October 2025

Encuesta de Bienestar: “Sueños y Temores de los chilenos”. Un análisis del Chile de 2025 desde las percepciones ciudadanas

Por Mutual de Seguros de Chile, Cadem & la Universidad Adolfo Ibáñez En 2025, el país vuelve a reflejar una mezcla compleja de problemas arraigados y demandas materiales urgentes, pero al mismo tiempo, un sorprendente nivel de esperanza personal, incluso en medio de un escenario mundial incierto y desafiante. El resultado más elocuente de esta edición es el avance de la percepción de inseguridad como la principal preocupación ciudadana, consolidándose como la gran inquietud transversal. Por cuarto año consecutivo, en este sentido,...

Evolution and Growth: How Public Pension Plans Have Diversified Their Investments Amid Changing Markets

By John Sullivan, Katie Comstock & Tyler Bond A report from the National Institute on Retirement Security (NIRS) and Aon examines the changes public pension plan investing has undergone throughout the twenty-first century. After decades of investing primarily in bonds and other fixed income assets, public pension plans have shifted to more diverse investment portfolios, which enabled these funds to grow, deliver reliable benefits, and withstand market turmoil during and after the 2008 Global Financial Crisis (GFC). These findings are detailed in a...

Mercer CFA Institute Global Pension Index 2025

By Tim Jenkins, Nicola Mc Garel & Sarah Hudson The Mercer CFA Institute Global Pension Index benchmarks 52 retirement income systems worldwide, spotlighting both challenges and opportunities for policymakers and investors. This year’s index expands with Kuwait, Namibia, Oman, and Panama added, incorporates updated OECD data, and introduces new integrity measures for sharper insights. Systems are assessed across three pillars, adequacy, sustainability, and integrity, using more than 50 indicators. In 2025, the Netherlands, Iceland, Denmark, Singapore and Israel all achieved...

Investments, loans, insurance or pensions with a sustainable focus: what you need to know?

By European Insurance and Occupational Pensions Authority Through the choices we make, we all play a part in shaping our future. Are you interested in contributing to a more sustainable future? Learn more about how your financial choices can support the environment and society, and keep in mind a few tips! You may, for example, make a financial decision in a sustainable way if you put your money in an investment fund that invests in companies that recycle household waste, or in...

Impactos económicos del envejecimiento en América Latina y el Caribe: desafíos y oportunidades

Por Simone Cecchini, Pablo Comelatto, Raúl Holz, Seongji Kang & Yaël Paes Este documento analiza las implicancias económicas del acelerado envejecimiento poblacional en América Latina y el Caribe, destacando tanto los desafíos para el crecimiento económico, el mercado laboral y la sostenibilidad de las políticas sociales, como las oportunidades de impulso a diversos sectores económicos que este fenómeno representa para la región. A partir de datos demográficos y económicos, se examina la transformación estructural en curso, con especial énfasis en...

Envejecimiento activo en Latinoamérica: Revisión narrativa de la literatura

Por María Alejandra Favela-Ocaño & María del Carmen Castro-Vásquez Existe una incipiente producción científica en comparación al continente europeo. La principal aportación de la revisión es visibilizar el envejecimiento activo, mostrando áreas de oportunidad como utilizar métodos mixtos, el desarrollo de instrumentos de medición, la necesidad de trabajo multidisciplinario, y de llevar a cabo estudios longitudinales acompañados de la perspectiva del curso de vida. También se debe trabajar en la construcción del envejecimiento activo desde la infancia, así como el...

Análisis de los Sistemas de Pensiones en México

Por Vanessa Alvarez Peralta, Fabiola de Jesús Mapén Franco & Germán Martínez Prats El objetivo principal de esta investigación es evaluar cómo han cambiado los modelos de pensiones para el retiro por vejez (de reparto a cuentas individuales), sus componentes principales son (IMSS, ISSSTE, AFORES, Pensión del Bienestar), y cómo operan en la práctica. El esquema de jubilaciones en México se enfrenta a múltiples desafíos que afectan de manera directa a la fuerza laboral, sobre todo en aspectos de acceso,...

Europe’s productive capital gap. Mobilising pension and household savings to scale up risk capital

By Patrick Augustin, Sebastien Betermier, Emma Gormley & Marie Parent The ALFI/McGill new study ‘Europe's productive capital gap’ shows that Europe is falling behind in mobilising household and pension savings into productive investment compared to reformed pension economies such as Australia, Canada, and Sweden. The study compares nine countries: four European economies with reformed, capital-based systems (Denmark, Finland, the Netherlands, and Sweden); two successful reformers outside Europe (Australia and Canada); and three major European economies still dominated by PAYG pensions (Germany,...

2025 Global Retirement Index

By Dave Goodsell Norway has regained the top position in the 2025 Natixis Global Retirement Index, driven by its strong performance in health outcomes, low unemployment and high-income equality. Ireland surges to second place, thanks to improvements in inflation and an economic environment that supports retirement security. Since its launch in 2012, the Natixis Global Retirement Index has offered a comparative assessment of retirement security in 44 developed countries. The index evaluated 18 key indicators grouped into four subindexes: Finances in...

The impacts of different dietary restriction regimens on aging and longevity: from yeast to humans

By Tsui-Ting Ching & Ao-Lin Hsu Dietary restriction (DR) refers to a broad set of interventions that limit the intake of specific nutrients or overall food consumption, either in quantity or timing, without causing malnutrition. DR has long been considered the most robust intervention for increasing healthspan and lifespan. This includes, not exhaustively, caloric restriction (CR), protein restriction (PR), amino acid restriction (AAR), intermittent fasting (IF), and time-restricted fasting (TRF), each with overlapping but distinct metabolic and physiological effects. This...