editor, Author at Pension Policy International

11NovNovember 11, 2025

UK. Chancellor looking to cap salary sacrifice contributions to £2,000 in Autumn budget

The chancellor is planning to use the budget to limit the amount of someone’s salary that can be sacrificed through pension contributions without incurring national insurance (NI) payments to £2,000 a year. Reports in The Times and Financial Times this weekend said the chancellor would target pension salary sacrifice arrangements to raise up to £2bn a year and help fill a £30bn gap in public finances. At present there is no limit on the amount that an employee can put into their pension under salary...

November 11, 2025

NewsRegulation, savings, UK

11NovNovember 11, 2025

Pension fund contributions overlooked by employers in South Africa

Some employers in the nation have a concerning tendency to deduct employees' pension contributions without transferring the funds to the pension fund account. This is against the law and unethical. When the sun sets, workers depend on this hard-earned money to get by. A few years ago, the African National Congress came under fire for failing to make contributions to workers' pension funds. The sheer scale of this problem is deeply troubling. As of March 31, 2025, the Financial Sector Conduct Authority...

November 11, 2025

Newssavings, South Africa, supervision

11NovNovember 11, 2025

The rise of solo aging: How people in the US are preparing to grow older alone

The Society of Actuaries (SOA) Research Institute recently published a series of guides designed to assist solo agers with key financial and retirement decisions. In addition, the SOA published survey findings on the growing phenomenon of “solo aging” in the U.S. Solo agers are individuals who, as they grow older, navigate life and retirement without the traditional support network of close family members or partners. The consumer survey includes responses from Americans aged 50 or older who identify as solo agers. It provides insights into aging,...

November 11, 2025

NewsAging, US

10NovNovember 10, 2025

México. Ahorro voluntario representa menos de 4% de todos los recursos en las Afores

El ahorro voluntario representa menos de 4% de todos los recursos administrados por las Afores, un signo de que los mexicanos están ahorrando muy poco para sus pensiones por iniciativa propia. De acuerdo con datos de la Comisión Nacional del Sistema de Ahorro para el Retiro (Consar), las Afores tenían 306,149 millones de pesos por ahorro voluntario de los trabajadores. Esto cuando en total las 10 Afores del país administran ahorros por 8.06 billones de pesos, es decir que el ahorro...

November 10, 2025

NoticiasAhorro, Ahorro Voluntario, Mexico

10NovNovember 10, 2025

Argentina. Actualizaron el índice para calcular el haber inicial de los futuros jubilados

Gobierno, a través de la Disposición 29/2025 de la Subsecretaría de Seguridad Social del Ministerio de Capital Humano, aprobó el nuevo índice combinado que se utilizará para actualizar las remuneraciones de los trabajadores en relación de dependencia que cesen en sus empleos desde el 30 de noviembre de 2025 o soliciten su jubilación a partir del 1 de diciembre de 2025. Nuevo índice combinado para actualizar jubilaciones y salarios de trabajadores en relación de dependencia El índice surge de lo establecido...

November 10, 2025

NoticiasArgentina, Ingreso

10NovNovember 10, 2025

European nations have no choice but to raise retirement ages – our case study shows why

In early October 2025, with his political future hanging by a thread, France’s resigned-and-reappointed prime minister Sébastien Lecornu pledged to suspend unpopular pension reforms until 2027, when presidential elections will be held. Socialist MPs declared victory. The French business community groaned. The S&P downgraded France’s credit rating, citing budget concerns. With France kicking inevitable reforms at least two years down the road, and many European countries facing pension crises of their own, it is worth considering how to design pension reforms...

November 10, 2025

NewsEurope, Retirement Age

10NovNovember 10, 2025

Thailand. Government revisits plan to raise civil service retirement age to 65

Thailand is revisiting the proposal to extend the civil service retirement age from 60 to 65, a reform aimed at addressing the ageing population and labour shortages. A report from the OCSC shows that, as of 2024, Thailand has 1.12 million government officials, including 414,088 civil servants, who are the main group under review for the proposed age extension. Other categories include 441,168 teachers, 268,063 local administrative officials, 213,086 police officers, 26,364 officials from independent constitutional agencies, 9,408 university civil servants,...

November 10, 2025

NewsPublic Pensions, Retirement Age, Thailand

10NovNovember 10, 2025

US. The Realistic Minimum Retirement Savings Needed, According to Experts

You may have heard you need at least $1 million in the bank to retire. The truth is, a comfortable retirement will look different for everyone. Some people might need much more than that, and some might only need $700,000 to retire comfortably. So what’s a more realistic minimum number you should aim for? Why the $1 Million Rule Doesn’t Work for Everyone Retirement costs can look very different depending on where you live, how healthy you are, whether you have a...

November 10, 2025

NewsRetirement Planning, savings, US

10NovNovember 10, 2025

UK. Radical reforms to State Pension system proposed as government battles rising bills – Steve Webb

Experts at pension consultancy LCP specialising in State Pension policy and in demographic trends have joined forces to recommend major changes to the State Pension system. LCP’s ideas have been fed into the Government’s review of the State Pension Age, and would help to square the circle between the need to increase pension ages and the need to avoid penalising those whose life expectancy is much lower than average. One key measure used by the Government to assess the sustainability...

November 10, 2025

NewsEquality, Japan, Political economy

07NovNovember 7, 2025

El envejecimiento global redefine la economía del trabajo y las pensiones

Un estudio del Pension Research Council, de la Wharton School, advierte que el envejecimiento poblacional no implica necesariamente una pérdida de crecimiento. La prolongación de la vida laboral, la adopción tecnológica y el rediseño de los sistemas previsionales podrían generar un nuevo equilibrio entre longevidad y productividad. La transición demográfica y su impacto económico El envejecimiento poblacional es un fenómeno irreversible que afecta tanto a las economías avanzadas como a los países en desarrollo. De acuerdo con el informe Global Aging...

November 7, 2025

NoticiasEnvejecimiento, Mercado Laboral

November 2025