October 2025
01Oct

US. Gig economy helps power economy, but its workers can’t retire

America is fast approaching a historic milestone. By 2027, freelancers will make up more than 50 percent of the workforce, marking a fundamental shift in the U.S. labor market. Yet many of these workers will have no retirement plan. According to the Pew Research Center, only 13 percent of single-person business owners are saving for retirement compared to almost three-fourths of Americans in traditional jobs. That leaves tens of millions of freelancers and independent workers at risk, just as other...

October 1, 2025
News, ,
Read more...
01Oct

Healthy ageing: Are we on track?

The world is ageing at an unprecedented pace. The change in global demography caused by population ageing has been a notable phenomenon in recent times. The global population of people aged 60 and above is expected to increase from 1.1 billion in 2023 to 1.4 billion in 2030. Moreover, the pace of population ageing has been significantly faster than in the past, with an estimated increase in the proportion of older people in the global population from 12% to 22% between 2015 and 2050. Between 1974...

October 1, 2025
News, ,
Read more...

September 2025
30Sep

Perú. SBS establece reglas para retiro extraordinario de fondos AFP de hasta 4 UIT

SBS establece reglas para retiro extraordinario de fondos AFP de hasta 4 UIT La Superintendencia de Banca, Seguros y AFP (SBS) aprobó el procedimiento operativo que permitirá a los afiliados del Sistema Privado de Pensiones (SPP) acceder al retiro extraordinario y facultativo de hasta cuatro Unidades Impositivas Tributarias (UIT), equivalentes a S/21,400 aproximadamente. La medida se da en cumplimiento de la Ley N.° 32445, promulgada el pasado 20 de septiembre. Según lo establecido, los afiliados podrán presentar sus solicitudes de retiro...

September 30, 2025
Noticias, Noticias,
Read more...
30Sep

Cómo manejar tu AFORE desde Estados Unidos: guía completa para mexicanos

Si eres mexicano y vives en Estados Unidos, tu AFORE sigue siendo tuya. En esta guía práctica te explicamos cómo localizarla, hacer aportaciones voluntarias, seguir cotizando al IMSS y cobrar tu pensión desde el extranjero, paso a paso y con teléfonos útiles. ¿Qué es un AFORE y por qué importa desde el extranjero? Un AFORE es una Administradora de Fondos para el Retiro. Ahí se deposita el dinero que aportan tu empleador, el gobierno y tú mismo mientras trabajas en México. CONSAR...

September 30, 2025
Noticias, Noticias, ,
Read more...
30Sep

El Salvador. Pensión mínima ha subido 8 veces en 25 años

Por ley, es el Estado el que debe pagar las pensiones mínimas del sistema. Pero desde 2017 son los cotizantes los que la financian. La pensión mínima en el sistema previsional contributivo de El Salvador se ha modificado en 8 ocasiones, desde 1998, según los registros históricos de la Asociación Salvadoreña de Administradoras de Fondos de Pensiones (Asafondos). De acuerdo con esta información, cuando el sistema pasó a manos de las empresas privadas, la pensión mínima era de 700 colones, lo que...

September 30, 2025
Noticias, Noticias,
Read more...
30Sep

Colombia. La reforma pensional, a un paso de entrar en vigencia: cuándo se aplicaría en todo el país

La reforma pensional quedó a un paso del fallo. La Corte Constitucional ya recibió las actas que pedía para evaluar la ley y definir su futuro. El sector entiende que el reloj corre y necesita claridad pronto. Mientras tanto, Colpensiones y las nuevas ACCAI ajustan procesos para operar bajo el esquema por pilares cuando haya luz verde. Para los cotizantes, el cambio será tangible y marcará un antes y un después en el ahorro para la vejez. Actas listas: qué decide la Corte Constitucional Con la entrega de documentos por parte de la Cámara, el...

September 30, 2025
Noticias, Noticias,
Read more...
30Sep

UK. Pension disaster as nearly half of pots overdrawn in ‘real risk’ to retirement savings

Fresh analysis of Financial Conduct Authority (FCA) figures shows pension withdrawals at unsustainable rates have reached record levels. In 2024/25, 45 per cent of all retirement savings pots were accessed at eight per cent or higher. Financial experts generally regard four per cent as a prudent annual drawdown rate, meaning many retirees are drawing down at double the recommended pace. The findings come from consultancy firm Broadstone, which compiled eight years of FCA retirement income market data. The 45 per cent figure is...

September 30, 2025
News,
Read more...
30Sep

Power Of Friendship Can Slow Down Ageing, Study Finds

Friendships that have survived the odds and persevered for years can help slow down biological ageing, a new study has found. Such relationships and engagement may 'reset' the body's internal clocks to lower the biological age, the research published in the journal Brain, Behavior & Immunity - Health, highlighted. Drawing on data from 2117 adults who participated in a study called the Midlife in the United States, researchers noted that people with greater "cumulative social advantage" showed slower rates of biological...

September 30, 2025
News,
Read more...
30Sep

Swiss pension fund defends oil and gas exposure despite political pushback

Pensionskasse des Kantons Schwyz (PKSZ), the CHF3bn (€3.2bn) pension fund of the Swiss canton of Schwyz, will continue to invest in oil and gas companies – including those operating in authoritarian regimes – arguing that greening the portfolio would damage returns. The canton’s government has rejected a motion tabled by members of the Social Democratic Party (SP) to amend the law governing the fund’s investments, which would have introduced sustainability criteria and excluded fossil fuel holdings. The executive council, led by...

September 30, 2025
News,
Read more...
30Sep

The global imperative of investing in healthy aging

Observed on October 1 of each year, International Day of Older Persons recognizes the contributions of older adults and raises awareness of the challenges they may face. As the world undergoes a profound demographic shift with increasing life expectancies, many communities lack the structures or opportunities that allow the older population to thrive. Societies are confronted with a once-in-a-generation choice: reimagine systems to support longevity for all or risk stagnation with outdated structures. “Improving the quality of life for older individuals and...

September 30, 2025
News,
Read more...