US Archives - Page 107 of 207 - Pension Policy International

20JulJuly 20, 2022

Study shows people in the U.S. are not planning for future healthcare needs

If you haven’t spent time considering what your healthcare needs will be in the years or even decades from now, you’re not alone. Recent research suggests that many aging Americans aren’t aware of the full range of options available to them. As we age, our healthcare needs intensify, and experts say that the U.S. healthcare system will need to embrace home healthcare options to meet the demand of an aging population. The new national survey, titled “Aging in Place: Assessing Senior’s...

July 20, 2022

News2022, Healthcare, US

18JulJuly 18, 2022

US. Managers still looking for opportunities with rising inflation, market fluctuations

Money managers are largely in agreement that inflation, volatility and further market drops are all likely to be in the cards for investors the rest of the year. But that doesn't mean there are not investment opportunities to be found. Equity markets could take a further hit, giving investors the opportunity to find some bargains, but bond strategies could be due for a reversal. Christopher C. Newman, head of Americas division for T. Rowe Price Group, said in an interview that...

July 18, 2022

News2022, Investment, Pension Manager, US

15JulJuly 15, 2022

Seven Economic Facts About the U.S. Racial Wealth Gap

By Kristen Broady, Darlene Booth-Bell & Taylor Griffin Using data from the 2019 Survey of Consumer Finances and the U.S. Census Bureau, along with data and research from other sources, this paper presents seven economic facts about the racial wealth gap in the U.S. We present data on racial disparities in income, employment, homeownership, education, access to credit, and retirement savings – all factors that contribute to a significant and persistent gap in net worth between households of different races...

July 15, 2022

Articles, System Characterization2022, Equality, Social Protection, US

15JulJuly 15, 2022

The market meltdown threatening pensions for millions in the U.S.

American public pension funds are facing serious challenges that threaten the retirement plans for millions of US state and local government employees. Pension plans remained severely underfunded during the 11-year bull market that followed the Great Recession. The plunge toward insolvency and high-return markets led fund managers to take on risky bets in hope of staying afloat. Now, the recent selloff has left funds struggling to keep up with their future obligations. The 100 largest public pension funds in the United...

July 15, 2022

News2022, Investment, Public Pensions, US

14JulJuly 14, 2022

US. Biggest Investor Worries Are Inflation and Recession Risk

Top retirement income concerns for investors are inflation and recession anxiety, a new report reveals. The Alliance for Lifetime Income and CANNEX research from the “Protected Retirement Income and Planning Study” found that four out of five U.S. workers age 45 to 75 cited concerns that high inflation will reduce their spending power in retirement (81%) and that a recession will drive the economy downward and may reduce the amount of retirement income they can expect (79%). Retirement income anxiety is...

July 14, 2022

News2022, Investment, Political economy, US

13JulJuly 13, 2022

U.S. Seniors Worried About Inflation in Retirement

Four out of five Americans age 50+ say they are worried about inflation in retirement, according to a new survey from F&G. This feeling is even more acute among pre-retirees (84%) vs. 76% of retirees. The survey also revealed 71% of Americans are worried about a recession and 66% are worried about rising healthcare costs. The survey also found that Americans age 50+ are considering various approaches to mitigate their retirement worries likely due to the current economic climate. Sixty-two percent...

July 13, 2022

News2022, Risk, US

08JulJuly 8, 2022

US. Study Finds Disconnect Between Actual and Perceived Retirement Risks

Retirees face many financial risks, such as outliving their money, investment losses and unexpected health expenses, but a new study finds that they may be overestimating some risks while underestimating others. In How Well Do Retirees Assess the Risks They Face in Retirement? by Wenliang Hou, a quantitative analyst at Fidelity Investments and former research economist at the Center for Retirement Research at Boston College, the study develops a lifecycle model of a typical retired household facing five categories of...

July 8, 2022

News2022, Behavioral Science, Risk, US

07JulJuly 7, 2022

U.S. corporate pension plan funding continues to fall – reports

U.S. corporate defined benefit plan funding ratios continue to drop, primarily due to poor equity returns well offsetting declines in liability values, new reports show. A quarterly report from MetLife Investment Management shows the estimated average funding ratio of companies in Russell 3000 that sponsor defined benefit plans was 98.5% as of June 30, down from 102.5% as of March 31 Stephen Mullin, head of long duration and LDI strategies at MetLife, said in the report that each of the asset...

July 7, 2022

News2022, Funding, US

06JulJuly 6, 2022

US. Biden to tout plan to protect millions of workers’ pensions

President Joe Biden will travel to Cleveland, Ohio, on Wednesday to announce a plan to prevent cuts to millions of workers' pensions. The launch of the program, created under the American Rescue Plan, comes as Biden's approval rating remains in the doldrums and consumer anxiety mounts over 40-year-high inflation. Under the final rule for the program, 2 to 3 million workers and retirees who faced pension cuts because of investment losses will get the benefits they were set to receive for...

July 6, 2022

News2022, Occupational Pensions, US

04JulJuly 4, 2022

US. Climate change knocking, but not all managers home

Some of the most in demand regions in the U.S. for real estate investment, most notably the Sun Belt, are also getting clobbered by the floods, extreme heat and other ravages of climate change — potentially impacting returns. It's a worldwide challenge that is threatening to chisel away at expected returns across real asset sectors, from housing and office to retail. Some real estate managers are starting to exit properties early or decline to invest in real estate with relative...

July 4, 2022

News2022, Returns, US

July 2022