October 2025

Retirement and Retirement Intentions, Australia: Retiree statistics and the retirement intentions of people aged 45 years and over

By Australian Bureau of Statistics In 2024-25, 156,000 people aged 45 and over retired. Of these, 55% were women. On average, women retire at an earlier age than men. The average age both men and women are retiring is continuing to increase. The average age at retirement for people aged 45 years and over who retired in 2024-25 was 63.8 years. For men, the average age was 64.9 years and for women the average age was 62.7 years. The average age at retirement...

Sovereign GSSS+ Bonds: Building Blocks for Climate Ambition Analysis

By Sustainalytics Investor demand for sovereign green, social, sustainability, and sustainability-linked (GSSS+) bonds is growing. And with increasing scrutiny of climate goals, sovereign GSSS+ bonds may provide a signal of countries’ commitments to the Paris Agreement and meeting their nationally determined contributions (NDC). However, for investors looking to assess sovereign commitments and help drive meaningful climate impact, analyzing sovereign GSSS+ bonds in isolation may not be enough. This report offers insight into how investors can leverage these instruments to assess countries’...

Adapting health, economic and social policies to address population aging in China

By Evandro F. Fang, Yuan Fang, Guobing Chen, He-Ling Wang, Jianying Zhang, Chenkai Wu, Jing Liao, Chenglong Xie, Xiaoting Liu, Kan Wang, Yang Liu, Guang Yang, Qian Wang, Long-Tao He, Jun Li, Hou-Zao Chen, Lin Kang, Yawen Jiang, Huanxing Su, Hong Jiang, Na He, Jun Tao, Sean Xiao Leng, Richard C. Siow, Chunrong Liu, Hafiz T. A. Khan, Yuanli Liu, Hisaya Kato, Takashi Sasaki, Jong In Kim, Andrea Britta Maier, Lin Zhang, Lene Juel Rasmussen, Jean Woo, Jing Wu...

The Future of Retirement Security An International Comparison through the Lens of Adequacy, Sustainability, Equity and Plan Design

By Surya Kolluri, Catherine Reilly & David P. Richardson Countries around the world are considering and implementing reforms to their retirement systems for a variety of reasons, including increasing demographic and economic pressures. A key demographic driver is human longevity. For example, the average retiree can expect to spend about two decades in retirement, roughly double the time from 50 years ago. In the United States, life expectancy has risen by 17 years since the Social Security program debuted nearly 90...

México, ¿cómo vamos con el ahorro para el retiro?

Por Vanguard & México cómo vamos En México, un ahorrador típico es un hombre que vive en una localidad urbana de más de 100,000 habitantes, tiene una edad de entre 18 y 39 años, su escolaridad es de licenciatura o más, tiene un trabajo formal, se encuentra en el grupo de la población de mayores ingresos y vive en la Ciudad de México o en los estados del norte del país. Sin embargo, si analizamos a las personas ocupadas (con un empleo remunerado, ya sea formal o informal), el ahorrador característico deja...

La política pública en pensiones de retiro y la movilidad social

Por Carmen Fernández Reyes & Verónica González Vázquez  Existe una estrecha relación entre las pensiones de retiro y la movilidad social a lo largo de la vida productiva de las personas. El proceso de generación del patrimonio pensionario es un reflejo de la igualdad de oportunidades en el mercado laboral, la trayectoria salarial y la intervención de las finanzas públicas. En adición, en el periodo de desacumulación, el pago del retiro mide el éxito de los programas para que los...

Modelo teórico de ahorro para la vejez para el sector informal agropecuario en Colombia

Por Johnn Milton Diaz Villarraga & Jesús Daniel Rico Buitrago El ahorro para la vejez es importante para el individuo en su edad de retiro, más aún si pertenece al sector agropecuario o de la economía popular, en la mayoría de los casos no alcanza a acumular los recursos a lo largo de su vida para poder usarlos en la etapa de retiro o jubilación. El objetivo de este artículo es diseñar un esquema de ahorro para la vejez...

International Pension Plan Survey 2025

By WTW Employers expand plan eligibility and enhance inclusivity to become more responsive to employee needs. International Pension Plans (IPPs) and International Savings Plans (ISPs) were originally used by multinational employers to provide retirement or savings benefits to employees who may not be eligible for home country retirement plans or where local (host) solutions are unavailable or unsuitable. Today, they have evolved beyond their traditional expatriate focus to include a wider range of employees including local employees, especially in regions...

Personal and General Views on Aging, Non-Communicable Diseases, and Their Interaction as Cross-Sectional Correlates of Vigorous Physical Activity in UK Individuals Aged 50+

By Fabrizio Mezza, Daniela Lemmo, Maria Francesca Freda, Victoria Tischler, Blossom C. M. Stephan, Maria Mataró & Serena Sabatini Having more positive and less negative views on aging may prompt vigorous physical activity engagement. Moreover, positive general views of aging may be particularly important for physical activity among those who have one or more non-communicable diseases. Although we cannot infer causality, promoting positive views on aging and decreasing negative views on aging could help fostering active aging, especially among those...

Latest Retirement Living Standards show costs for Minimum retiree needs have fallen, while Moderate and Comfortable Standards see modest rises

By Pensions UK The latest update of the PLSA's Retirement Living Standards (RLS) shows a decrease in the cost of the Minimum retirement lifestyle, down to £21,600 per year for a two-person household, due to the impact of lower energy prices and changes in the public's expectations for this standard. Meanwhile, the Moderate and Comfortable standards have risen modestly, reflecting the impact of inflation across many expenditure categories offset by decreases in energy costs. This year, the cost of a Minimum Retirement...