January 2026
29Jan

US. South Dakota Bill Eyes Bitcoin for State Funds

This is a sign of how digital assets are edging closer to mainstream finance in the United States. This debate offers a clear window into how Bitcoin is starting to look less like a fringe bet and more like a strategic reserve asset at the state level. What the South Dakota Bill Actually Does The new proposal in South Dakota would allow the State Investment Council to allocate up to 10% of eligible public funds into Bitcoin, including pensions, trusts, and endowments that together...

January 29, 2026
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29Jan

6 Retirement Must-Knows for 2026

In 2026, you can contribute $7,500 to an IRA if you’re under age 50 and $8,600 if you’re over 50, and contribute $24,500 to a company retirement plan if you’re under age 50 and $32,500 if you’re 50 and above. The super catch-up contribution limit has increased to $35,750 for 2026. For 2025, they found 3.9% to be the starting safe withdrawal rate, but you can get closer to 6% if you’re willing to use a strategy that’s...

January 29, 2026
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28Jan

US. When Texas messes with pensions, firefighters, teachers and cops get burned

Twenty years ago, I entered the service feeling like most rookie firemen: invincible. The furthest thing from any new recruit’s mind is retirement, but before long, the high stress, heavy lifting, hazardous conditions and 24-hour shifts begin to catch up with even the strongest among us. For all our emergency preparedness training, the fire academy does not teach financial management, leaving most firefighters ill-equipped to plan for retirement. And with the average firefighter retiring in their fifties — significantly before the average...

January 28, 2026
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27Jan

US. Congress Interest on Use of 401(k) Remains

Congressional interest in the rumored 401(k)-housing proposal remains, even though President Trump has backed away from it. Freshman Rep. John McGuire (R-Va.) on Jan. 21 introduced the Home Savings Act (H.R. 7185) to remove penalties (and taxes) for withdrawing from a 401(k) account when the money is used for closing costs and down payments associated with purchasing a home. “Too many Americans are becoming lifelong renters,” Rep. McGuire said in a release. “This bill will pave the way for removing financial barriers to home...

January 27, 2026
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26Jan

US. Congress Could Raise Social Security’s $184,500 Tax Cap Without Cutting Benefits

When discussions about Social Security's future arise, many assume the only options involve cutting benefits or raising taxes. But Congress has multiple ways to adjust how benefits are calculated that can strengthen the program's finances without reducing monthly checks current or future retirees receive. Understanding these mechanisms helps clarify what legislative changes might mean for your retirement income. The Benefit Formula That Determines Your Monthly Check Social Security doesn't simply pay everyone the same amount in retirement. Instead, the program uses...

January 26, 2026
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26Jan

US. 3 Retirement Changes to Watch in 2026: Tax Edition

You could be in for surprise taxes if you're planning for retirement in 2026. And we're not talking about common tax pitfalls, like taking required minimum distributions (RMDs) that force withdrawals from your individual retirement accounts (IRAs). (Though those certainly are important). Several new federal policy changes could hike your retiree tax bill this year. For instance, under the 2025 Trump/GOP tax and spending bill, your "senior bonus" deduction may be lower than expected due to income phase-outs, indirectly resulting in an overall...

January 26, 2026
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23Jan

Fondo de Pensiones de Groenlandia evalúa desinvertir en acciones de EE.UU. por Trump

El fondo de pensiones de Groenlandia está considerando si debería seguir invirtiendo en acciones estadounidenses, en lo que su director ejecutivo dice que sería una postura simbólica contra el intento del presidente estadounidense Donald Trump de tomar el control de la isla ártica. SISA Pension, que gestiona alrededor de siete mil millones de coronas danesas (US$1.100 millones), actualmente tiene una exposición de alrededor del 50% a EE.UU., principalmente en renta variable pública. Si bien no se ha tomado ninguna decisión,...

January 23, 2026
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22Jan

Fondo danés AkademikerPension planea salir de bonos del Tesoro de EE.UU.

El fondo de pensiones danés AkademikerPension planea salir de los bonos del Tesoro de Estados Unidos antes de que termine el mes, ante la preocupación de que las políticas del presidente Donald Trump hayan creado riesgos crediticios demasiado grandes como para ignorarlos. “Estados Unidos básicamente no es un buen crédito y, a largo plazo, las finanzas del gobierno de Estados Unidos no son sostenibles”, dijo a Bloomberg el martes Anders Schelde, director ejecutivo de inversiones de AkademikerPension. AkademikerPension, que administra alrededor...

January 22, 2026
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22Jan

Exposure to US assets ‘increasingly uncomfortable’ for pension trustees

UK pension schemes’ exposure to US assets has become an “increasingly uncomfortable contradiction” for trustees, Isio chief investment officer, Barry Jones, has said. In a statement marking the anniversary of President, Donald Trump’s, second inauguration, Jones noted that the US market represented the majority of global equity market opportunity and continued to deliver strong returns. However, aspects of the political and regulatory direction of the US administration over the past year were sitting uneasily with the environmental, social, and governance (ESG)...

January 22, 2026
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22Jan

Extinguishing ESG: US House Approves Prohibitive Bill for Pension Funds

A bill which would prohibit ESG factors being considered by pension fund managers and in pension plans has been narrowly approved by the US House of Representatives. The Protecting Prudent Investment of Retirement Savings Act – also referred to as HR 2988 – seeks to amend the 1974 Employee Retirement Income Security Act (ERISA) to specify requirements regarding the consideration of pecuniary and non-pecuniary factors. It proposes to add limitations on consideration of non-pecuniary factors by fiduciaries, including ESG factors,...

January 22, 2026
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