November 2025
21Nov

ICEA survey finds most Kenyan retirees struggle to survive on pensions

A recent nationwide survey by ICEA Lion has revealed that most retirees in Kenya are unable to rely solely on their pensions to meet everyday expenses. The findings, based on responses from 1,200 working and retired Kenyans, highlight the fragile financial state of the ageing population in a country where savings culture is weak and social security coverage remains limited. The "ICEA Retirement Preparedness Survey" shows that just about half of retirees feel their pension is enough to sustain them in...

November 21, 2025
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14Nov

UK. Most over-50s factoring risk into pension decisions

Research findings around pensions often emphasise the need for people to save and engage more with their pots and retirement planning. Savers not setting aside enough or having little knowledge of pensions are some of the conclusions that such surveys and analyses often draw attention to. Research from Aviva this year, for example, found a notable gap between levels of perceived and actual knowledge around pensions. While more than half of people (53 per cent) described themselves as knowledgeable about pensions, only a third...

November 14, 2025
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13Nov

Vanguard Introduces How America Retires, Analyzing America’s Retirement Revolution

Vanguard introduces the inaugural How America Retires report, a companion to How America Saves, that analyzes Vanguard retirement plan data and industry trends, uncovering insights into the behaviors, decisions, and challenges faced by Americans in retirement. As defined contribution (DC) plans continue to dominate the retirement landscape, How America Retires explores income-generation strategies in retirement and the critical role 401(k) plan design plays in shaping retiree outcomes. With more than four million Americans turning 65 this year1 and significant progress...

November 13, 2025
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13Nov

How America Retires: Turning complexity into clarity

By Vanguard This year, roughly 4.2 million people will turn age 65.* These individuals, collectively the so-called silver tsunami, are preparing to leave working life behind and enter a fulfilling and rewarding retirement. That’s exactly why we’ve created How America Retires, Vanguard’s new report that spotlights behavioral trends, insights, and plan design best practices to help today’s retirees make the life-changing transition from saving their money to spending it. Get the report here

November 13, 2025
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10Nov

US. The Realistic Minimum Retirement Savings Needed, According to Experts

You may have heard you need at least $1 million in the bank to retire. The truth is, a comfortable retirement will look different for everyone. Some people might need much more than that, and some might only need $700,000 to retire comfortably. So what’s a more realistic minimum number you should aim for? Why the $1 Million Rule Doesn’t Work for Everyone Retirement costs can look very different depending on where you live, how healthy you are, whether you have a...

November 10, 2025
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07Nov

Household financial literacy and retirement planning in rural China

By Yuting Qian, Weiqiang Tan & Jingbo Wu Amid the prevailing importance of discussing rural villagers' retirement in China, this study analyzes the relationship between the financial literacy of rural residents and their plans for retirement. Using in-depth survey data from the Greater Bay Area, this work examines the region's demographic structures and presents the different levels of rural residents' financial literacy. The findings are robust and indicate a positive correlation between financial literacy and retirement planning. The examination also reveals the moderating...

November 7, 2025
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05Nov

UK. Almost two thirds of mid-retirees have not had essential conversations about finances

Research by Aviva, a leading pension provider, and Age UK, the UK’s expert voice on ageing, has found that mid-retirees are navigating retirement without the financial support or guidance they may need as they get older. The report by Aviva and Age UK (published May 2025), Retirement Reality: Managing Money in Mid-Retirement, highlights the challenges faced by mid-retirees navigating the retirement landscape. The research surveyed 1,000 mid-retirees (aged 65-75) who have a private pension, are on a moderate retirement...

November 5, 2025
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October 2025
31Oct

Retirement and Retirement Intentions, Australia: Retiree statistics and the retirement intentions of people aged 45 years and over

By Australian Bureau of Statistics In 2024-25, 156,000 people aged 45 and over retired. Of these, 55% were women. On average, women retire at an earlier age than men. The average age both men and women are retiring is continuing to increase. The average age at retirement for people aged 45 years and over who retired in 2024-25 was 63.8 years. For men, the average age was 64.9 years and for women the average age was 62.7 years. The average age at retirement...

October 31, 2025
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31Oct

Behavioral Biases of Financial Planners: The Case of Retirement Funding Recommendations

By Vishaal Baulkaran & Pawan Jain We examine whether financial planners display common behavioral biases and whether these biases affect their recommendations for various home equity release options to fund retirement income. First, we show that different factors explain different behavioral biases. Second, we show that different behavioral biases affect financial planners’ comfort level and recommendations for various options to fund extra income during retirement. For instance, female planners, planners with advanced degrees and those from non-bank institutions display less...

October 31, 2025
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22Oct

A Closer Look at the Retirement Prospects of the Middle Class

Representing more than half of the U.S. population, people in the middle class embody the American dream by working hard, caring for their families, and saving for the future while navigating an ever-changing economy and society. So how are they addressing these complexities? In “Retirement Throughout the Ages: The American Middle Class,” the Transamerica Center for Retirement Studies (TCRS) in collaboration with Transamerica Institute examines the road to retirement for people in the middle class across age ranges, their life...

October 22, 2025
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