editor2, Author at Pension Policy International

30SepSeptember 30, 2025

UK. Pension disaster as nearly half of pots overdrawn in ‘real risk’ to retirement savings

Fresh analysis of Financial Conduct Authority (FCA) figures shows pension withdrawals at unsustainable rates have reached record levels. In 2024/25, 45 per cent of all retirement savings pots were accessed at eight per cent or higher. Financial experts generally regard four per cent as a prudent annual drawdown rate, meaning many retirees are drawing down at double the recommended pace. The findings come from consultancy firm Broadstone, which compiled eight years of FCA retirement income market data. The 45 per cent figure is...

September 30, 2025

Newssavings, UK

30SepSeptember 30, 2025

Power Of Friendship Can Slow Down Ageing, Study Finds

Friendships that have survived the odds and persevered for years can help slow down biological ageing, a new study has found. Such relationships and engagement may 'reset' the body's internal clocks to lower the biological age, the research published in the journal Brain, Behavior & Immunity - Health, highlighted. Drawing on data from 2117 adults who participated in a study called the Midlife in the United States, researchers noted that people with greater "cumulative social advantage" showed slower rates of biological...

September 30, 2025

NewsAging, Health

30SepSeptember 30, 2025

Swiss pension fund defends oil and gas exposure despite political pushback

Pensionskasse des Kantons Schwyz (PKSZ), the CHF3bn (€3.2bn) pension fund of the Swiss canton of Schwyz, will continue to invest in oil and gas companies – including those operating in authoritarian regimes – arguing that greening the portfolio would damage returns. The canton’s government has rejected a motion tabled by members of the Social Democratic Party (SP) to amend the law governing the fund’s investments, which would have introduced sustainability criteria and excluded fossil fuel holdings. The executive council, led by...

September 30, 2025

NewsInvestment, Switzerland

30SepSeptember 30, 2025

The global imperative of investing in healthy aging

Observed on October 1 of each year, International Day of Older Persons recognizes the contributions of older adults and raises awareness of the challenges they may face. As the world undergoes a profound demographic shift with increasing life expectancies, many communities lack the structures or opportunities that allow the older population to thrive. Societies are confronted with a once-in-a-generation choice: reimagine systems to support longevity for all or risk stagnation with outdated structures. “Improving the quality of life for older individuals and...

September 30, 2025

NewsAging, Labor Market

26SepSeptember 26, 2025

Aligning your pension scheme with the Taskforce on Climate-Related Financial Disclosures recommendations

By Department for Work and Pensions This guide aims to help trustees evaluate the way in which climate-related risks and opportunities may affect their strategies. Trustees should consider how different investments and strategies could be impacted by transition and physical risks, at an asset class, sector and firm level where appropriate. Schemes should set out what risks and opportunities they consider to be relevant or material to them over the short/medium/long term time horizons for their scheme. They should use scenario analysis...

September 26, 2025

Books, Books, Regulation, Reports2025, Climate crisis, Pension Management, Regulation, UK

26SepSeptember 26, 2025

2025 Individual Investor Survey: Welcome to the age of diminished expectations

By Natixis Investment Managers Investors have been on an emotional roller coaster over the first 25 years of the 21st century. On the downside, they held on for dear life as the dotcom bubble, Global Financial Crisis, European debt crisis, Covid, and a historic bout of inflation played out in the headlines and their portfolios. But along with the losses, investors found compelling gains. A decade of record-low interest rates buoyed stocks, and the tech sector boomed. It was a thrill ride...

September 26, 2025

Books, Books, Investment, Reports2025, Investment, Pension Management

26SepSeptember 26, 2025

Aging, Alcohol, and Attrition: The Economic and Political Ramifications of Public Health in Contemporary Russia

By Andrew Kelmanson, Anonymous Author, Emily Sehati, Eliana Svilik, Kyle H. Chan, Marcus Hsieh & Will Pirone The Russo-Ukrainian War has exacerbated several of the country’s existing public health crises. Specifically, this paper identifies 3 areas of public health concern that are inflamed by the conflict in Ukraine that will likely have an outsized effect on the economic success and political legitimacy of the country in the coming years. These are, namely, alcohol addiction, an aging population, and attrition from...

September 26, 2025

Aging, Articles2025, Aging, Health, Public Policy, Russia

26SepSeptember 26, 2025

Optimization Algorithms for Pension Asset Allocation Under Market Volatility

By Akshay Sharma & Satish Kabade Pension fund organizations function as essential financial entities that protect employee retirement funds to provide complete and punctual pension distributions. Pension fund effectiveness through asset distribution determines how well a fund meets its future obligations. Traditional methods of portfolio optimization align with the Modern Portfolio Theory through the Markowitz model to help determine asset allocation by defining the relationship between return and risk. These static modeling approaches fail to fulfill their purpose in real...

September 26, 2025

Articles, Investment2025, Investment, Pension Management, Technology

26SepSeptember 26, 2025

Has Population Aging Led to Strategic Shifts in Enterprises?

By Hanteng Li, Yun Qin & Yuhang Wang This paper uses Chinese listed companies from 2009 to 2023 as a sample to systematically examine the impact pathways and mechanisms through which population aging influences corporate strategic transformation. The study finds a significant positive relationship between population aging and corporate strategic transformation, and this conclusion remains robust under multiple sensitivity tests. Further analysis of moderating effects indicates that a firm’s innovation capability plays an important moderating role in the relationship between...

September 26, 2025

Aging, Articles2025, Aging, China, Labor Market

25SepSeptember 25, 2025

México. Afores apuestan por invertir en renta variable nacional

Las administradoras de fondos para el retiro (Afores) incrementaron sus inversiones en renta variable nacional el mes pasado, en un contexto donde las bolsas mexicanas lograron alcanzar máximos históricos. De acuerdo con datos de la Comisión Nacional del Sistema de Ahorro para el Retiro (Consar), durante agosto, las inversiones de las Afores en renta variable nacional ascendieron a 6.71% de su portafolio, que, en comparación con el mismo periodo del año pasado, fue de 6.32% por ciento. Se trata de su...

September 25, 2025

Noticias, NoticiasInversión, Mexico, Regulación

September 2025