July 2026

Danish fund cuts US exposure in fossil fuel investment revamp

Danish pension fund Sampension is set to exclude seven American upstream companies in a bid to revamp its fossil fuel investment plans. While company names were not disclosed, Sampension has said it will simultaneously maintain exposure to seven European majors – Aker BP, BP, Eni, Equinor, OMV, Repsol and Shell. Additional exclusions also apply to two undisclosed companies, one Chinese and another European. The fund says the war in Iran contributed to its decision. “As we see it, the Iran war...

Who will make up the new U.S. population?

As the United States of America at 250 looks forward to the next 250 years and beyond, it is vital that we address the unanswered existential question that lies at the heart of our national identity: Who will be the new Americans? Historically, the policy focus has been on addressing the question of who we do not want. Certainly, President Donald Trump is determined to block unwanted immigrants at the border so they cannot enter the country, and deport unwanted...

June 2026

US. An Opportunity Hiding In Plain Sight: Developing An Aging Investing Roadmap

Adults over 50 represent one of the most powerful economic forces of our time, driving more than 50% of U.S. consumer spending and projected to command $65 trillion in global spending by 2030. By 2053, a third of Europe, a quarter of America, and nearly two billion people globally will be over 65. “The numbers are clear,” says Peter Kaldes, Esq., President and CEO of Next50. “The population is aging, and the market hasn’t caught up to meet the opportunity....

US. State ponders commission as step to solving direct care worker shortage

Ohio lawmakers are eyeing a statewide approach to strengthening the direct care workforce as the state’s older adult population grows and the demand for aging services increases. Sponsored by state Reps. Darnell Brewer (D-Cleveland) and Jodi Salvo (R-Bolivar), HB 530 would establish a commission tasked with examining Ohio’s direct care workforce shortage and recommending solutions to lawmakers. Specifically, the bill would establish the Long-Term Care Workforce Study Commission to examine: Current and future demand for direct care workers Statewide recruitment campaigns Career ladders...

US. More States Now Have More Seniors Than Children

Catron County, New Mexico, may be seeing the future of an aging population today. It has beautiful landscapes that draw retirees who fall in love with the area and want to stay among soaring rock formations and bright stars in dark skies. But it’s a tough place to get even minimal medical care. And employees are hard to find, with few young people to hire and support the tax base. It’s a microcosm of the national trend: By 2034 the whole...

US. Trump asks Congress for $1 billion to boost pensions of former GM parts company workers

The White House asked Congress on Wednesday for $1 billion to boost the pensions of workers at former ​General Motors (GM.N), opens new tab auto parts unit Delphi that were cut during the Detroit ‌automaker's 2009 bankruptcy restructuring. The White House is also seeking $1 billion to help reconstruct New York's Penn Station and $500 million to support ongoing construction projects at Washington's World War II memorial and ​the Tidal Basin as part of a supplemental funding request. The White House ​also wants...

The World’s Best Retirement Systems Share One Habit. In the U.S. People Have to Build It Alone.

Each year, Mercer and the CFA Institute publish the Global Pension Index, which scores 52 national retirement systems - covering about two-thirds of the world's population - on how well they actually serve retirees. It isn't a popularity contest. Systems are graded on adequacy (do benefits keep people comfortable?), sustainability (will the money still be there in 30 years?), and integrity (is the system well-run and trustworthy?). In the most recent rankings, the United States came in 30th, with a score of 61.1 -...

Why America’s Aging Population Is the Next Big Business Frontier

For decades, business leaders focused their energy on millennials — their spending habits, their values, their appetite for disruption. Meanwhile, a far larger economic force was quietly building momentum. Americans over 65 now represent one of the fastest growing consumer segments in the country, and the organizations, entrepreneurs, and executives paying attention stand to reshape entire industries. This isn’t a demographic footnote. It’s a structural shift with real consequences for healthcare delivery, real estate, workforce planning, and consumer product design....

Vanguard’s alarming state of retirement in 2026: The average American has $167,970 in their account—or they have $44,115

For 25 years, Vanguard has been keeping score on the great American retirement experiment. Every year, it publishes the most comprehensive snapshot in the industry of how workers save, how much they accumulate, and whether any of it will be enough. The 2026 edition is out. Spoiler: It depends on which number you’re looking at. The number Vanguard leads with is $167,970—the average 401(k) balance across nearly 5 million accounts the firm administered at year-end 2025. That’s a record high, up 13% from...

US. Retirement savings set record high — but so do hardship withdrawals: Vanguard

There's some good news and some not-so-good news on the retirement front from Vanguard. Americans set aside a record amount of money in their 401(k) accounts last year, according to Vanguard's "How America Saves 2026" report. But while savings rates are up, so are the number of Americans tapping their 401(k) for emergencies. Vanguard said 6% of participants made a hardship withdrawal in 2025, the largest share ever and up from 5% in 2024. "Pressures such as inflation and rising interest rates contribute...