2021 Archives - Page 103 of 177 - Pension Policy International

30JunJune 30, 2021

Financiamiento para la vejez de los jóvenes mexicanos.

Autor: Quetzalli Atlatenco Ibarra Los ingresos en la vejez proceden de diversas fuentes. En México las principales son las pensiones otorgadas por los sistemas de seguridad social y los programas federales como el denominado “Pensión para el bienestar de las personas adultas mayores”. El objetivo de este trabajo es determinar cómo piensan financiar su vejez los jóvenes mexicanos y qué están realizando al respecto. Para ello se analizaron los resultados de la Encuesta de Inclusión Financiera efectuada en 2018 por...

June 30, 2021

Ahorro, Artículos2021, Ahorro Voluntario, Mexico

25JunJune 25, 2021

Peruanos retiran 8,500 millones de dólares de fondos de pensiones en pandemia

La crisis económica causada por la pandemia ha llevado a que los trabajadores de Perú retiren más de 8,500 millones de dólares de sus fondos de pensiones, informó este jueves el regulador financiero peruano. Adicionalmente, otros 10,300 millones de dólares podrían ser retirados en un nuevo proceso en curso, según la Superintendencia de Banca, Seguros y AFP (fondos de pensiones). "Los retiros por pandemia suman más de 33,000 millones de soles (unos 8,500 millones de dólares)", lo que equivale al "20%...

June 25, 2021

Noticias2021, América Latina, COVID-19, Perú, Retiro de Fondos

25JunJune 25, 2021

US. American Express boosts auto-enrollment contribution rate to 6% for 401(k) plan

American Express Co., New York, is increasing the amount of automatic enrollment for participants in its 401(k) plan to a before-tax contribution of 6% of total pay, effective Jan. 1, 2022. The company will continue its current policy of an automatic escalation rate of 1% each year until the employee contribution hits 10% of pay, it disclosed in an 11-K filing Wednesday with the SEC. Currently, eligible employees are automatically enrolled to make before-tax contributions of 3% of total pay. The company's...

June 25, 2021

News, Slider2021, 401k, savings, US

25JunJune 25, 2021

German fintech rivals Deposit Solutions and Raisin merge to form Raisin DS – a European champion with global ambitions

The two German FinTech giants Deposit Solutions and Raisin have just announced the completion of their merger. After over a year of preparation, the two companies are forming Raisin DS, a pioneer in the savings and investment market, servicing banks and consumers on both sides of the Atlantic. Founded in 2011, Deposit Solutions is the leading B2B Open Banking platform in the savings deposit space. The Hamburg-based company operates deposit marketplaces for over 150 partners, including large institutions such as...

June 25, 2021

News, Slider2021, Fintech, Germany

25JunJune 25, 2021

US. Secure Act 2.0 Is Popular, but Not Perfect, Retirement Experts Say

The Secure Act 2.0 provides important benefits to help boost Americans’ retirement savings, but the huge retirement bill does have drawbacks, retirement experts told House lawmakers. Secure Act 2.0 — officially, the Securing a Strong Retirement Act — was part of a review of the nation’s retirement system during a hearing held Wednesday by the House Health, Employment, Labor and Pensions Subcommittee. On May 5, the House Ways and Means Committee passed the Secure Act 2.0, which raises the required minimum...

June 25, 2021

News, Slider2021, COVID-19, Labor Market, Social Protection, US

24JunJune 24, 2021

The Gender Pensions Gap

By A recent report by the trade union Prospect found that the gender pensions income gap (39.5%) was more than double the size of the total gender pay gap (18.5%), with the average female pensioner £7000 p.a. poorer than their male equivalent.2 This inequality in the present is the result of the unequal accrual of pension entitlements over decades. It is mainly the product of women’s lower state pension entitlement, the gender pay gap, lower historic access to workplace pensions and...

June 24, 2021

Adequacy, Books, Labor Market2021, Gender Gap, Pension design, Public Policy, UK

24JunJune 24, 2021

Pension Incentives and Labor Supply: Evidence from the Introduction of Universal Old-Age Assistance in the UK

By Matthias Giesecke, Philipp Jaeger We study the labor supply implications of the Old-Age Pension Act (OPA) of 1908, which, for the first time, provided pensions to older people in the UK. Using recently released census data covering the entire population, we exploit variation at the newly created age-based eligibility threshold. Our results show a considerable and abrupt decline in labor force participation of 6.0 percentage points (13%) when older workers reach the eligibility age of 70. To mitigate the...

June 24, 2021

Articles, Pension design2021, Behavioral Science, savings

24JunJune 24, 2021

Women and Retirement in a Post Covid-19 World

By Margaret Claire Dale, Susan St John Women on average live longer than men and are more likely to live alone or be widowed. In spite of their greater needs, they are more likely to arrive at retirement without secure housing, to have saved less because of caring duties and lower wages, and thus to experience greatly restricted lifestyles in retirement. They are more likely to require expensive end of life care for longer than men on average and endure...

June 24, 2021

Articles, Labor Market2021, Adequacy, COVID-19, Gender Gap

24JunJune 24, 2021

En CdMx, policías y bomberos protestan en Buenavista para exigir el pago de pensiones

Cerca de 300 integrantes de Vanguardia Mexicana de Trabajadores y Extrabajadores de la Secretaría de Seguridad Ciudadana (SSC), marchan del Eje 1 Norte hacia las oficinas de la Caja de Previsión de la Policía Preventiva de la Ciudad de México (CAPREPOL), en la colonia Buenavista, alcaldía Cuauhtémoc. Los manifestantes, entre los que se encuentran policías y bomberos, exigen el pago inmediato y puntual de pensiones y la regulación de la caja de ahorros. De acuerdo con ellos, tienen la intención...

June 24, 2021

Noticias2021, América Latina, Mexico, Pensiones Estatales

24JunJune 24, 2021

Chile. Candidata a la presidencia propone “sistema de capitalización colectiva”

Paula Narváez asomó a la carrera presidencial desde el Partido Socialista a fines de 2020. Su nombre tomó fuerza luego de que a la carta de militantes mujeres que la apoyaron se sumó la firma de la expresidente Michelle Bachelet, de cuyo último gobierno había sido ministra general de Gobierno. Desde entonces, la exfuncionaria consiguió el apoyo de su partido, y tras la megaelección de mayo sumó otros respaldos: el del PPD, que bajó la candidatura de Heraldo Muñoz, y...

June 24, 2021

Noticias2021, América Latina, Chile, Diseño de Pensiones

June 2021