editor, Author at Pension Policy International

13OctOctober 13, 2025

Chile. La creación de nuevas AFP comienza a atraer interesados

El principal cambio que aprobó el Congreso en la reforma previsional para la industria de AFP es el reemplazo de la licitación de nuevos afiliados por una subasta del stock de afiliados, la medida que menos gustó a las AFP. Algunos actores que hoy no participan en la industria han deslizado que planean explorar o que están estudiando la idea de ingresar al sistema gracias a ese y otros cambios, y entre los potenciales interesados aparecen cajas de compensación, cooperativas...

October 13, 2025

NoticiasAdministración de Pensiones, Chile

13OctOctober 13, 2025

Russia “froze” the National Welfare Fund: pensions of Russian citizens under threat

The Russian government is restricting the use of funds from the National Welfare Fund after almost two-thirds of its assets were spent during the war. For 2026, about $460 million is planned to be used from the fund, which is tens of times less than before. Thus, the main burden of financing state expenditures, due to income deficit and sanctions, will fall on the population. UNN writes with reference to the Center for Countering Disinformation. Details The Russian government has decided to limit the use...

October 13, 2025

NewsPublic Pensions, Russia

13OctOctober 13, 2025

US. New IRS Rule Will Reshape 401k Contributions for Millions of Workers

A new rule issued by the IRS will alter how higher-income Americans approaching retirement can save in their 401(k) and other tax-deferred workplace retirement plans. The regulation comes from the SECURE 2.0 Act of 2022 and is scheduled to take effect at the start of the 2026 tax year. According to reporting by CNN, the change introduces new conditions on catch-up contributions for individuals who earned $145,000 or more in the prior year. These contributions will be redirected into Roth...

October 13, 2025

NewsRegulation, Taxation, US, v

13OctOctober 13, 2025

The Political Economy of Gig Pensions

Since 1991, the limited gains attained by working people in terms of social security, including pensions, have been whittled down by the joint actions of the Indian government and big business. Even government employees and teachers have been forcibly transitioned to the defined contribution-based National Pension System (NPS), where both the employee and the government make monthly contributions toward a retirement corpus whose terminal value is market-linked, from the defined benefit Old Pension Scheme (OPS). A small number of private...

October 13, 2025

NewsIndia, Informal Sector

10OctOctober 10, 2025

México. Sheinbaum prepara reforma constitucional para eliminar pensiones de lujo en Pemex y CFE

La presidenta Claudia Sheinbaum Pardo confirmó este jueves que antes de finalizar octubre presentará al Congreso de la Unión una iniciativa de reforma constitucional para poner fin a las llamadas pensiones de lujo que perciben exfuncionarios de Petróleos Mexicanos (Pemex), la Comisión Federal de Electricidad (CFE), Luz y Fuerza del Centro y otros organismos descentralizados, así como exdirectivos de la banca de desarrollo. De acuerdo con la mandataria, la medida busca terminar con un régimen desigual y oneroso para el erario, al...

October 10, 2025

NoticiasMexico, Pensiones Públicas

10OctOctober 10, 2025

España refuerza vínculos con Latinoamérica en empleo, pensiones y programas migratorios

El Gobierno ha destacado la importancia de los lazos históricos y laborales con Latinoamérica, que se reflejan tanto en el volumen de afiliados a la Seguridad Social como en los convenios bilaterales que garantizan sus derechos. La ministra de Inclusión, Seguridad Social y Migraciones, Elma Saiz, subrayó: “Entendemos que la Hispanidad es un concepto amplio en el que cabemos todos”. En España, los trabajadores latinoamericanos se concentran principalmente en la hostelería (20,5%), el comercio (13,2%), las actividades administrativas y servicios auxiliares (12,2%) y la construcción (9,8%). También se observa...

October 10, 2025

NoticiasAmérica Latina, España, Mercado Laboral

10OctOctober 10, 2025

Europe’s aging burden far less than US or China

Graying Europe has long been considered an outlier in global demographics – but the rising cost to its governments in terms of bills for pensions and health care are more manageable than assumed and less than in rival economies in the United States and China. In a detailed report on the rising cost to the public purse from Europe's aging population, Brussels-based think Breugel this week outlined the trajectory through 2070 using the latest country-by-country data from the European Commission. Familiar...

October 10, 2025

NewsAging, Europe, Healthcare, Public Policy

10OctOctober 10, 2025

US. Residence-Based Tax: Social Security, Pensions And 30% Withholding

The endorsement of an elective residence-based taxation model by former IRS Commissioner Charles Rettig and former IRS Commissioner Counselor Tom Cullinan, covered in my earlier Forbes article, has sparked important discussions about fairness for Americans abroad. Their piece highlights the burdens of America’s citizenship-based tax system and calls for a shift to treat expats more equitably. An astute reader recently emailed me and our correspondence hammered out that details matter in an RBT model, especially for older expats. What happens...

October 10, 2025

NewsTaxation, US

10OctOctober 10, 2025

Nigeria. PenCom reintroduces gratuity for federal civil servants

The National Pension Commission has disclosed that it has deployed a framework to restore gratuity for Federal Civil Service under the Contributory Pension Scheme. Director-General of PenCom, Omolola Oloworaran made the disclosure in Abuja on Thursday at a Stakeholders' Conference on the Workings of the Contributory Pension Scheme (CPS) for Employees and Pensioners of Federal Government Treasury-Funded Ministries, Departments and Agencies Represented by the acting commissioner, Technical at the commission, Hon. Hafiz Kawu Ibrahim, the DG said, 'Working with the office...

October 10, 2025

NewsNigeria, Public Pensions

09OctOctober 9, 2025

El fin de una era: Chile se despide de los multifondos y mira el próximo capítulo

El régimen de pensiones de Chile, regido por el modelo de capitalización individual que impera desde 1980 y que se ha exportado a otros países, está sintiendo aires de cambio. Ahora, después de una década de debates por reformarlo, con tres presidencias de por medio, tres ventanas inéditas de rescates de fondos y una opinión pública que migró de la consigna “No + AFP” a “Con mi plata no”, entre otros, el sistema está en un proceso de transición....

October 9, 2025

NoticiasChile, Inversión, Reforma de Pensiones

October 2025