April 2018

March 2018

When I’m Sixty-four: The Plot Against Pensions and the Plan to Save Them

By Teresa Ghilarducci A crisis is looming for baby boomers and anyone else who hopes to retire in the coming years. In When I'm Sixty-Four, Teresa Ghilarducci, the nation's leading authority on the economics of retirement, explains how to confront this crisis head-on, revealing the causes behind the increasingly precarious economics of old age in America and proposing a bold plan to guarantee retirement security for every working citizen. Retirement is one of the hallmarks of a prosperous, civilized market...

Gender and Social Security Reform: What’s Fair for Women?

By Neil Gilbert Aging populations are creating tremendous pressures on social security systems throughout the world, lifting the need for reform to the top of policy agendas. Proposed reforms often have different implications for men and women. At the same time, traditional family and gender roles are changing with the decline in fertility rates and the rapid rise in women's participation in the paid labor force.While trying to adapt social security systems to the fiscal demands of aging societies, policymakers...

The High Cost of Good Intentions: A History of U.S. Federal Entitlement Programs

By John F. Cogan Federal entitlement programs are strewn throughout the pages of U.S. history, springing from the noble purpose of assisting people who are destitute through no fault of their own. Yet as federal entitlement programs have grown, so too have their inefficiency and their cost. Neither tax revenues nor revenues generated by the national economy have been able to keep pace with their rising growth, bringing the national debt to a record peacetime level. The High Cost of...

Rescuing Retirement

By Teresa Ghilarducci,‎ Tony James,‎ Timothy Geithner Everyone deserves to be able to retire with dignity, but this core feature of the social contract is in jeopardy. Companies have swerved away from pensions, and most of the workforce has woefully inadequate retirement savings. If we don’t act to fix this broken system, rates of impoverishment for senior citizens threaten to skyrocket, and tens of millions of Americans reaching retirement age in the coming decades will be forced to delay retirement...

Social Security, Medicare and Government Pensions: Get the Most Out of Your Retirement and Medical Benefits

By Joseph Matthews Your complete guide to Social Security retirement and medical benefits Social Security, Medicare, SSI and more explained in this all-in-one resource that gets you the most out of your retirement benefits.  Learn all about: Social Security benefits (including new rules on spousal and dependents benefits) Medicare & Medicaid veterans, FERS, and CSRS benefits Completely updated for 2018. Read more HERE

Suggestions for a Scheme of Old Age Pensions: With an Introductory Chapter Dealing with the Report of the Committee on Old Age Pensions

By Lionel Holland Excerpt from Suggestions for a Scheme of Old Age Pensions: With an Introductory Chapter Dealing With the Report of the Committee on Old Age Pensions. The Report of the Committee on Old Age Pensions, which was appointed in July, 1896, has at length been issued. The circumstances which led up to the appoint ment of this Committee may be sufficiently indicated in a few sentences. Read more HERE

Pension Plans and Employee Performance: Evidence, Analysis, and Policy

By Richard A. Ippolito In this provocative book, Richard A. Ippolito explores the relationship between employees' preferences for certain types of pension plans and their productivity. Ippolito begins by reviewing how pensions influence workers' behavior on the job, helping employers reduce early quit rates and increase early retirement rates. In a novel contribution, Ippolito then shows how pensions can assist employers in attracting and retaining workers who have personal attributes valued by the firm. Challenging the accepted view of defined contribution...

Advice That Sticks : How to give financial advice that people will follow

By Moira Somers The advice is sound; the client seems eager; and then… nothing happens! Too often, this is the experience that financial professionals encounter in their daily work. When good recommendations go unimplemented, clients’ well-being is compromised, opportunities are lost, and the professional relationship grows strained. Advice that Sticks takes aim at the problem of financial non-adherence. Written by a neuropsychologist and financial change expert, this book examines the five main factors that determine whether a client will follow through...

February 2018

Building Evidence for Active Ageing Policies: Active Ageing Index and its Potential

By Asghar Zaidi,‎ Sarah Harper,‎ Kenneth Howse,‎ Giovanni Lamura,‎ Jolanta Perek-Bialas  This book provides multinational evidence on active and healthy ageing. It generates authoritative new knowledge for mutual learning and policymaking in addressing challenges linked with population ageing. The authors discuss how to achieve better active ageing outcomes through appropriate policies including addressing life course determinants of active and healthy ageing. The chapters are distinctive in their focus on quantitative analysis of active and healthy ageing based on a first-of-its-kind composite measure, the Active Ageing...