editor, Author at Pension Policy International

31JulJuly 31, 2025

US. Private Equity Delivers High Risk, Low Returns, and Costly Fees

Private equity does not deliver the superior returns that its advocates insist justify pension fund investment in this sector, and such investment would be highly risky for retail investors, according to a new report published by the AFT and Americans for Financial Reform Education Fund. The stakes couldn’t be higher, as the Trump administration is expected to issue a new executive order that would require federal agencies to explore opening up 401(k) plans to risky private market investments. This is something the...

July 31, 2025

NewsInvestment, US

31JulJuly 31, 2025

Kenya. Retirement: Strategic partnerships critical in growing pension savings

Retirement benefits accumulated by Kenyan workers over the years hit an estimated total of Sh2.3 trillion last year, equivalent to nearly 15 per cent of Kenya’s GDP, underscoring the importance of this critical sector. With the inflation always competing to erode workers' savings, retirement benefits service providers are under pressure to preserve their clients’ wealth. The industry’s assets under management have recorded a 10.7 per cent compounded annual growth rate in the past ten years, from Sh800 million in 2015. This...

July 31, 2025

NewsKenya, Pension Management

30JulJuly 30, 2025

México. Pago de pensiones de Pemex aumentó 5%; destina 218 millones de pesos al día a sus jubilados

El pago de pensiones de Petróleos Mexicanos (Pemex), que cuenta con uno de los esquemas pensionarios más generosos del país, ha crecido 5% en términos reales durante este 2025 y está en su mayor nivel al menos desde 2018. En la primera mitad del presente año, Pemex destinó 39,471 millones de pesos al pago de pensiones y prima de antigüedad, es decir, 218 millones de pesos al día, de acuerdo con información de su último reporte trimestral. Es el mayor nivel...

July 30, 2025

NoticiasMexico, Pensiones Laborales

30JulJuly 30, 2025

Chile. Reforma de Pensiones: SP abrió ofertas en licitación de consultoría para diseño de nuevo Régimen de Inversión

La Reforma Previsional cumplió el viernes 25 de julio una nueva etapa en su implementación luego de que finalizara el período de presentación de ofertas en el proceso de licitación pública de una consultoría destinada a efectuar una propuesta de diseño para los Fondos Generacionales (FG) y Carteras de Referencia que deberán formar parte del nuevo Régimen de Inversión de los Fondos de Pensiones. Hasta las 14.00 horas de ese día se constató que, a través de la plataforma...

July 30, 2025

NoticiasChile, Reforma de Pensiones

30JulJuly 30, 2025

Colombia. “Tenemos alrededor de 50% del mercado en el área de las pensiones obligatorias”

Centralizar, ordenar y actualizar la información completa de los afiliados al Sistema General de Pensiones es una tarea que se realiza entre bastidores y sin el apoyo de los sistemas especializados, el margen de error para las entidades financieras sería mucho más elevado. Heinsohn es la compañía que provee ese software y cuenta con una larga trayectoria en el mercado. Su presidente, Luis Fernando Jaramillo, detalló que poseen una cuota cercana a 50% en el área de las pensiones obligatorias y su...

July 30, 2025

NoticiasColombia, Reforma de Pensiones, Tecnología

30JulJuly 30, 2025

México. Creación de empleo en el primer semestre se concentró en la informalidad con cifra récord

La generación de empleo en la primera mitad del año tiene el sello de la informalidad laboral. De acuerdo con la Encuesta Nacional de Ocupación y Empleo (ENOE), en el primer semestre del 2025 se sumaron un millón 126,964 personas al trabajo informal, la cifra más alta de la historia para un periodo enero-junio y sin contar los efectos de pandemia en el mercado laboral. “En el sector formal estamos viendo tasas de crecimiento formal prácticamente nulas. Vemos con mayor claridad la menor generación...

July 30, 2025

NoticiasMercado Laboral, Mexico, Sector Informal

30JulJuly 30, 2025

Mexico’s Informal Employment Crisis Deepens as 850,000 New Jobs Lack Contracts

Mexico’s labor market delivered seemingly positive news in early 2025: a surge of approximately 850,000 new jobs created in the first half of the year. Yet, beneath this headline figure lies a deepening crisis of Mexico informal employment. New data from Mexico’s National Institute of Statistics and Geography (INEGI, July 2025) reveals that nearly all these new positions lack formal contracts, social security, or legal protections, pushing the country’s informal workforce to a record high of 54.9%. This precarious...

July 30, 2025

NewsInformal Sector, Labor Market, Mexico

30JulJuly 30, 2025

How pension funds are handling US equity concentration risk

With more of the US market’s fate tied up in a handful of enormous technology stocks, investment teams are having to reconsider their exposure, as Jon Yarker reports. In recent years, the size of the so-called “Magnificent Seven” technology stocks has soared, absorbing an increasing amount of the US equity market. According to Hymans Robertson, the weight of the 10 largest market-cap stocks in the MSCI World sits at 23%, well above the historical norms of 10–15%. The septet of tech...

July 30, 2025

NewsRisk, US

30JulJuly 30, 2025

UK. Relaunch of the Pensions Commission to encourage saving

On July 21, 2025, the Government announced the re-introduction of the Pensions Commission in a drive to boost pension saving. The relaunched Commission will explore the barriers that stop people from saving enough for retirement, with a final report due in 2027. The original Commission of 2006 was a “huge success”, enabling the roll-out of auto-enrolment, resulting in 88 per cent of eligible employees are now saving, up from 55 per cent in 2012. The revived Commission will: Consider the long-term future of...

July 30, 2025

Newssavings, UK

30JulJuly 30, 2025

Latin America has the fastest aging population in world

Uruguay is experiencing one of the most significant demographic transformations in Latin America, driven by a declining birthrate and an aging population. According to projections from the National Institute of Statistics, the country's total fertility rate dropped to 1.27 children per woman in 2023 and is expected to fall to 1.20 by the end of this year -- well below the replacement-level threshold of 2.1. The population, which peaked at 3.51 million people in 2020, is projected to decline steadily, falling...

July 30, 2025

NewsAging, Latin America