Investment Archives - Page 57 of 143 - Pension Policy International

26SepSeptember 26, 2023

Dutch pension funds move hundreds of billions in assets to mandates

Dutch pension funds have transferred €372bn in assets from investment funds to mandates over the past three and a half years. Mandates make it easier for funds to implement their responsible investment policies. Pension funds’ net investments in investment funds used to be fairly stable, but from the end of 2019 outflows gradually started to accelerate, according to figures from regulator DNB. A DNB spokesman said that conversations with pension funds have indicated that these holdings have generally been converted to...

September 26, 2023

NewsInvestment, Netherlands

26SepSeptember 26, 2023

UK. How can the pensions market help diversify DC savings?

There is a wide gap between the defined benefit and defined contribution generations in terms of the standard of living they are heading into for in retirement. Narrowing this gap was identified as a key driver for government by pensions minister Laura Trott in her keynote address to Onward, which she delivered the day after chancellor Jeremy Hunt's Mansion House speech. But while many who represent pension providers are clamouring for this gap to be filled by additional contributions, the government says we can...

September 26, 2023

NewsInvestment, Pension Management, UK

25SepSeptember 25, 2023

AI in Investment Management: Separating Hype from Reality

Daily advances in artificial intelligence are leading some to herald it as the next frontier in asset management. AI can generate opportunity with new investment ideas and sources of alpha, as well as improve the risk management of existing quantitative models while creating new ones. But which developments are real and actionable, and which are simply noise? “What we’re seeing is, in a way, remarkable. The level of awareness of the technology has increased massively,” said Benjamin Roy, chief technology officer...

September 25, 2023

NewsInvestment, Pension Management, Technology

22SepSeptember 22, 2023

The Future of Global Retirement

By Andrew Evans & Will Wynne Smart is a world-leading retirement technology provider. Our mission is to transform retirement, savings and financial wellbeing, across all generations, around the world. Launched in 2015, our technology platform – Keystone – serves the needs of retirement savers globally, and we are now active on four continents. Keystone is specifically designed to help governments and financial services organisations to serve their citizens' and customers' retirement saving and spending needs. Smart’s team of engineers, researchers and user...

September 22, 2023

Books, Books, Reports, Savings2023, Australia, Investment, Pension Management, savings, South Africa, UK, US

22SepSeptember 22, 2023

2023 BlackRock Read on Retirement

By Black Rock If the pandemic taught us anything, it’s that burnout is real. Three years on, it turns out it’s not just a workplace side effect. BlackRock’s 2023 Read on Retirement™️ survey reveals that financial burnout is on the rise – and one for employers to watch. Today, only about half of workplace savers feel on track to retire with the lifestyle they want – a double-digit drop compared to last year and a worrisome trend since 2021. Encouragingly, though, this drop in...

September 22, 2023

Books, Books, Reports, System Characterization2023, Investment, Pension Management, US

22SepSeptember 22, 2023

2023 Retirement Plan Landscape Report

By MorningStar Millions of Americans rely on the U.S. retirement system to save and invest for their futures. Similarly, the system depends on new employers offering retirement plans to replace plan closures. Expanding access to employer-sponsored retirement plans is essential to ensuring Americans are saving enough for the future, but it’s also necessary for the current system to address its weakness. In the second iteration of our annual report, we take a comprehensive look at the overall health of the...

September 22, 2023

Books, Books, Pension Management, Reports2023, Investment, Pension Management, Political economy, US

22SepSeptember 22, 2023

Canada pension funds stay committed to India investments amid diplomatic tensions

Amid India-Canada diplomatic tensions, Canadian pension funds have retained their substantial Indian equity holdings, demonstrating a steadfast long-term approach. Market experts believe that Canadian investors continue to show commitment to India, minimising the influence of current tensions on their investments. "Pension funds, known for their long-term investment perspective, typically do not react hastily to such geopolitical events. They maintain a strategic outlook and are likely to wait for developments before making any major adjustments. There's a reasonable expectation that this...

September 22, 2023

NewsCanada, India, Investment

21SepSeptember 21, 2023

Sustainable investing that goes beyond divestment or engagement does most

In the sustainable investing world, motivating companies to do better has happened through two basic strategies: divestment and engagement — and new research shows that using elements of both can accomplish the most. That won’t be news to investment providersand advocacy groups that specialize in sustainable investing — some have spent decades refining ways to prod corporations into action, whether that’s improving environmental practices or treating workers more equitably. But to asset managers that offer only a taste of sustainable...

September 21, 2023

NewsInvestment

20SepSeptember 20, 2023

Netherlands Leads Europe in Green Bonds, While Dutch Pensions Cut Asia Investments in 2022

The Netherlands is the leader among eurozone nations in raising green debt securities, according to data from De Nederlandsche Bank, the central bank of the Netherlands. The Dutch green bond has doubled in size since October 2020, according to the DNB, rising to 122.9 billion euros as of the end of July 2023 and up 21% from one year earlier. In contrast, the overall Dutch bond market contracted 3.4% during that same time. Dutch firms and the Netherlands government are, among European...

September 20, 2023

NewsInvestment, Netherlands

15SepSeptember 15, 2023

Welfare Analysis of Housing in the Presence of Interest Rate Risk

By Servaas van Bilsen, Theo Nijman & Emiliana van Erk We model the welfare losses of (i) the presence of a mortgage with required repayments, (ii) a minimum pension savings constraint, and (iii) imposing a suboptimal investment strategy. We develop a life-cycle model which considers housing and interest rate risk. For a reasonable set of parameter values, we find welfare losses of up to 2.41% (5.02%) if a homeowner with a 30-year fixed-rate (adjustable-rate) mortgage faces a minimum savings constraint of...

September 15, 2023

Articles, Pension design2023, Interest rate, Investment, Risk

September 2023