March 2025

Chile. Coordinadora NO+AFP criticó la reforma de pensiones y convocó a “Marcha de la Bronca”

El pasado jueves 20 de marzo, el Ejecutivo promulgó la tan esperada reforma de pensiones en un acto realizado en el Centro Cultural Chimkowe, en la comuna de Peñalolén. La iniciativa ingresada al Congreso Nacional el 7 de noviembre de 2022 fue aprobada gracias al acuerdo alcanzado con Chile Vamos, considerando un aumento de un 7% de cotización adicional, con un 4,5% a capitalización individual, garantía por año cotizado y compensación por expectativa de vida entre hombres y mujeres como parte...

US. 4 Reasons Your Retirement Plan Is Overly Conservative

A flaw of conventional retirement planning is its detachment from reality. This disconnect often leads to overly conservative retirement income plans that require retirees to make unnecessary spending sacrifices. That’s a problem because the goal of retirement planning is to maximize quality of life, which involves taking a realistic look at a retiree’s situation to enhance retirement income and to encourage spending. Let’s explore four common factors contributing to overly conservative retirement income plans and how to avoid them. #1 Not...

Australia. Retirees more pessimistic about retirement expectations: report

Australians have changed their retirement expectations over the past 12 months, with higher living costs creating a pessimistic attitude among pre-retirees, according to a report from Colonial First State. The Rethinking Retirement Report 2025 revealed that rising living costs have eroded comfortable living standards for retirees, and fewer retirees said they are currently able to enjoy a comfortable retirement compared to last year. It continued that three-quarters of retirees are using pension payments to cover essential living expenses, while close to one in...

Nigeria. Companies Must Promote Policies that Support Gender Equality to Sustain Growth

Associate Director, Access ARM Pensions, Adaora Ude speaks on gender equality, advising on the structures companies should put in place to maximise female potential for growth sustenance. She also speaks on the pension industry and how her firm is prioritising customer-centric solutions that help contributors plan for a secure and comfortable retirement. Nume Ekeghe brings the excerpts. As a senior executive in a traditionally male-dominated space, what challenges have you faced, and how have you navigated them? One of the biggest...

Jamaica’s ageing population: are we ready for the silver wave?

Recent discussions about Jamaica’s declining birth rate have sparked national debate, but another pressing demographic shift remains overlooked , the rapidly ageing population. While efforts to address low birth rates are important, the growing number of seniors presents complex challenges that require urgent attention. According to the Ministry of Health and Wellness, approximately 17 per cent of Jamaica’s population will be aged 60 and older by 2025, an increase from 12 per cent in previous years. This figure is projected to...

México. SEP: Esta es la edad mínima con la que maestros podrían jubilarse y recibir pensión en 2025

La presidenta Claudia Sheinbaum Pardo, junto al secretario de Educación Pública, Mario Delgado Carrillo, brindaron una nueva conferencia matutina a través de la cual dieron a conocer novedades muy importantes para las maestras y maestros de México. El retiro de la iniciativa de reforma a Ley del ISSSTE fue uno de los puntos más importantes. En este marco, uno de los puntos en los que se ahondó fue en la iniciativa de congelar la edad mínima de jubilación de quienes ejercen la...

Chile. Se promulga reforma previsional: ¿Cuándo subirán las pensiones y quiénes serán los primeros beneficiados?

Esta tarde el Presidente de la República, Garbiel Boric, promulgó la reforma de pensiones, cuyos beneficios para los jubilados comenzarán a materializarse a partir del segundo semestre de este año. En específico, son tres los principales ejes con los que los montos de los retirados aumentarán: la Pensión Garantizada Universal (PGU), la garantía de 0,1 UF por año cotizado y la compensación por expectativa de vida, en el caso de las mujeres. En ellos, en todo caso, hay gradualidades y plazos concretos...

UK. Two-thirds of employers embrace responsible pensions; less than half have it as their default

More than two-thirds (69 per cent) of employers in the UK now offer a responsibly invested company pension, but less than half (44 per cent) have it as their default option, research from Scottish Widows has revealed. The firm said this put the onus on employees to take action if they want to switch. However, its Responsibly Invested Pensions report showed that nearly two-thirds (61 per cent) of employees had “no idea” how to change their default, highlighting a growing need for employers...

Navigating the retirement window: Introduce more certainty to outcomes

For most savers, the primary objective of their financial plan is to ensure they have sufficient funds to meet their spending needs during retirement. Despite this intention, taking action can be daunting due to the uncertainty surrounding a new phase of life and a lack of information around critical decisions that must be made. These are some reasons why, when it comes to retirement, many Americans are unprepared. A Federal Reserve study found that 25% of working Americans have no...

The End of Traditional Retirement: Building Financial Security in a Changing World

Have you ever seen your father leave for work every morning, heading to the same office, doing the same job, surrounded by the same colleagues for decades? It was a time when career paths were straightforward, stability was the norm, and retirement felt like a well-earned reward after years of dedication. Now, look at your own career—how many jobs have you switched already? Two? Three? Maybe more? And still, the future feels uncertain. Jobs that once lasted a lifetime are...