May 2026

Informality, Gender and Aging. Cumulative Inequalities and Intergenerational Effects

By Haut Comissariat Au Plan Since 2021, His Majesty King Mohammed VI’s High Guidance on social development has driven a structural project to extend social protection, focusing on the expansion of mandatory health coverage, the gradual integration of self-employed workers into pension schemes, and the introduction of universal family allowances. The New Development Model sets out this vision by establishing objectives in terms of decent employment, the economic inclusion of women, and intergenerational sustainability. The analysis presented in this report examines, in...

Low female employment and informality threaten Morocco’s social protection goals

Morocco’s low female labor participation, widespread informal employment, and rapidly aging population are putting growing pressure on the sustainability of pensions and social protection systems, according to a new HCP report. The study argues that extending social coverage alone will not be enough without deeper reforms aimed at expanding formal employment and increasing women’s participation in the economy. Low female participation in the labor market, the persistence of informal employment, and rapid demographic aging are putting increasing pressure on Morocco’s...

January 2025

Survey Shows 36% of Moroccans Without Retirement Plans

A recent survey by market research group Sunergia delves into the realities of retirement in Morocco, showing alarming gaps and persistent inequalities. While retirement became a growing concern for many Moroccans, the findings point to a system that struggles to meet everyone's needs. Access to primary retirement plans According to the survey, 59% of Moroccans benefit from retirement plans provided by their employers, while only 5% secure coverage independently. Informal sector workers and retirees from private companies represent the largest share of those...

October 2024

Morocco faces challenges of corruption and reform of pension system

The Government Action Observatory, affiliated with Al-Hayat Centre for Civil Society Development in Morocco, has warned that one of the most prominent challenges facing the government of Prime Minister Aziz Akhannouch in its fourth year is that of reforming the pension system, which is at risk of bankruptcy by 2028. Corruption is also one of the pressing issues, as the cost of this affliction in Morocco exceeds 50 billion dirhams annually, which hinders economic growth and affects efforts to improve...

July 2020

Morocco to extend social protection to 2.5 million handicraftsmen

Some 2.5 million handicraftsmen and their dependents will finally have access to social protection after the government approved a law to enlist them in the private sector pension fund CNSS. The new law was presented by tourism and handicrafts minister Nadia Fettah Alaoui to MPs as part of a reform that aims to fill a legal void in the handicrafts industry. Handicrafts accounts for 7% of Morocco’s GDP and employs 20% of the work force with a concentration in...