February 2026
24Feb

México. Doble desafío: Millennials preocupados por su retiro… y el de sus padres

Angélica siempre supo que ella estaría a cargo de sus padres en la vejez, era una labor que asumió. Sin embargo, hoy también se enfrenta a planear su retiro y se ha dado cuenta de que no será fácil lograr ambos retos. Hace casi 13 años, la Asociación Mexicana de Afores (Amafore), ponía sobre la mesa la idea sobre que serían los hijos quienes tendrían que mantener a sus padres en la vejez, esto en la Encuesta nacional sobre la situación que enfrentan...

February 24, 2026
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November 2025
12Nov

Millennial Small Biz Owners Most Ready to Offer a Retirement Plan

There is a generational gap and gender divide among small business owners when it comes to retirement plan readiness and the perceived importance of offering a plan, according to a new survey. The Capital Group, in partnership with C&C Multicultural, conducted an online survey from April 4–30, 2025, among 1,000 U.S. small business owners (and full-time employees) to gather their views on their outlook and readiness to offer retirement benefits and what they believe are the most important aspects to...

November 12, 2025
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April 2025
16Apr

US. Millenials are the most educated generation…yet the most broke

Millennials, born between 1981 and 1996, hold more college degrees than any previous generation in U.S. history. Roughly 40% have earned at least a bachelor's degree. But despite their academic achievements, many are confronting a harsh economic reality: they're significantly behind previous generations when it comes to wealth building and financial security. According to a report from the Federal Reserve, millennials earn about 20% less than baby boomers did at the same stage in life. In 2013, the median income for a...

April 16, 2025
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September 2024
04Sep

US. The Economic Implications Of Aging Boomers And Emerging Millennials

More than 4 million Baby Boomers, born 1946-1964, are reaching 65 each year through 2027, and they are exiting the labor force in droves. Meanwhile, the core labor force is growing at a snail’s pace. Since 2000, the population of 25- to 54-year-olds has grown by only 7%. How the U.S. manages these converging demographic trends will be a monumental challenge in the years ahead. With an aging population, the government will face higher obligations for medical and Social Security costs. There will be fewer workers...

September 4, 2024
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June 2024
17Jun

US. Gen X is the least confident about retirement as ‘crunch time’ nears—and has done less to prepare than boomers or millennials

The cohort once derided as the “slacker generation” is about to start heading into retirement, and many Gen Xers aren’t feeling so optimistic about it after not doing as much to get ready. Only 62% of Gen Xers feel confident about “being able to financially support all the things they want to do in life,” according to Allianz Life Insurance’s 2024 annual retirement study. That’s well below baby boomers (82%) and millennials (77%). To be sure, the simple fact that Gen X...

June 17, 2024
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04Jun

US. Here’s How Every Generation Views Retirement in 2024, From Gen Z to Baby Boomers

Different generations might have different viewpoints about retirement based on their values and experiences, but one thing just about every age group agrees on is that you need a lot of money to retire comfortably in the United States. A study released earlier this year by Northwestern Mutual found that every generation except boomers believes it takes over $1 million to retire comfortably. The average retirement savings target is $1.46 million. Here’s how it breaks down by generation: Gen Z: $1.63 million Millennials: $1.65 million ...

June 4, 2024
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May 2024
02May

The Retirement Labyrinth: Navigating Challenges for Gen X and Y

For many, the road to retirement is paved with uncertainties. This is particularly true for Generations X and Y. Caught between the Boomer behemoth and the enigmatic Zoomers — these generations face unique challenges. In contrast to their predecessors who rode the wave of economic prosperity, Gen X and Y encounter choppy waters: stagnant wages, rising healthcare costs, and unstable job markets. This blog post, however, delves into the specific challenges these generations face and offers practical strategies for navigating toward financial security. The Generation X...

May 2, 2024
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January 2024
04Jan

Millennials vs. Boomers: Which Generation Is Better Prepared for Retirement?

Many boomers are currently retired or on the cusp of retirement, so it wouldn’t be a far-off guess to assume that boomers are better prepared financially for this phase of life. However, a recent Vanguard study found that millennials are actually better prepared for retirement than baby boomers. The study found that millennials who are median-income earners will be able to generate sustainable retirement income equal to 58% of their pre-retirement earnings, while median-income boomers will be able to generate sustainable retirement income...

January 4, 2024
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August 2023
23Aug

“Los millennials estamos llegando a la mediana edad, y no se parece a lo que nos prometieron.”

Por Jessica Grose Aunque pueda sorprender a quienes siguen empleando el término millennial o milénials como abreviatura de “jóvenes irritantes”, ya no son —no somos— jóvenes. Los mayores de nosotros, a punto de cumplir los 40, nos encontramos en la cúspide de la etapa vital conocida como mediana edad, tradicionalmente asociada a unas rodillas cada vez menos fiables y la angustia por saber si esto es todo lo que hay. Pero si hemos logrado esquivar la angustia —al menos hasta...

August 23, 2023
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April 2023
05Apr

Younger workers stashing more in retirement plans, Vanguard study says

Younger workers today are participating in their workplace retirement plans at higher rates than they were 15 years ago, and they're saving more, according to new research from Vanguard. In 2021, 62% of Generation Z workers — those between the ages of 18 and 24 — participated in the retirement plans offered through their employers, up from 30% of people in that age range who did so in 2006. Their average deferrals also ticked up to 5.4% from 4.8%. Millennials too...

April 5, 2023
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