January 2024
12Jan

Perú. Retiro AFP 2024: Estos son los proyectos que ya se debatieron

El año 2023 mantuvo a los afiliados de las Administradoras de Fondos de Pensiones (AFP) en vilo, anticipando el anuncio del Congreso de la República sobre la posibilidad de liberar una porción determinada de los fondos de pensiones. Este dinero podría significar un impulso para iniciar negocios, saldar deudas o simplemente enfrentar la actual coyuntura económica del país. Aunque se llevaron a cabo reuniones para abordar este tema, no se logró un acuerdo general. Por ello, las expectativas para el 2024 se centran en si habrá algún pronunciamiento...

January 12, 2024
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12Jan

UK. Six key pensions issues and trends in 2024: How many will affect you?

Here are our thoughts on the key issues and trends for pension scheme employers and trustees in 2024. The year ahead will see some major changes to pensions law, with the abolition of the pensions lifetime allowance from 6 April 2024 as well as the introduction of a new funding regime for defined benefit schemes. We also consider the broader market trends we are seeing in relation to scheme surpluses, buy-outs, and a focus on the "end game" for...

January 12, 2024
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12Jan

US. Pension Plans in ’23: Glass Half Full—and Half Empty

“Best condition this century.” Or, “improved” but “fragile.” Both characterizations of the state of pensions in 2023. Which applies depends on which pension system one is talking about. Better, But… State and local pension plans saw improvement in 2023, but there is still plenty of room for more, according to Anthony Randazzo and Jonathan Moody in Equable’s research brief “The State of Pensions 2023,” which looks at how public pensions fared in the year that was. Randazzo and Moody write that the...

January 12, 2024
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12Jan

Solving Vietnam’s social protection sustainability problem

As an economy develops, economic policy and social policy tend to overlap. Reports of long queues of people in Ho Chi Minh City withdrawing their social insurance contributions after losing their jobs during the COVID-19 pandemic is an example. Workers in the formal sector viewed their contributions to a retirement income insurance scheme — known generally as ‘social insurance’ — as their savings to be drawn upon in hard times. This helped boost demand and enhanced short-term macroeconomic management. Yet...

January 12, 2024
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11Jan

México. Asumirá el gobierno el costo inicial de reforma a pensiones

El gobierno federal calcula el costo inicial que implicaría la reforma que pretende impulsar en las pensiones de los trabajadores, de tal forma que aporte parte de los recursos requeridos y no sea una carga directa y de un solo golpe al sector empresarial, sostuvo el presidente Andrés Manuel López Obrador. Los cambios aplicados al inicio del sexenio en acuerdo con la iniciativa privada fueron insuficientes: quiero que quien se jubile reciba una pensión digna, pero eso con las leyes actuales no...

January 11, 2024
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11Jan

Colombia. MinSalud anuncia que bajará la tarifa de aportes en salud para pensionados en 2024

El Ministerio de Salud anunció esta semana que a partir de este año las personas que devenguen más de $1’300.000 y hasta $3’900.000 como mesada de pensión aportarán un porcentaje menor para salud. Según la resolución 1271 de 2023, el aporte a sistema general de seguridad social en salud para esta población pensionada bajó del 12 % al 10 % sobre el valor que reciba de mesada. Así lo estableció el Plan Nacional de Desarrollo “Colombia potencia mundial de la vida”,...

January 11, 2024
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11Jan

México. Reforma pensiones 2024: Plan de AMLO pone en riesgos a los trabajadores; ¿por qué?

El presidente Andrés Manuel López Obrador prepara una propuesta de reforma a las pensiones para que el Gobierno administre y apoye a las empresas para que los trabajadores reciban su sueldo completo al momento de jubilarse y no solo la mitad como sucede actualmente; sin embargo, algunos especialistas ven riesgo para los empleados. “Lo que vamos a hacer es un análisis, una corrida para ver cuánto necesitamos, y que el gobierno ayude, que nos pongamos de acuerdo también con el sector privado, de entrada...

January 11, 2024
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11Jan

Most US Public Pension Funds Are Distressed, per Equable Report

Most state and municipal public pension funds are distressed or fragile, with funded ratios of less than 90%, according to the Equable Institute’s State of Pensions 2023 report, a year-end update. The report used the last reported data available from public pension funds. The report noted that at least 33 funds have not released year-end fiscal 2022 data. The report tracked 232 pension funds in the U.S. “Funding improvement in 2023 is both welcome and disappointing,” said the Equable Institute’s executive...

January 11, 2024
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11Jan

UK. ‘Drive to reach net zero’ top reason for pension investment in renewable energy

The pursuit of reaching net-zero carbon emissions is the top reason for pension investment in renewable energy, according to research by AlphaReal. When asking UK pension schemes and insurers to select the three main environmental, social and governance (ESG) drivers for investing in renewable energy, almost three-quarters (72 per cent) included ‘measurable targets and benefits including achieving net-zero carbon emissions by 2050’ in their top three. Climate risk mitigation was the second biggest ESG driver for pension schemes and insurers, chosen...

January 11, 2024
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11Jan

China Is Fast Losing Its Place as Must-Have in Global Portfolios

Years of harrowing losses have left Chinese stocks with a diminished standing in global portfolios, a trend that’s likely to accelerate as some of the world’s biggest funds distance themselves from the risk-ridden market. An analysis of filings by 14 US pension funds with investments in Chinese stocks show most of them have reduced their holdings since 2020. The California Public Employees’ Retirement System and New York State Common Retirement Fund, among the nation’s biggest pension investors, cut their exposure...

January 11, 2024
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