October 2026
02Oct

The Underpensioned: Updating the Gender Pension Gap

By Pensions Policy Institute The Gender Pension Gap (GPG) is a measure of difference, or inequality, in pension outcomes for men and women. This can be considered in terms of either the disparity in the pension wealth accumulated or by the income they receive in retirement as a result of that pension wealth. It has been suggested that the GPG should be subject to statutory reporting requirements, in the same way as the Gender Pay Gap.8 While the GPG is widely...

October 2, 2026
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02Oct

Workforce Turnover and Retention in the Public Sector: Insights from Public Pension Plans

By Barbara Butrica & Dan Doonan Workforce turnover has implications for employees and employers. On the employee side, turnover can involve lost wages and benefits. On the employer side, turnover can involve the loss of experienced employees as well as the investments made in training them. It also generates additional costs associated with recruiting and training replacement workers. Understanding the timing of turnover and how retention evolves over employees’ careers is important for economic security, workforce planning, public service delivery,...

October 2, 2026
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02Oct

Redistribution with Unequal Life Expectancy

By Sebastian Köhne I study life-expectancy inequality in a Mirrleesian life-cycle framework with pension-linked fiscal externalities and private retirement saving. Heterogeneous longevity affects optimal redistribution by changing both the expected fiscal cost of pension benefits and the mapping from disposable income into social marginal welfare. I derive an ABCD optimal tax formula that incorporates these efficiency and equity effects. Calibrated to the U.S. economy, the model implies that accounting for heterogeneous longevity lowers optimal marginal tax rates, particularly at the...

October 2, 2026
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02Oct

Can Voluntary Health Insurance Ease the Burden on Public Healthcare? Theory and Evidence from Europe

By Clara Andresciani, Debora Di Gioacchino & Laura Sabani This paper revisits the “decongestion effect” argument, according to which greater reliance on privately financed healthcare relieves pressure on public services. We develop a probabilistic voting model in which individuals, who differ in income, may purchase tax-deductible private health insurance, thereby gaining access to private care and reducing their demand for public healthcare. The model predicts that, as more individuals opt for private care, both political support and fiscal resources for...

October 2, 2026
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02Oct

How Population Ageing and Pension Insurance Shape Household Risk Investment: Evidence from China

By Xueyao Que, Zhen Wang & Chu Chen Against the backdrop of rapid population ageing and the ongoing expansion of China’s multi-tiered pension insurance system, understanding how to promote household risk investment has become increasingly important for fostering the development of the silver economy and improving household wealth allocation. Using data from the 2019 China Household Finance Survey (CHFS), this study empirically examines the effects of population ageing and pension insurance on household risk investment behaviour and explores the underlying...

October 2, 2026
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02Oct

México. Aumento de ahorro en Afore impulsa menor dependencia del exterior

El gobierno de México ha logrado reducir la dependencia del financiamiento externo, al realizar principalmente operaciones de refinanciamiento en el mercado interno, que dispone de amplios recursos gracias, entre otros, a los fondos que se han acumulado en el Sistema de Ahorro para el Retiro (SAR), destacó Carlos Serrano, economista jefe de BBVA Research en México. En conferencia para presentar el Informe Situación Económica, expuso que la reforma de 2020, que elevó de 6.5 a 15 por ciento la aportación...

October 2, 2026
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02Oct

Panamá. El nuevo presidente de la CSS pone el foco en garantizar los recursos para pagar las jubilaciones

Amílcar Córdoba asumió la presidencia de la Junta Directiva de la Caja de Seguro Social (CSS) colocando el pago de las jubilaciones y la atención de salud entre las prioridades de su gestión. El nuevo presidente considera que la institución debe garantizar los recursos para cumplir con ambas responsabilidades, mientras avanza en una transformación que también deberá alcanzar sus servicios y plataformas tecnológicas. “Nosotros tenemos una obligación por ley que nos lleva a garantizarle a la población panameña que la Caja...

October 2, 2026
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02Oct

US. Poverty Rates Continue to Climb for Older Adults

The poverty rate of people 65+ is the highest of all age groups and is growing, according to an AARP Foundation analysis of 2025 supplemental poverty rate data on older adults released by the U.S. Census. The report assessed Census data for adults aged 65+ along with those aged 50-64, as near-retirement poverty can portend poverty in retirement. AARP Foundation’s review, released in September 2026, found that adults aged 50+ have had an increase in poverty rates since 2019. Adults...

October 2, 2026
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02Oct

UK. Employee pension contributions jump to £3.2bn

Employee contributions into private sector defined contribution occupational pension schemes reached £3.2bn in the first quarter of 2026, according to ONS data. This figure represents an increase of around £600m from £2.6bn in Q1 of 2025. Employer contributions also increased significantly, rising from £6.2bn in Q1 2025 to £6.8bn in Q1 2026. Active membership of private sector DC schemes edged up by 30,000 over the same period to 11.5 million. Deferred membership of private sector DC schemes increased from 22.1 million...

October 2, 2026
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02Oct

Pakistan. Govt plans voluntary pension scheme for informal workers

Pakistan is considering a voluntary pension scheme for domestic workers, agricultural workers, self-employed persons and other informal workers currently outside the formal pension system. The development emerged during a meeting of the Cabinet Committee on Pension Reforms for the Uncovered Labour Force, chaired by Federal Minister for Law and Justice Senator Azam Nazeer Tarar. The committee reviewed different models for bringing pension-excluded workers into the social protection system, including options for participation by employers, employees and self-employed individuals. The proposed framework would...

October 2, 2026
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