February 2026
25Feb

US President announces new retirement plan at State of the Union

President Trump announced during his State of the Union address Tuesday night plans to offer Americans access to a retirement account similar to those available to federal workers. Why it matters: There are roughly 50 million Americans without employer-sponsored retirement plans, like 401(k)s, and there's been growing bipartisan interest in expanding access. What he's saying: Trump said he would offer Americans who don't have 401(k)s or other employer-based retirement accounts "access to the same type of retirement plan offered to every federal worker." "We will match your...

February 25, 2026
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25Feb

CalPERS appeals for ‘strong’ GPs in current political climate

California Public Employees’ Retirement System needs “strong” GPs to endure political opposition to climate and sustainability investments, according to CEO Marcie Frost. “We are getting a little more demanding about the capital, making sure that we have more values alignment,” Frost said during a keynote interview at PEI Group’s NEXUS 2026 in Orlando on Tuesday. “We need our GPs to be strong. We need our GPs to withstand the political pressures that they’re getting in addition to the political pressures that CalPERS continues to...

February 25, 2026
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24Feb

US. Retirement Asset Ownership Is Widespread Among Gig-Worker Households

As the gig economy has grown, so too has concern that a workforce increasingly made up of freelancers, independent contractors, and app-based workers is falling through the cracks of the US retirement system. Because gig workers can sometimes lack access to employer-sponsored plans, they are often portrayed as disengaged from long-term savings and at a heightened risk of financial insecurity in retirement. These assumptions have shaped policy debates, media coverage, and calls for reform, often treating gig work itself...

February 24, 2026
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20Feb

The Shift from Traditional Pensions to 401(k)s: Retirement Risks and the Timing of Retirement

By Rosemary Kaiser, Xiaohui sun & Yang Xuan U.S. retirement plans have shifted sharply from defined benefit to defined contribution setups. How has this change affected retirement and savings behavior? We develop a quantitative life-cycle model where retirement plans differ in their exposure to longevity and investment risk. Holding the present-value cost of benefits fixed, these differences generate distinct savings and retirement incentives across plan types. The model replicates observed differences in savings and retirement behavior and implies that the...

February 20, 2026
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20Feb

How to bring gig workers into the pension system

Policymakers should consider successful efforts in other countries to bring “informal” workers into pension saving as part of the effort to address the global adequacy problem, according to major new research. A report by the Coller Pensions Institute and D3P Global has listed 20 recommendations for improving access to pension savings for ‘gig’ workers, who work short-term flexible jobs. The institute’s analysis indicates that “informal” workers – including market traders, taxi drivers, and domestic help workers – now make up more...

February 20, 2026
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19Feb

How retirees are driving the US economy more than ever

Americans 70 and older now control an outsized share of the nation’s wealth, equities and housing assets, a shift driven by demographics, rising corporate profits and decades of soaring home and stock values, The Wall Street Journal writes. Federal Reserve data shows older households have steadily increased their share of net worth and market holdings, even as wealth has lagged for younger groups. Many retirees are also financially and physically healthier than prior generations: Most own their homes, often with little debt,...

February 19, 2026
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19Feb

Rethinking Retirement Planning for a 100-Year Life

With Canadians living longer than ever, experts say that retirement planning has to account for decades, not years. Starting early and staying invested are critical to building a strong financial cushion for one’s later years. Younger Canadians are using a diverse range of investments, including mutual funds, ETFs, and alternatives. Canadians are living longer than ever, which is why experts say that younger investors should plan for their savings to last decades, not years, in retirement. Average life expectancy for Canadians has...

February 19, 2026
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19Feb

US. Elderly population growth outpacing caregiver resources

The senior population is growing in the United States. According to a study by CareScout the 65-plus population is on track to hit 82 million in the next 25 years. There are currently around 60 million. Many states across the country aren’t prepared to handle a population aging this fast. Around the Tri-States, Missouri ranked 50th as the least prepared state to handle what’s being called the “Silver Tsunami.” Illinois ranked 4th and Iowa ranked 32nd. “The demand is growing to fast were there aren’t...

February 19, 2026
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16Feb

US. 1/3 Withdraw 401(k) Balances After Job Changes—What Is Driving This Trend?

Retirement savers are generally putting more into their 401(k) accounts these days, but much of the money Americans are saving for their future doesn’t end up lasting until then. That's because a large portion of employees withdraw their 401(k) balance in a lump sum when they leave a job, rather than rolling it over to their new employer or into another account, or leaving their balance where it is. One-third of those who have Vanguard-administered 401(k) plans and left a job did this, according to...

February 16, 2026
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16Feb

What Trump’s Australian-style retirement program would look like in the US

Although pensions have largely disappeared thanks to tax code changes in the 1970s, today individuals have more options than ever to save for retirement with a variety of IRA and employer-sponsored plans to choose from. But Americans may soon have another account option for to retirement savings. In early December, CNN reported that President Donald Trump's administration is considering implementing an Australian-style retirement program in the U.S. Put simply, an Australian-type retirement program comprises an employer-sponsored retirement plan, which in Australia is commonly known...

February 16, 2026
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