admin, Author at Pension Policy International

25MayMay 25, 2022

Panorama de la protección social en América Latina y el Caribe: Avances y retrocesos ante la pandemia

Por OIT La crisis provocada por la COVID-19 ha visibilizado la distancia que persiste en la región para el logro de sistemas integrales de protección, que cuenten como base con un piso de protección social con garantías para el acceso universal a la salud y la seguridad económica a lo largo del ciclo vital. La cobertura de protección social en América Latina evolucionó de manera positiva en la década previa a la pandemia. Los cotizantes aumentaron un 14 por ciento...

May 25, 2022

Libros, Reportes, Sostenibilidad del Sistema2021, América Latina, COVID-19, Pensiones Públicas, Protección Social

25MayMay 25, 2022

Perú. Plantean que las AFP no cobren comisiones si hay rentabilidad negativa

Iniciativa. Se busca un esquema de comisión por desempeño, con el fin de que las pérdidas de los fondos sean asumidas de igual manera por los afiliados y las administradoras. En un contexto donde los fondos de pensiones han tenido significativas caídas producto de la negativa rentabilidad, sobre todo en el fondo 1 que acumula cinco meses de pérdidas, desde el Congreso se presentan iniciativas para que estos escenarios adversos no sean asumidos solo por los afiliados, sino también por...

May 25, 2022

NoticiasAdministración de Pensiones, Perú, Rendimientos

25MayMay 25, 2022

España. Escrivá incluirá incentivos del 10% en Sociedades para las empresas que aporten al fondo público de pensiones

No había comenzado bien el martes para el Gobierno de cara a la aprobación del fondo público de pensiones. La ponencia de las enmiendas introducidas por los partidos políticos para mejorar el proyecto de ley con el que se espera impulsar los planes de pensiones de empleo se había cerrado a mediodía como una patada hacia delante del Ministerio de Seguridad Social, que zanjó la reunión sin confirmar qué medidas propuestas por las formaciones entrarían en el paquete que...

May 25, 2022

NoticiasAhorro, España, Política Pública

25MayMay 25, 2022

A Comfortable Retirement Appears Out of Reach for Most in the U.S.

American workers say it will take $1.1 million on average to retire comfortably — but less than one in four figure they’ll be able to save that much. Just 22% of people approaching retirement age said they’ll have enough money to maintain a comfortable standard of living, according to the 2022 Schroders US Retirement Survey, down from 26% a year ago. The survey of 1,000 workers was conducted in mid-February, when the S&P 500 Index was higher than it is...

May 25, 2022

News2022, Pension design, savings, US

25MayMay 25, 2022

Chile. Retiros de las AFP y reforma al sistema de pensiones

En el nuevo sistema de pensiones que aquí se propone, el rol del Estado no es subsidiario y exento de responsabilidad respecto del nivel de las pensiones. Tampoco consiste en garantizar pensiones similares a los ingresos percibidos antes de jubilar, lo que implica replicar –en las jubilaciones– la desigualdad salarial imperante, con alto de riesgo de insolvencia e incumplimiento. Esto último, debido a la tendencia de los sistemas previsionales de reparto forzado a ceder –muchas veces al amparo del...

May 25, 2022

NoticiasChile, Retiro de Fondos

25MayMay 25, 2022

UK. Pension transfer red flag warnings hit record high

The rate of potential pension scam warning flags showed no sign of decreasing in April, according to XPS Pension Group’s Scam Flag Index tracker. A record high of 78% of transfers reviewed raised at least one warning sign of potential scam activity, meaning that rates have now risen for the last four consecutive months. The recent fall in the Transfer Value Index also continued to gather pace, with the month-end value at £232,000 ($306,000, €279,000), a 5% drop compared to the...

May 25, 2022

News2022, Transfers, UK

25MayMay 25, 2022

Canada. How employers can design health benefits, retirement plans for gig workers

Whether they’re delivering takeout, chauffeuring passengers, or fixing leaky sinks, most gig workers in Canada don’t get benefits. Classified as independent contractors rather than employees, they’re excluded from employer contributions to Canada Pension Plan and Employment Insurance, they may not be protected under worker’s compensation and they can’t participate in tax-advantaged benefits programs like registered pension plans and employee life and health trusts. Read: Uber Canada sharing details of self-directed benefits fund for gig workers So even if an employer offered dental...

May 25, 2022

News2022, Canada, Informal Sector

25MayMay 25, 2022

Elderly in Ghana: Forgotten or presumed dead?

We live in interesting times. Suddenly, living conditions in many parts of the world have become unbearably harsh and people are agitating for concrete steps to be taken in order to maintain their standard of living. In Ghana, many worker unions have pushed (through demonstrations and strikes) for increases in salaries and allowances that compare with the cost of living or reflect the rate of inflation. Like a big industrial machine, our country has set up a network of systems that...

May 25, 2022

News2022, Aging, Ghana

25MayMay 25, 2022

Greece. First year of pension increases after 12 years

“Next year will be the first year of increasing pensions for the first time, after 12 years,” Deputy Labor and Social Affairs Minister Panos Tsakloglou said in an interview with the Athens-Macedonian News Agency on Sunday, noting that the government has supported the income of pensioners in several ways. Tsakloglou also referred to the challenges he was called to face when he took over the post and focused on the emblematic, as he characterized it, reform in the architecture of...

May 25, 2022

News2022, Greece, Public Pensions

24MayMay 24, 2022

UK. Pensions watchdog warns about climate risk in rebuke of HSBC banker who downplayed danger

UK pension schemes should not ignore climate change, a senior executive at The Pensions Regulator said on Monday, the first watchdog to weigh in after a top HSBC banker was suspended after playing down the financial risks of climate change. Regulators across the world have been putting pressure on the financial services industry to take climate change into account when calculating risks to their business models. Stuart Kirk, a senior HSBC banker in charge of sustainable investments, had said at an...

May 24, 2022

News2022, ESG, Risk, UK

May 2022