April 2026

Modelo teórico de ahorro para la vejez para el sector informal agropecuario en Colombia

Por Johnn Milton Diaz Villarraga & Jesús Daniel Rico Buitrago El ahorro para la vejez es importante para el individuo en su edad de retiro, más aún si pertenece al sector agropecuario o de la economía popular, en la mayoría de los casos no alcanza a acumular los recursos a lo largo de su vida para poder usarlos en la etapa de retiro o jubilación. El objetivo de este artículo es diseñar un esquema de ahorro para la vejez en empleados...

Longevidad: Potencial de la población mayor para la dinamización territorial

Por Ma José Vañó Vañóa, Gustavo Zaragoza Pascuala & Yarly Daniella Audivet Mendoza La comunicación se centra en analizar el papel de la población mayor como un recurso clave para la dinamización del medio rural a través de su integración en proyectos de economía social y emprendimiento. Partiendo de un análisis bibliográfico, se revisarán iniciativas académicas y casos prácticos que demuestran cómo la longevidad puede convertirse en un activo estratégico para fortalecer la cohesión social y la sostenibilidad comunitaria. Se...

The Impact of Ageing on the Fiscal Sustainability of EU Health Care Systems: Projections and Policy Responses

By Boriana Goranova & Santiago Calvo Ramos  This Economic Brief analyses the effects of the expected population ageing on the public expenditure on health care in the EU, discusses the different policy options and finally describes the activities in this field by the European Commission. Get the report here  

Communicating for action: Rewriting the social security engagement

By ISSA Social security institutions are shifting from traditional outreach into establishing leveraging communication tools and approaches that drives action from individuals. Through multi-pronged strategies they are engaging with individuals and creating meaningful connections that empower people to understand their rights, navigate services confidently, build trust and actively engage with social protection systems. Empowering individuals to know about and claim social security benefits and services is as much a delivery challenge as it is a communication one. People may have limited...

Immigrants at the Margin: Labor Market Effects of the Minimum Wage

By Mark Borgschulte, Heepyung Cho & Darren Lubotsky We examine the differential effects of minimum wages on immigrant and native workers in the United States. We find that minimum wage increases lead to reduced hours of work among immigrants with no effect on their employment. The effects are concentrated among recently arrived, likely-undocumented workers in high turnover industries. Native workers show no such response, even when examining native subgroups with similar characteristics to the most affected immigrants. We conclude that...

The ESG Valuation Gap: A Comparative Study of Egyptian and Saudi Listed Companies

By Mawaheb Abdel-Aziz Ismail The study examines the value relevance of Environmental, Social, and Governance (ESG) disclosures and tests for crosscountry differences in its impact on perceived firm value between Egypt and Saudi Arabia. It specifically investigates whether ESG data provides incremental explanatory power beyond traditional accounting measures in determining stock prices in these two distinct MENA markets. The study employs a modified Ohlson (1995) valuation model using panel data from 2021 to 2024. The empirical analysis is conducted using...

Opt-in or Opt-out? The Power of Defaults in Pension Enrollment Choices

By Tabea Bucher-Koenen, Luisa Wallossek & Joachim K. Winter Default settings strongly increase pension enrollment, especially when savings incentives are high and choices are complex. We show that the effect is weaker when incentives are low, options are simple, and opting out is easy. We study the nationwide introduction of auto-enrollment for low-income employees in Germany's public pay-as-you-go pension system. We find that automatic enrollment raises participation by 23 percentage points, though most individuals actively opt out. Linking administrative and...

Informal workers in the rural sector in Colombia: Living conditions and social security

By Oscar Espinosa, Valeria Bejarano, Martha-Liliana Arias & Jorge-Iván González The existence of a high percentage of informal labour has a direct impact on the living conditions of millions of people and their families, especially in rural areas and developing countries. The implications of this problem present a challenge for public policy on employment, social security and business activity. Taking advantage of the wealth of microdata from the Great Integrated Household Survey (of national representation), our research aimed to...

Boletín de Envejecimiento y Derechos de las Personas Mayores en América Latina y el Caribe

Por CEPAL En este número del Boletín de Envejecimiento y Derechos de las Personas Mayores en América Latina y el Caribe, se presenta un panorama de los principales eventos e investigaciones que se han realizado durante 2025 y han tenido como eje central la promoción y protección de los derechos de las personas mayores en la región. En el ámbito internacional, en la Segunda Cumbre Mundial sobre Desarrollo Social, que tuvo lugar en Doha del 4 al 6 de noviembre de...

Gestión de inversiones en los regímenes de pensiones de los institutos de seguridad social

Por Ekaterina Cuéllar, Andrés Osorio Quevedo, Edgar A. Robles & Waldo Tapia Troncoso Esta Nota Técnica examina la gestión de las inversiones en los regímenes de pensiones administrados por los Institutos de Seguridad Social (ISS) en América Latina y el Caribe. El documento identifica quince errores frecuentes en la toma de decisiones de inversión, que van desde deficiencias en la idoneidad de los órganos de dirección, ausencia de independencia de los comités técnicos y concentración excesiva en la cartera de...