March 2023
03Mar

Exploring the Integration of AI and ML in Fintech: Emerging Trends and Future Directions

By Rahul Jain This research paper aims to explore the integration of artificial intelligence (AI) and machine learning (ML) in the field of financial technology (Fintech). The paper examines the emerging trends in the integration of AI and ML in Fintech and evaluates the potential benefits and challenges associated with this integration. The study utilizes a qualitative research approach that involves an extensive review of relevant literature, including academic articles, industry reports, and news articles. The findings indicate that AI and...

March 3, 2023
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November 2022
16Nov

Financial System: Challenges and Opportunities of Digital Transformation in Mexico

By Vanessa Veintimilla Brando & Daniel Miranda Lopez This work aims to understand the implications that financial technology represents for the Mexican financial system. Considering that the adoption of new technologies in the financial system (Fintech) is increasing, a novel and complex context has arisen with diverse implications in various aspects such as education, infrastructure, and the regulatory and supervisory framework needed to ensure a healthy development of the financial system. Although it has been shown that digitization brings...

November 16, 2022
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April 2022
07Apr

Age-friendly cities and communities: A global perspective

By Tine Buffel, Sophie Handler & Chris Phillipson New book Age-Friendly Cities and Communities: A Global Perspective, Policy Press Tine Buffel, Sophie Handler and Chris Phillipson (Editors) Bringing together leading researchers and policy-makers working to develop age-friendly cities and communities, this edited volume examines the potential of developing urban environments responsive to the needs of older people. The book provides numerous case studies and examples of good practice, drawing upon work in Australia, Europe, Hong Kong, and the USA. It...

April 7, 2022
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07Apr

Strategic partnerships and ICT solutions in extending social security coverage in Africa

By ISSA Through strategic partnerships and modern information and communications (ICT) solutions, member institutions of the International Social Security Association (ISSA) are strengthening the scope, extent, and adequacy of social security coverage. Across Africa, the quasi totality of countries has social security schemes and/or programmes theoretically covering most of the population. The policy discourse on extending social security coverage during the last decades culminates in the enactment of new legislation to expand the scope of coverage and reforms on existing schemes...

April 7, 2022
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December 2021
20Dec

Fintech Regulation in Mexico Updated: March 31, 2021

By Catalyst Fund. BFA Global The CCAF and BFA Global have produced this deck to support fintech startups working in Mexico and those seeking to enter the Mexican fintech market. This deck provides an overview of Mexico’s regulatory regime as it relates to the fintech verticals of: ❏ Banking ❏ Credit ❏ Insurance ❏ Payments ❏ Investment The deck also offers recommendations on how startups can best engage with regulators and tools to help them do so. Get the book here 284 views  

December 20, 2021
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November 2021
05Nov

The Skill-Specific Automatability of Aging Workers and Retirement Decisions

By Zeewan Lee Much of the discourse on the impact of automation on labor supply tends to assess the labor force as a whole, thereby disregarding the marginal effect on aging workers. In lights of the growing technological changes, we assess the linkage between the automatability of workers and retirement timing. Based on the theoretical model of task-based technological changes and drawing data from the Health and Retirement Study and O*NET, we create an Automatability Index based on workers’ primary...

November 5, 2021
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September 2021
17Sep

Demographics and Automation

By Daron Acemoglu & Pascual Restrepo We argue theoretically and document empirically that aging leads to greater (industrial) automation, because it creates a shortage of middle-aged workers specializing in manual production tasks. We show that demographic change is associated with greater adoption of robots and other automation technologies across countries and with more robotics-related activities across U.S. commuting zones. We also document more automation innovation in countries undergoing faster aging. Our directed technological change model predicts that the response of...

September 17, 2021
Aging, Articles, Innovation,
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July 2021
23Jul

The Fintech Gender Gap

By Sharon Chen, Sebastian Doerr, Jon Frost, Leonardo Gambacorta & Hyun Song Shin Fintech promises to spur financial inclusion and close the gender gap in access to financial services. Using novel survey data for 28 countries, this paper finds a large 'fintech gender gap': while 29% of men use fintech products and services, only 21% of women do. The gap is present in almost every country in our sample. Country characteristics and several individual-level controls explain about a third of...

July 23, 2021
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May 2021
26May

How Regulators Use Sex-Disaggregated Data and RegTech to Enhance Financial Inclusion

By Toronto Centre Financial inclusion of women brings disproportionate benefits to their families and to economic development, yet in many countries an access-to-finance gender gap remains. Sex-disaggregated data (SDD) is key to monitoring and addressing this problem. This study examines the role that financial services regulators can play in efforts to address financial inclusion of women: how they are using, or could use, SDD to enhance women’s access to and use of financial products and services of the right quality that...

May 26, 2021
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April 2021
15Apr

Financial Inclusion Through Fintech in the Digital Economy

By Eunsook Seo, Kyeong-Won Yoo Since the 2008 global financial crisis, including the recent COVID 19 pandemic, low interest rates and low economic growth have continued around the world. In spite of this low interest rate trend, as the economic downturn prolongs, there is a situation of concern called the “new normal” of low interest rates and low economic growth, and low prices. In this new normal economic structure, the rapid progress of aging is increasing the necessity and desire...

April 15, 2021
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