April 2026

How Will AI Affect Financial Planning for Retirement?

By Luke Delorme  I recently attended a financial advisor conference focused on artificial intelligence. Drawing on what I learned, this post summarizes my thoughts on how AI may reshape financial planning for retirement savers. Spoiler alert: I think it has great potential to help both advisors and individuals. The first iteration of AI tools has already improved retirement planning. For example, forward-thinking advisors are currently using AI note-taking tools, which allow advisors to listen more closely to their clients without missing...

Ghana: NPRA to Launch Digital Platform to Boost Informal Sector Pension Enrolment

THE National Pensions Regulatory Authority (NPRA) has announced plans to roll out a comprehensive pension digital platform aimed at significantly increasing pension coverage among informal sector workers across the country. The initiative forms part of a broader policy direction by the Authority to introduce targeted incentives that will encourage workers in the informal economy to enrol onto personal pension schemes and secure their retirement income. Speaking at a media engagement in Accra, the Deputy Chief Executive Officer of the NPRA, Mr...

Large Language Models in Financial Decision-Making: A Methodological Framework for Evaluating AI Trading Strategies

By Theo Nicolas Sitjar Large Language Models (LLMs) offer new possibilities for financial decision-making, but evaluating their effectiveness in trading requires systematic approaches. This paper describes a practical framework for assessing LLM performance in stock market scenarios. Our method follows a 5-step process: data preparation, prompt engineering, LLM inference, backtesting, and statistical analysis. We include memory mechanisms and standard risk metrics to evaluate trading strategies comprehensively. Through testing against fifteen traditional quantitative baseline strategies, we examine both the potential benefits...

March 2026

Smartphones taking over the lives of Singapore’s seniors

It has happened several times over the past year. Hilda, 32, has found her 77-year-old father nodding off at the dining table, his smartphone propped upright, the same short video looping endlessly in front of him. The clips, usually Facebook Reels or TikTok videos narrated by an artificial voice, range from slapstick gags to condensed movie plots. When he wakes, he instinctively swipes the tabletop, as if the screen were still there. “He spends most of his free time at home, glued...

Why Kenya needs a one-stop pension dashboard now

The Retirement Benefits Authority (RBA) data shows that 7.5 million Kenyans are actively saving for retirement, with many contributing to multiple pension schemes through employer-sponsored schemes, Government-backed schemes or individual pension schemes. Keeping track of projected benefits, contribution history, and fund performance across different schemes can be challenging for these members. Without a centralised view, managing retirement savings requires navigating different platforms, statements and customer service portals. The global pensions landscape is changing and offering solutions to savers on multiple retirement...

February 2026

AI and technology shouldn’t replace retirement planning and policy: auditor

Naz Randeria, director of Reliance Auditing Services, was responding to a claim by tech billionaire Elon Musk that retirement savings could become irrelevant in an age of AI abundance. “It may sound visionary, but Australia’s superannuation system exists precisely because the future is uncertain, not guaranteed,” Randeria said. Musk stated in a recent appearance on the podcast Moonshots with Peter Diamandis, that people should not worry about saving for retirement as it will not be necessary in 10-20 years’ time. He suggested...

Australia warns $3.2 trillion pension fund industry to lift systems investment

Australia's corporate regulator has warned the nation's A$4.5 trillion ($3.16 trillion) pension fund industry it needs to invest more in systems and technology to better prepare for the future and avoid becoming troubled like stock market operator ASX (ASX.AX), opens new tab. Australian Securities and Investments Commission (ASIC) Commissioner Simone Constant said the pension fund industry, known locally as superannuation, was on track to be worth A$6 trillion by 2030. At that size, she said, it would be larger than Australia's banking...

November 2025

China. Robotics eldercare expands amid aging population challenge

Artificial joints fitted closely around Zhang's legs, tiny motors humming as they learned his strides. With each step, the sensors tracked his movements and the whole frame gently pushed him forward. In a rehabilitation center in Beijing's Fengtai District, the 76-year-old, once dependent on a caregiver, lifts his feet, one after the other, walking with the help of a robotic exoskeleton. "I used to need someone by my side," he said with a grin. "With the robot training, I can walk...

September 2025

Optimization Algorithms for Pension Asset Allocation Under Market Volatility

By Akshay Sharma & Satish Kabade Pension fund organizations function as essential financial entities that protect employee retirement funds to provide complete and punctual pension distributions. Pension fund effectiveness through asset distribution determines how well a fund meets its future obligations. Traditional methods of portfolio optimization align with the Modern Portfolio Theory through the Markowitz model to help determine asset allocation by defining the relationship between return and risk. These static modeling approaches fail to fulfill their purpose in real...

The Future of Labour: How AI, Technological Disruption and Practice Will Change the Way We Work

By Anthony Larsson & Andreas Hatzigeorgiou The Future of Labour: How AI, Technological Disruption and Practice Will Change the Way We Work is an anthology that offers a forward-looking exploration of how artificial intelligence (AI), digitalisation and technological transformation are reshaping the future of work. Through a series of studies conducted by scientists and industry professionals, this volume takes a deep dive into many of the issues related to new policies, AI and the digital transformation’s anticipated impact on the labour market....