition: That nothing changes in terms of the so-called “parametric changes,” i.e. retirement age limits, amount and method of calculating benefits, etc. And, of course, an equally disappointing finding, that Greece has a sustainable system, but insufficient...

US. Inflation Concerns Still Impacting Retirement Planning Decisions

Ongoing economic challenges are changing how Americans are thinking about retirement planning, with nearly 6 in 10 pre-retirees (57%) believing that inflation poses the most immediate challenge to their retirement portfolios over the next 12 months. And this stress apparently is shifting the perception of life as a retiree, especially for those closest to retirement age. Findings from Nationwide's ninth annual Advisor Authority survey show that roughly 7 in 10 pre-retiree investors (69%)—defined as non-retired investors aged 55-65—agree that the norm...

México. La Comisión de Seguridad Social aprobó dictamen que crea el Fondo de Pensiones para el Bienestar

La Comisión de Seguridad Social, que preside la diputada Angélica Ivonne Cisneros Luján (Morena), aprobó, por 19 votos a favor, 10 en contra y cero abstenciones, el dictamen que crea el Fondo de Pensiones para el Bienestar, cuyos fines serán recibir, administrar, invertir y entregar los recursos que le sean aportados conforme a las disposiciones aplicables, pudiendo establecerse aportaciones adicionales a su patrimonio. En el dictamen se precisa que el Fondo de Pensiones para el Bienestar brindará a los institutos...

Chile. Presidente Boric llama a votar pronto la reforma de pensiones: “No sirven las excusas”

El Presidente Gabriel Boric llamó al Congreso Nacional a agilizar la discusión y tramitación de la Reforma al Sistema Previsional, la cual ya pasó por la Cámara de Diputados y actualmente se discute en comisiones del Senado. En el marco de la ceremonia de promulgación de la Ley de Fortalecimiento y Modernización del Sistema Nacional de Certificación de Competencias ChileValora, y acompañado por la ministra del Trabajo, Jeannette Jara, el Mandatario expresó: “Yo espero que se vote (la reforma) prontamente en general en el Senado....

Colombia. El Senado destraba la reforma pensional y le da oxígeno a Petro

Las sillas de la mayoría de los senadores del Partido Liberal permanecieron vacías durante buena parte del debate sobre la reforma pensional en la tarde de este lunes en el Congreso de la República. Nueve de los 13 congresistas liberales estaban reunidos en la Casa de Nariño con el presidente Gustavo Petro y con el ministro del Interior, Luis Fernando Velasco, quien por décadas perteneció a ese partido. Esos senadores desobedecieron al presidente del partido, César Gaviria, y finalmente lograron un...

US. Why Staying in Your 401(k) After Retirement Makes Sense

Many Americans heading into retirement confront a weighty question that doesn’t have an easy answer: Should they retain their savings in their 401(k) plans, move them to an Individual Retirement Account (IRA), or cash out and pay taxes (and perhaps penalties) on the assets withdrawn?A new research paper titled “The Pros and Cons of Remaining in a 401(k) Plan After Retirement” addresses this question, especially for “the vast majority of Americans who enter retirement with low or moderate levels...

UK. Wave of retirement is starving UK stocks of pension fund investment, warns Goldman Sachs

British businesses risk being starved of investment as pension funds sell off assets to meet a wave of retirement claims, Goldman Sachs has warned. Analysts at the Wall Street bank have sounded the alarm over investment levels flatlining in the UK after research found final salary schemes are selling almost as many British stocks as other pension funds are buying. This has meant that UK-listed companies are receiving just £500m in net investment from pension funds each year. Goldman Sachs said defined...