February 2026
23Feb

India. Report shows retirement plans can face inflation and longevity risks: How to prepare

A new analysis by OmniScience Insights Labs shows that traditional retirement strategies in India may fall short in sustaining income over long retirements. The report highlights how structural design, rather than corpus size alone, determines whether retirees can maintain their lifestyle amid rising costs and market volatility. Inflation risk: Even stable nominal income erodes purchasing power over decades. For example, ₹1 lakh monthly expenses today could rise to nearly ₹1.8 lakh in 10 years at a 6% inflation...

February 23, 2026
News, ,
Read more...
06Feb

Liability-Driven Portfolio Choice for Pension Funds under Regime-Switching Inflation

By Myung Jun Kim, Hyeontae Jo & Bong-Gyu Jang This paper studies optimal portfolio choice for a pension fund with inflation-linked liabilities under regime-switching market dynamics. We consider a fund manager who invests in stocks, inflation-indexed bonds (IIBs), and a risk-free asset to maximize expected utility of the terminal funding ratio, subject to a Value-at-Risk (VaR) constraint. Asset returns and inflation expectations follow a two-state Markov chain representing high and low inflation regimes. The main methodological challenge is solving the...

February 6, 2026
Articles, Investment, , , ,
Read more...

October 2025
16Oct

UK. Savers back pension reforms despite cost-of-living strains

Despite the cost-of-living strain, most savers are continuing to save into their pension, research from Pensions UK has found, with 4 per cent of savers having reduced pension contributions. The research showed that many are struggling, as 44 per cent of people say their financial situation is worse than 12 months ago, up from 34 per cent in 2024. As a result, many are cutting back on everyday spending, including eating out (39 per cent), takeaways (35 per cent), holidays (32...

October 16, 2025
News, ,
Read more...

September 2025
12Sep

Social infrastructure law in the UK, EU and US

By Ewan McGaughey What should be the goals of social infrastructure, and the best means to achieve them? Social infrastructure is a new term to describe the welfare state, whose conceptual foundations were laid in Lord Beveridge’s Report, Social Insurance and Allied Services (1942). A good government, said Beveridge, should tackle five evil ‘giants’, namely disease, ignorance, squalor, idleness, and want. These could be overcome with a universal free health service, public education, public housing, full employment, and income insurance...

September 12, 2025
Articles, Labor Market, , , ,
Read more...

August 2025
08Aug

Argentinians protest vetoes to pension and disability funding

Argentinians on Wednesday gathered outside the country’s Congress to protest President Javier Milei’s decision to block raises in pension and disability funding. Milei on Monday vetoed three bills which had previously been approved by lawmakers. The first would have seen a 7.2% increase for all pensions, and would have raised the monthly bonus to 110,000 pesos (approximately USD $80). The second would have permitted women over 60 years old and men over 65 years of age to retire, even if they had not completed...

August 8, 2025
News, ,
Read more...

May 2025
13May

Pension Gaps and Inflation: The struggle for a secure Nigerian retirement

Across the African continent, the aspiration for a peaceful and financially secure retirement has remained a common dream for generations. For many today, particularly in Nigeria that vision is becoming increasingly difficult to attain. The harsh realities of the current economic landscape, defined by soaring inflation, a continually rising cost of living, and limited access to pension schemes for millions of workers, especially those in the informal sector, have made retirement planning more complex and uncertain than ever. In Nigeria, as...

May 13, 2025
News, Slider, ,
Read more...

April 2025
11Apr

Unequal Inflationary Effects of Tariffs across Socio-Demographic Groups

By Hakan Yilmazkuday This paper investigates the heterogeneous effects of U.S. tariffs on inflation across socio-demographic groups, utilizing a structural vector autoregression model that controls for oil prices, output growth, policy rates, and exchange rates. The aggregate tariff pass-through to inflation is estimated at 0.51, with tariffs accounting for approximately 17% of overall inflation volatility. Disaggregated analysis reveals significant variation, where tariff pass-through ranges from 0.38 to 0.55 across income percentiles, with higher income groups experiencing greater pass-through and a...

April 11, 2025
Adequacy, Articles, , ,
Read more...
07Apr

Jamaica. How will tariffs impact retirement?

It is a tumultuous time for world economies. With the raging tariff war, which is likely to trigger another round of high inflation, investors and retirees face more uncertain times. I recently had separate discussions with two individuals from opposite ends of the age spectrum; one seeking assistance with planning for retirement and the other needing financial advice to navigate the retirement years. The 36-year-old employee was concerned with the time value of money, while the retiree wrestled with how...

April 7, 2025
News, Slider,
Read more...

March 2025
25Mar

Cost of living support coming for 1.5 million New Zealanders

More than 900 thousand superannuitants and almost five thousand veterans are among the New Zealanders set to receive a significant financial boost from next week, an uplift Social Development and Employment Minister Louise Upston says will help support them through cost-of-living challenges. “I am pleased to confirm that from 1 April, most MSD payment rates will increase through the Annual General Adjustment (AGA),” Louise Upston says. “Overall this year’s AGA means around 1.5 million New Zealanders will get an increase to...

March 25, 2025
News, Slider,
Read more...
12Mar

UK. 453,000 Pensioners Face Frozen DWP Payments Amid Government Cuts

Nearly 453,000 British state pensioners living overseas are facing financial hardship due to the UK’s controversial “frozen pensions” policy. This policy denies pensioners residing in certain countries, such as Canada, annual inflation-linked increases to their state pensions. The End Frozen Pensions campaign has been advocating on behalf of these pensioners for years, calling for a policy change that would adjust state pensions in line with inflation, regardless of where individuals choose to live. The Impact of Frozen Pensions on Expat Pensioners According to Edwina Melville-Grey, Chair...

March 12, 2025
News, Slider,
Read more...