May 2022

Envejecimiento y Seguridad Social en America Latina: Contexto, causas y desafíos

Por Juan Raso Delgue América Latina, al igual que otras zonas del mundo, está sufriendo un proceso de envejecimiento de la población, que tendrá un fuerte impacto sobre las tutelas sociales, que deberán asegurarse en las próximas dos décadas a su población. Diversas causas –entre ellas el aumento de la esperanza de vida, la baja de natalidad, la automatización del trabajo y una nueva forma de concebir la familia –confluyen en la complejidad de un adecuado sistema de tutelas que...

Más de 8.6 millones de cuentas registraron ahorro voluntario

La Comisión Nacional del Sistema del Ahorro para el Retiro (Consar) informó que 8.6 millones de cuentas han realizado ahorro voluntario en su administradora de fondos para el retiro (afore), esto representó un aumento de 8.8% en comparación con el primer trimestre del 2021. En el informe del primer trimestre, elaborado por la Consar, se detalló que Afore PensionISSSTE registró 1.8 millones de personas que aportaron ahorro voluntario a su afore con lo cual ocupó la primera posición del Sistema...

Survey finds 56% of U.S. employees expecting less than $500K in retirement savings

While U.S. employees say it takes $1.1 million in savings, on average, to retire comfortably, 56 per cent expect to have less than $500,000 saved, according to a new survey by Schroders. It found 36 per cent of respondents expect to save less than $250,000 and only 24 per cent expect to save $1 million ahead of retirement. Among respondents nearing retirement age, more than half (54 per cent) said they’ll have less than $250,000 saved for retirement, while 22...

UK. 17 further organisations pledge to align with MMMM’s Green Pensions Charter

Seventeen organisations, including British Red Cross, Green School Projects and Citizens UK, have signed up to Make My Money Matter’s (MMMM) Green Pensions Charter, bringing the total number of signatories pledging to align their company pension schemes with net-zero targets to 100. The new signatories are a broad mix of UK companies and charities including Abel&Cole, Bates Wells, Living Wage Foundation, TrustPayments, DoNation, The Climate Coalition, Positive Planet, CH&Co, Zero Bees, Moyu, Turning Trusts, TXImpact, Eco-nnect, and Homethings. Read also Industry...

Sustainable Investing Slowly Taking Root at Central Banks

A new report says central banks are increasingly looking to align their operations with sustainability objectives within the constraints of their mandates. Central banks are increasingly aligning their pensions and portfolios to sustainable outcomes, according to a recent report published by INSPIRE, the International Network for Sustainable Financial Policy Insights, Research and Exchange. Alongside their financial stability remits, central banks are increasingly managing sustainability-related risks and aligning their activities with wider government commitments including net zero targets. The report highlighted eight key...

UK. Pension savers struggle to consolidate pots

More than one in 10 (11 per cent) of pension savers are struggling to consolidate their pension pots, according to research from pension specialists iSipp. The consolidation of pension pots could reduce annual fees and save time on administration. However, more than one in 10 have tried to consolidate funds and failed, while nearly two out of five (38 paper cent) admit they do not know how to consolidate pensions into one fund. Just one in five (19 per cent) of those...

México. La Consar alerta que mensaje sobre traspaso de Afore podría ser fraude

¿Recibiste un correo electrónico de confirmación de traspaso de Afore?, ten cuidado porque la Comisión Nacional de Sistema de Ahorro para el Retiro (Consar) alertó que este tipo de mensajes se tratan de fraude. La Consar informó que los delincuentes envían correo electrónicos que especifican lo siguiente: “Cambio de institución de Afore realizado exitosamente”. Es importante mencionar que el fraude va más allá, pues los delincuentes también hacen uso del logo de la Consar y de la Secretaría de la Función...

Spain: Spending On Pensions Reached A Record 10.81 Billion Euros In May, Up 4.8%

The Social Security allocated a record 10.81 billion euros to the payment of contributory pensions this May, 4.8% more than in the same month of 2021, the Ministry of Inclusion, Social Security and Migration said on Friday. The Department headed by José Luis Escrivá estimates that spending on pensions stood at 11.8% of GDP in the fifth month of the year, a lower percentage than in 2020 (12.4% of GDP), a year conditioned by the impact of the pandemic...

España, única gran economía del euro que sube las pensiones solo con el IPC

España es la única gran economía del euro que toma únicamente el Índice de Precios al Consumo (IPC) como referente para la revalorización de las pensiones públicas. Otros países como Francia, Italia, Alemania y Portugal sí consideran factores demográficos y de esperanza de vida además del IPC en la evolución de la retribución de los jubilados. Ante esta diferencia, Bruselas se inquieta y pone en duda la sostenibilidad de las cuentas públicas españolas a causa de la indexación a...

UK. DWP shares how people can boost State Pension payments if they reached retirement age on certain dates

The Department for Work and Pensions (DWP) has released new guidance to help certain people increase their State Pension income. If you reached State Pension age between April 6, 2010 and April 5, 2015, but are not receiving or expecting to receive a full basic State Pension, then you may be able to increase the amount you get by paying up to six additional years of voluntary Class 3 National Insurance voluntary contributions for years going back to 1975. This is...