US Archives - Page 5 of 206 - Pension Policy International

14AprApril 14, 2026

Pension Eras: From ‘Deterioration’ to Funding Surplus

The times they are a changin’. Corporate pensions were king; however, additional means to save for retirement were developed and grew at the expense of their preeminence. But pension plans’ vitality is rebounding in some ways, and an expert panel recently discussed their pullback from the brink to being flush with cash. Aon figures Matt Maloney, Senior Partner, U.S. Wealth Solutions Innovation Leader; Mark Tavares, Partner, Corporate Defined Benefit Solutions Leader; and Megan Nichols, Partner, Head of Pension Settlement Solutions,...

April 14, 2026

NewsOccupational Pensions, System sustainability, US

10AprApril 10, 2026

Immigrants at the Margin: Labor Market Effects of the Minimum Wage

By Mark Borgschulte, Heepyung Cho & Darren Lubotsky We examine the differential effects of minimum wages on immigrant and native workers in the United States. We find that minimum wage increases lead to reduced hours of work among immigrants with no effect on their employment. The effects are concentrated among recently arrived, likely-undocumented workers in high turnover industries. Native workers show no such response, even when examining native subgroups with similar characteristics to the most affected immigrants. We conclude that...

April 10, 2026

Articles, Labor Market2026, Income, Labor Market, US

10AprApril 10, 2026

Cash-strapped US Postal Service suspends contributions to pension plan

The U.S. Postal Service said Thursday it will temporarily suspend employer payments for a federal pension program to conserve cash amid a severe financial crisis. USPS ‌told the White House Office of Personnel Management that effective Friday it will stop making $200 million payments every other week for its employer contributions for the defined benefit portion of the Federal Employees Retirement System. USPS warned Thursday that without reforms it could run out of cash as ⁠soon as February. USPS estimated it...

April 10, 2026

NewsSystem sustainability, US

09AprApril 9, 2026

Most U.S. Public Pensions Underuse Proxy Voting to Manage Climate Risk, New Report Finds

Sierra Club’s third-annual report, “The Hidden Risk in State Pensions: Analyzing U.S. Public Pensions’ Responses to the Climate Crisis in Proxy Voting”, reveals that most public pensions continue to fail to adequately manage the climate-related financial risks to their investments through proxy voting, putting their long-term portfolio values at risk and undermining the retirement security of millions of public-sector workers. The report analyzes the proxy voting guidelines, 2025 proxy voting records, and voting transparency of 33 of the largest and...

April 9, 2026

NewsPension Management, US

09AprApril 9, 2026

US. Seniors Turning to Gig Work: Why a Growing Number of Retirees Are Unretiring in 2026

Seniors turning to gig work is no longer an outlier trend. It is becoming a defining feature of the 2026 labor market. A growing number of Americans over 50 are returning to the workforce through freelance and contract roles after concluding decades-long careers. The reasons range from insufficient retirement savings to rising living costs, and for many, gig platforms offer the flexibility that traditional employment cannot. If you are self-employed or considering gig work later in life, understanding this...

April 9, 2026

News, UncategorizedLabor Market, US

08AprApril 8, 2026

US. Milliman analysis: March market declines end 11-month streak of corporate pension funding improvements

Milliman, Inc., a premier global consulting and actuarial firm, today released the results of its Milliman 100 Pension Funding Index (PFI), which analyzes the 100 largest U.S. corporate pension plans. During March, investment returns of -3.33% caused PFI plan assets to fall to $1.298 trillion. Meanwhile, a 32-basis-point increase in monthly discount rates, to 5.65%, caused liabilities to fall to $1.192 trillion. The funded ratio slipped from 109.3% as of February 28 to 108.9% as of March 31. Still, the...

April 8, 2026

NewsFunding, Occupational Pensions, US

07AprApril 7, 2026

US. How Much Ages 65 to 74 Have Actually Saved for Retirement Today

How Many People in Their Mid-60s to Early 70s Have Any Retirement Savings People ages 65 to 74 sit at a financial crossroads: Many have reached their highest net worth even as their incomes begin to fall with retirement. According to the Federal Reserve's Survey of Consumer Finances, 51% of households in their mid-60s to early 70s had money in retirement-specific accounts in 2022, the most recent year available.1 That's the highest percentage for this age range since 2007, but lower than what most younger age groups...

April 7, 2026

Newssavings, US

06AprApril 6, 2026

Here’s Exactly What I Plan to Do if the Market Crashes as I’m About to Retire

As someone who writes about investing and personal finance, I'm well aware that a stock market crash can be nerve wracking at any time. But I also know that market downturns are nothing to panic about when you're decades away from retirement. But what if the market crashes just as you're about to retire? Talk about bad timing. Will AI create the world's first trillionaire? Our team just released a report on the one little-known company, called an "Indispensable Monopoly" providing...

April 6, 2026

Newssavings, US

01AprApril 1, 2026

U.S. retirement savings hit alarming low

Median savings reveal stark reality New analysis from the National Institute on Retirement Security finds that U.S. workers aged 21 to 64 have a median of $40,000 in defined contribution plans, but when including those without savings, the median plunges to $955. This underscores a widening gap between retirement needs and actual savings, exacerbated by the decline of pensions. AARP data shows 20% of adults over 50 have no retirement savings, and 61% believe they lack enough for their later...

April 1, 2026

Newssavings, US

01AprApril 1, 2026

Dutch pension funds cut US exposure as rebalancing drives shift to Europe

Dutch pension funds were net sellers of US assets last year, reallocating capital towards Europe, according to figures from regulator DNB. On balance, funds sold €30bn of US equities and bonds, while purchasing €23bn of European securities. In 2025, pension funds sold €18bn of US government and corporate bonds and €12bn of equities. The decline was largely driven by civil servant scheme ABP, which divested more than €10bn of US government bonds. While US debt securities were predominantly sold, flows into European fixed...

April 1, 2026

NewsInvestment, Netherlands, US

April 2026