December 2025
03Dec

Por qué los ‘Baby Boomers’ acumulan la mayor riqueza de la historia de EEUU

La generación de los "Baby Boomers", aquellos nacidos entre 1946 y 1964, se consolidó como la más rica en la historia de Estados Unidos. Según datos recientes de la Reserva Federal, este grupo concentra activos que superan los 85 billones de dólares, una cifra que representa más de la mitad de toda la riqueza de los hogares del país. Este fenómeno de acumulación, resultado de condiciones económicas y políticas excepcionales, plantea serios interrogantes sobre las posibilidades de las generaciones...

December 3, 2025
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02Dec

US. What Young People Need to Know About Workplace Retirement Savings

Workplace retirement savings plans are an excellent way to invest in your future, and the earlier you start, the more opportunity your savings have to grow. Typically automated through payroll deductions, contributions to a plan like a 401(k) or 403(b) are tax-advantaged and easy to make. Recent research by Edward Jones and Morning Consult shows that three in five Americans who have access to a workplace retirement plan contribute, however 59% of all Americans’ employers do not offer one, leaving...

December 2, 2025
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01Dec

US. Nearly 30,000 Chicago teachers are caught in pension trap

Chicago teacher pensions leave nearly 30,000 teachers without access to benefits and the Illinois General Assembly’s solutions not only won’t help, they’ll likely make things worse. What most retirees really need is flexibility. The Public School Teachers’ Pension and Retirement Fund of Chicago recently released its annual actuarial report. It highlights why pensioners need more flexibility – not boosted benefits – to secure their retirements. 1) Nearly 30,000 former teachers aren’t eligible for retirement benefits By nature, a pension fund is designed to serve career...

December 1, 2025
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November 2025
28Nov

Largest US Pension Fund CalPERS Faces Heavy Losses As Strategy Investment Drops To $80M

California Public Employees’ Retirement System (CalPERS) has been caught on the wrong side of the recent sell-off in Strategy, with its first bet on the Bitcoin proxy stock sliding from more than $144m to about $80m in a matter of months. According to a recent SEC filing, CalPERS acquired 448,157 Strategy (MSTR) shares in the third quarter, paying over $144m for the position. The stake, which gave the fund direct equity exposure to one of the most volatile Bitcoin plays...

November 28, 2025
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28Nov

UK Budget 2025: limitations on pensions salary sacrifice will lead to ‘cut-backs’

Plans by the UK government to charge employer and employee national insurance contributions (NICs) on salary sacrificed in exchange for employer pension contributions above £2,000 from 2029 will leave future pensioners facing lower funds, according to an expert. Pensions salary sacrifice describes an arrangement where, instead of paying contributions directly to their pension, an employee contractually agrees with their employer to give up part of their salary or bonus in return for the employer paying an equivalent amount into their...

November 28, 2025
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27Nov

US. NYC comptroller urges city pensions to drop BlackRock, other managers over climate concerns

New York City Comptroller Brad Lander recommended that the city’s three pension funds drop a trio of asset managers for failing to meet the climate expectation of the city’s net-zero implementation plan, Lander’s office said in a Wednesday release. Lander recommended the city’s pensions move on from BlackRock, Fidelity and PanAgora in an update to the trustees of the city’s Teachers’ Retirement System, the New York City Employees’ Retirement System and Board of Education Retirement System. The recommendation for the city’s...

November 27, 2025
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26Nov

A ‘tale of two retirements’ shows only the rich are saving more — while most Americans are putting away much less

There’s a stark divide among Americans when it comes to retirement savings. Most U.S. workers struggle to save and invest for their older years, putting themselves at risk of running out of money before they die. Only a small minority with high salaries is able to increase their retirement savings and see their investments grow. Since 2022, retirement-plan participation rates, total contributions and overall savings rates have decreased for those making less than $150,000 a year, according to a new...

November 26, 2025
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26Nov

Three in five pension funds threaten to replace asset managers: study

Despite managing US$139bn in global assets set to climb to US$200bn by 2030, asset managers are watching profits disappear. According to PwC's 2025 Global Asset and Wealth Management research, profit as a share of assets under management has already dropped roughly 19 percent since 2018, with projections showing another 9 percent decline by 2030. The crisis is structural, not temporary. According to PwC's analysis of 300 asset managers, institutional investors, and distributors, 89 percent of asset managers report profitability pressure over the...

November 26, 2025
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25Nov

US. Milliman analysis: Public pension funding rises in October to highest level in study history

Milliman, Inc., a premier global consulting and actuarial firm, today released the latest results of its Public Pension Funding Index (PPFI), which analyzes data from the nation’s 100 largest public defined benefit plans. For the seventh straight month, the PPFI funded ratio improved in October, rising from 85.4% as of September 30 to 86.3% as of October 31, surpassing the previous high-water mark of 85.5% set at the end of 2021. Another month of strong investment returns—estimated at 1.0% in...

November 25, 2025
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21Nov

The Aftermath of the Pandemic Retirement Boom

 By Lei Fang, Paul Mohnen & David Lee The labor force participation rate experienced a sharp drop during the pandemic, from which it has yet to fully recover. This shortfall can be attributed to a persistent decline in labor force participation among people aged 55 and older. In this blog post, we show that excess retirements relative to prepandemic and higher population shares of retirement-age individuals have both contributed to the decline in the labor force participation rate of older...

November 21, 2025
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