January 2021

PensionBee Introduces Pension for the Self-Employed

Online pension provider PensionBee has unveiled a new product catering for the self-employed, as research reveals only 24 per cent currently have a pension. Recent analysis from the Institute for Fiscal Studies shows that the number of self-employed workers has grown rapidly over the past two decades, yet the proportion saving into a private pension has fallen dramatically. Numbers stood at 48 per cent in 1998 but have fallen to just 16 per cent in 2018. Nearly 80 per...

Nordic pension giant picks Nordea to run $240m EM strategy

Finnish pension insurance giant Varma has selected Nordea to run ESG-focused $240m emerging markets equity mandate. Juliana Hansveden, portfolio manager of Nordea’s Emerging Stars Equity strategy, said better run companies are more likely to succeed over the long term, which means it is crucial to properly understand and analyse ESG risks. ‘Emerging markets continue to offer a lot of opportunities, and we are looking forward to delivering long-term sustainable performance to Varma and its stakeholders,’ she added. Varma is...

El empleo del futuro: Un análisis del impacto de las nuevas tecnologías en el mercado laboral

Por Manuel Alejandro Hidalgo Los progresos de la tecnología y sus posibles efectos en el mercado laboral son una preocupación que ha acompañado a la sociedad durante siglos a lo largo de su evolución. De un tiempo a esta parte, además, y debido al imparable impulso y crecimiento de tecnologías como la robótica o la inteligencia artificial, gran parte de la población se ha sumido en una suerte de pesimismo tecnológico. Existe la creencia de que el tsunami...

Uso de tecnologías de la información y comunicación en servicios y cuidados de atención primaria de salud para adultos mayores en latino américa

Por Exequiel Plaza, Hernando Durán Los cambios demográficos relacionados al envejecimiento poblacional y la necesidad de generar estrategias de cuidado a nivel de atención primaria de salud, nos lleva a tratar de identificar cual es la evidencia científica que existe sobre el uso de tecnologías digitales de comunicación e información a distancia que puedan auxiliar el cuidado de la salud de adultos mayores. Este estudio realizado en Chile, utilizó metodología de revisión sistemática basada en recomendaciones PRISMA para la...

Reformas del sistema de pensiones: La Experiencia Sueca

Por María del Carmen Boado-Penas El proceso de reforma de las pensiones en Suecia tuvo como objetivo principal crear un sistema de pensiones financieramente estable en el largo plazo, mejorar la equidad generacional y proporcionar un marco que promoviera la obligatoriedad del ahorro financiero a través del sistema de pensiones. Para este fin, en 1994 el Parlamento sueco aprobó la sustitución de su sistema tradicional de reparto de pensiones públicas de prestación definida por un sistema mixto que incluye...

Reducción de la brecha del crédito en México en un ambiente de incertidumbre generada por la pandemia COVID-19: Un enfoque de ciencia de datos (machine learning)

Por Jair Hissarly Rodríguez García, Francisco Venegas Martínez El otorgamiento de microcréditos de forma eficiente y transparente a través de plataformas digitales a individuos que desarrollan actividades económicas y que buscan mantener su empleo y el de sus trabajadores y que no tienen acceso al sistema financiero convencional es, sin duda, un problema urgente por resolver en la crisis sanitaria por la que atraviesa actualmente México. La presente investigación desarrolla varios modelos y estrategias de riesgo de crédito...

OECD launches MENA Pension Oultook report for the fisrt time

In the first pensions forum for OECD in the Arab World, the global economic think-tank says: ➢ The world needs to improve sustainability and increase flexibility in pension arrangements ➢ Coronavirus is causing an unprecedented shock to labor markets as well as to pension systems ➢ Even before COVID-19, pension funds were already facing significant challenges of an aging population and declining investment returns ➢ Pension systems could be more resilient to future challenges if pension funds include two accounts, one for retirement...

Pension funds plot move on China’s $16 trillion bond market

China's $16 trillion bond market is the proverbial elephant in the investment room. But it's becoming too big to ignore, even for the most risk-averse Western investors. A large, A+ rated sovereign market that pays 3% yields, with minimal volatility? It's looking increasingly alluring for European pension funds swimming in sub-zero bond yields as aging populations stretch their finances. For some, the benefits are beginning to outweigh the political risks, and they are upping allocations to China, or considering...

How to close the digital gap for the elderly

China's ageing population makes it important the country digitally enables the elderly. Globally, tech companies are trying to train the elderly up, giving in-store support with digital payments. Advanced technologies are being specifically adapted to the elderly, with a view to improving their quality of life. Many young people have embraced the convenience of digital technologies such as online shopping, car hailing, digital payments, and telemedicine. But many elderly without a grasp of the latest knowledge are at risk...

Nigeria: Old Soldiers At War Over Unpaid 20-Month Pension Arrears

As VP, others disown president of ex-servicemen welfare association A few days ago, the President of military veterans of the Association of Ex-Service Men and Family Welfare, MWO, Anthony Agbas, led some aggrieved members to the Federal Ministry of Finance, Abuja, to protest non-payment of their 20-month pension arrears. The protesters who appealed to the Federal Government to approve the payment of minimum wage arrears accruing to them from 2019 till date, demanded end to all deductions on the...