February 2026

Perú. Noveno retiro de AFP es derivado a la Comisión de Economía, ¿qué monto propone?

Un nuevo ciclo de debates sobre un nuevo retiro de AFP está en el horizonte. El congresista de Perú Libre Américo Gonza presentó un proyecto de ley que buscar validar el noveno retiro de AFP. Como se sabe, solo el 19 de enero, hace menos de un mes, venció el plazo para solicitar las 4 UIT de los fondos privados de pensiones, en el marco del octavo retiro de AFP. Es más, aún hasta mayo los afiliados estarían recibiendo los montos de estas solicitudes. Sin embargo, ya...

Pension Funding Ratios Build on 2025 Gains in January

Pension finances started 2026 strong, as the funded status of the largest 100 corporate defined benefit plans rose to 109% in January from 108.1% at year-end 2025, according to Milliman’s Pension Funding Index. January’s rise built on gains made in the last three quarters of 2025. Milliman’s PFI showed funding dipped to its lowest point of last year in March 2025 (102.7%) before increasing for 10 consecutive months to reach its current level. Both model plans tracked by October Three Consulting...

Nigeria. Ogun govt clears pension backlog, boosts retiree welfare

The Ogun State Government has announced the clearance of pension and gratuity arrears owed to workers who retired between 2012 and 2020, reaffirming its commitment to the welfare of retirees. The disclosure was made on Tuesday by the Economic Adviser and Commissioner for Finance, Dapo Okubadejo, during a media briefing organised by the Ogun State Ministry of Budget and Planning. Okubadejo explained that the backlog was linked to the Defined Benefits Scheme, under which retirees receive monthly pensions, noting that the current...

UK workers pessimistic about retirement prospects

Workers in the UK are optimistic about all aspects of their personal and financial lives, except their plans for retirement, analysis from Fidelity International has revealed. Fidelity’s Global Sentiment Survey showed that overall levels of optimism among UK employees had risen to 54 per cent in 2025, up from 52 per cent in 2024 and 48 per cent in 2023. At least 50 per cent of respondents rated each aspect of their finances, working lives, and health as ‘good’, other than retirement planning. Just...

Why Is Japan’s Population Decreasing?

Japan’s population has been declining steadily since 2005 primarily because of a decrease in births, which have consistently been lower than the number of deaths per year. The birth rate in Japan dropped from about 19 per 1,000 people in 1970 to just 6 in 2023. Until the mid-1970s, the total fertility rate remained above the replacement level of 2.1 children per woman, the threshold needed for population stability, but that rate declined to a record low of 1.15 in 2024. Another factor has been a gradual shift...

Sri Lanka ends parliamentary pensions to prune perks for politicians

Sri Lanka’s parliament abolished pensions for all legislators and their widows on Tuesday, in line with a government pledge to prune the perks of politicians. “When people see the quality of debate and what members say in this House, they don’t think MPs deserve a pension,” Justice Minister Harsana Nanayakkara told parliament as it voted to stop pensions with immediate effect. The leftist government of President Anura Kumara Dissanayake repealed the 49-year-old Parliamentary Pensions Act just months after withdrawing housing, vehicles and...

Pensiones rumbo a 2030: Certezas y temores del futuro laboral en México

or años, la discusión sobre la reducción de la jornada laboral en México parecía lejana. Sin embargo, hoy es una realidad política: la semana laboral de 40 horas ha sido aprobada en la Cámara de Diputados y esta misma semana en el Senado, con implementación gradual que formalmente no implicará reducción del Salario Base de Cotización (SBC), siendo el mínimo de 315.04 pesos diarios en 2026, para jubilaciones del régimen Ley 73. A pesar de que se trabajará ocho horas...

España. La jubilación anticipada voluntaria cae cinco puntos tras la reforma de pensiones

Esta modalidad de retiro se encontraba en el 15,7% de las nuevas altas de jubilación en 2019. Sin embargo, esta proporción creció en 2020, 2021, 2022 y 2023, cuando su peso sobre el total se encontraba en el 20%. Uno de los principales cambios de la reforma elaborada por el exministro de Seguridad Social, José Luis Escrivá, en 2021 fue desincentivar el retiro temprano a través de una mayor penalización. La norma entro en vigor en enero de 2022 y desde...

Colombia. ¿Qué efectos tendrán los recientes cambios normativos en el sistema pensional? ABC de lo que está pasando

En los últimos meses, el sistema pensional colombiano, especialmente el Régimen de Ahorro Individual con Solidaridad (Rais), ha enfrentado uno de los ajustes más fuertes de las últimas décadas. Dos decisiones adoptadas por el Gobierno Nacional (el incremento excepcional del salario mínimo y la modificación del parámetro de deslizamiento para las rentas vitalicias) están generando impactos acumulativos sobre afiliados, pensionados, aseguradoras y las finanzas públicas. Estos serían losprionciplaes efectos, según un informe técnico elaborados por Asofondos. ¿Qué cambió? El primer cambio fue el aumento del salario mínimo. En...

US. 1/3 Withdraw 401(k) Balances After Job Changes—What Is Driving This Trend?

Retirement savers are generally putting more into their 401(k) accounts these days, but much of the money Americans are saving for their future doesn’t end up lasting until then. That's because a large portion of employees withdraw their 401(k) balance in a lump sum when they leave a job, rather than rolling it over to their new employer or into another account, or leaving their balance where it is. One-third of those who have Vanguard-administered 401(k) plans and left a job did this, according to...