January 2026
16Jan

UK. Most self-employed and freelancers failing to save for retirement, Aviva research finds

New research from Aviva reveals a worrying gap in retirement planning among the UK’s self-employed, freelancers, and digital nomads - groups that are increasingly shaping and driving the modern workforce. Just over a third (34%) of digital nomads – those who use technology to work remotely while travelling and living in various locations, rather than being in a single office – are actively saving into a pension or retirement plan.  The picture is only slightly better for the self-employed (38%)...

January 16, 2026
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07Jan

Retirement Planning Without Kids Demands Attention to Long-Term Care and Estate Strategies

Not having kids might mean fewer financial obligations, but it doesn’t automatically make retirement planning easier. In fact, flying solo as you age comes with its own set of complexities, from health care costs to estate decisions. Here’s what child-free adults should know when planning for life after work. More Freedom to Take Financial Risks Without children, many adults have fewer day-to-day expenses and more discretion over how—and when—they spend their money. “For most clients without kids, legacy planning is not a concern,” said Alex Caswell, founder of Wealth Script Advisors....

January 7, 2026
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December 2025
23Dec

Millennial Dilemma: Home ownership or retirement security?

Millennials are facing an unprecedented financial squeeze: 58% of them feel as if they must choose between homeownership and retirement security, according to an Advisor Authority study, powered by the Nationwide Retirement Institute. The survey pointed out that as housing prices accelerate ahead of median income wage growth, millennials face a fundamentally different financial environment from their parents, resulting in their adopting different approaches to wealth building. Millennials’ wealth-building approaches Unlike prior generations, said Juan Jose Perez, president of Nationwide Corporate Solutions,...

December 23, 2025
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22Dec

Over half of UK savers relying on non-pension assets for retirement

Over half (57 per cent) of UK pension savers are building up retirement savings outside of their pension, with a heavy reliance on cash, raising concerns about long-term outcomes, research from Interactive Investor has revealed. The investment platform found that adults were saving for retirement outside of a pension, using a mix of cash savings, stocks and shares ISAs, buy-to-let property and other investments to build long-term wealth. While the trend points to broader engagement with retirement saving, the findings highlighted...

December 22, 2025
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19Dec

Retirement by the Numbers: How participant behavior and glide path design can drive stronger retirement outcomes

By JPMorgan  How are participants interacting with their defined contribution retirement plans, and what are the implications for target date fund glide path design? For more than two decades, J.P. Morgan Asset Management has closely examined this question, analyzing real-world saving and spending patterns to provide actionable insights into how to help more people achieve the retirement they’ve earned. Retirement by the Numbers offers a unique view of how participants save, invest and spend throughout their working lives and retirement, leveraging...

December 19, 2025
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18Dec

Pension discussions with family and friends remain rare

Just a third (33 per cent) of people have spoken to their family about pensions in the last year, research from Standard Life has revealed, as engagement with pension savings remains low. The research showed that this was far lower than the proportion of people discussing household bills (48 per cent) or inflation (41 per cent), highlighting how long-term financial planning is still something many households shy away from. Perhaps unsurprisingly, Standard Life found that there are significant generational differences when...

December 18, 2025
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15Dec

US. Why everything you think you know about retirement is wrong

Millions of Americans are terrified they won’t have enough money to retire — but a leading expert has some good news. Some 89 percent of Americans worry the country is in the grips of a 'retirement crisis,' according to a 2023 survey by the American Advisors Group. Some argue that the established system of 401(K)s and individual retirement accounts (IRAs) layered on top of Social Security is an abject failure in desperate need of a reboot. But Andrew G. Biggs says the opposite is...

December 15, 2025
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04Dec

Most Kenyans think their expenses will decrease in retirement. Is this true?

A new survey on retirement expectations shows that most working Kenyans believe their expenses will reduce once they leave active employment. The findings, published in the Driving Innovation in the Pension Sector in Kenya report by ICEA Group and released on November 20, 2025, offer a glimpse into how the workforce is preparing—mentally and financially—for life after work. According to the report, 57 per cent of the respondents expect their spending to be lower in retirement than it is today. This...

December 4, 2025
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November 2025
28Nov

Retirement Planning among Female Workforce in Malaysia and China

By Jing Yuan, Kim Mee Chong, Ivy Siaw Hung Hii & Hao Lun Li A phenomenon has emerged whereby the life expectancy of women is 74.2 years, and men's is 69.8 years. Hence, it is crucial to encourage early retirement planning among women.  This study aims to explore the factors that influence retirement planning awareness and readiness among women in Malaysia and China. A self-administered online questionnaire was completed by 100 Malaysians and 200 Chinese. Using IBM SPSS and SmartPLS,...

November 28, 2025
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24Nov

For Better or for Worse, but Not Necessarily for Retirement

Why couples need to consider their own wants and needs when planning for retirement, and the questions couples should ask each other before setting a date. On this episode of The Long View, author, podcast host, and financial planner and head of growth for TFP Financial Planning, Dan Haylett, discusses how people can find what is right for them in retirement, what couples should consider when planning to retire, how retirees can give themselves the permission to spend on what...

November 24, 2025
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