editor2, Author at Pension Policy International

04SepSeptember 4, 2026

Pensiones más bajas y afiliados sin saldo: estudio alerta sobre las consecuencias de retiros de fondos similares al ROPC en Chile y Perú

Unos 3,8 millones de personas en Chile agotaron completamente su fondo de pensiones tras tres retiros extraordinarios, mientras 2,2 millones de afiliados en Perú estaban sin saldo a finales abril de 2026. Los datos forman parte de un estudio de la Federación Internacional de Administradoras de Fondos de Pensiones (FIAP), divulgado en Costa Rica por la Asociación Costarricense de Operadoras de Pensiones (ACOP). En el caso peruano, las personas sin saldo representaban el 21,3% del total de afiliados. El agotamiento o reducción...

September 4, 2026

Noticias, NoticiasAhorro, Chile, Perú, Retiro de Fondos

04SepSeptember 4, 2026

US. DC plan sponsors struggle to define retirement readiness: WTW

A recent survey of more than 550 US employers by WTW has exposed an uncomfortable truth at the centre of defined contribution plan governance: a large majority of plan sponsors have no formal definition of what retirement readiness means for their workforce. “You can't prove that your plan works if you haven't defined what working actually means,” said Chris West, senior managing director and DC strategy leader at WTW. “Employers are facing a retirement readiness gap and that pressure is...

September 4, 2026

NewsDefined Contribution, Retirement Planning, US

04SepSeptember 4, 2026

Ranked: How Much Pensions Replace Your Salary by Country

How much of your paycheck would a pension replace in retirement? Depending on the country, the answer ranges from more than 80% to less than 20%. This graphic ranks countries by their projected gross pension replacement rate, based on data from the OECD. The rate compares pension benefits with pre-retirement earnings, with both measured before taxes and contributions. Estimates are for an average earner entering the workforce at age 22 in 2024 and include mandatory public and private pensions, but exclude...

September 4, 2026

NewsReplacement Rate

04SepSeptember 4, 2026

UK. How forestry scam drained pensions to buy ‘flash cars’

Staff at Ethical Forestry always knew when their bosses were around. Even though the business was on the top floor of a Bournemouth office block there was no mistaking their arrival. You could hear one of their "top of the range, flash cars" roaring into the parking area three storeys below, according to former staff member Susan Cox. And "flash cars" they had a plenty - between them, company founder Matthew Pickard and fellow directors Stephen Greenaway and Paul Laver bought at...

September 4, 2026

NewsInvestment, Risk

03SepSeptember 3, 2026

México. Afores prefieren invertir en instrumentos gubernamentales

Durante el mes de julio, las administradoras de fondos para el retiro (Afores) incrementaron de manera notable sus recursos destinados a la renta variable internacional al pasar de 1.03 billones a 1.228 billones de pesos, lo que representa un aumento de 197,873 millones de pesos. Este flujo de capital superó a las inversiones canalizadas hacia la Bolsa Mexicana de Valores (BMV) y la Bolsa Institucional de Valores (BIVA). Datos de la Comisión Nacional del Sistema de Ahorro para el Retiro...

September 3, 2026

Noticias, NoticiasInversión, Mexico

03SepSeptember 3, 2026

Chile. Regulador publica régimen definitivo para nuevos fondos generacionales y flexibiliza marco de inversión para las AFP

Los actuales cinco multifondos (A, B, C, D, y E) de las AFP serán reemplazados el próximo 1 de abril de 2027 por diez fondos generacionales en los que los afiliados serán agrupados según su año de nacimiento. A partir de ahí se asignará cada afiliado, según su año de nacimiento, al fondo generacional que le corresponda, y luego operará bajo una lógica de ciclo de vida, donde se reduce el riesgo de manera automática a medida que este envejece....

September 3, 2026

Noticias, NoticiasChile, Inversión, Regulación

03SepSeptember 3, 2026

Determinantes del Ahorro Voluntario para el Retiro en México: Un análisis microeconométrico

México enfrenta un reto silencioso en materia de pensiones, solo 7.8% de las personas con cuenta individual Afore realiza aportaciones voluntarias para fortalecer su pensión. Este estudio tiene la finalidad de identificar las características sociodemográficas que elevan la probabilidad en las personas de realizar ahorro voluntario para el retiro. Factores como el nivel de ingreso, la educación, la edad, la localidad de residencia, entre otros, son determinantes para elevar la posibilidad de aportar voluntariamente a la cuenta individual en una Afore. Como...

September 3, 2026

Noticias, NoticiasAhorro Voluntario, Mexico

03SepSeptember 3, 2026

UK. Greater pension risk pooling could boost productive investment and saver return

The greater use of collective pension vehicles, including collective defined contribution (CDC) schemes and pension superfunds, could improve saver outcomes and unlock more long-term productive investment in the UK, New Capital Consensus (NCC) has argued. In its new report, Redistributing the Risk Burden, the think tank said that the systematic transfer of investment risk from institutions to individuals over the past 25 years has contributed to more short-term and risk-averse investment, while leaving savers bearing greater responsibility without sufficient support. According to...

September 3, 2026

NewsInvestment, Risk, UK

03SepSeptember 3, 2026

Danish pensions meet 2030 transition investments goal

The Danish pensions industry has met its 2019 joint commitment to invest DKr450 billion ($70.1 billion; €60.2 billion) in the green transition by 2030, according to Insurance and Pension Denmark (IPD). At the end of 2025, green investments had grown to DKr478 billion, the industry association said, with 44 percent of the investments in Denmark. A shareholder proposal has renewed calls for Starbucks to separate its board chair and CEO positions. Filed by SOC Investment Group and United Church Funds,...

September 3, 2026

NewsDenmark, ESG, Pension Management

03SepSeptember 3, 2026

South Korea. Basic Pension Reform Criticized as Populist, Ineffective

“If this is the case, they shouldn’t have touched it at all… They’ve kept the structure intact while only increasing the financial burden on future generations. It’s like telling an overweight patient with adult diseases to lose weight, only to add more fat.” Yoon Seok-myung, 65, a senior honorary researcher at the Korea Institute for Health and Social Affairs, evaluated the government’s basic pension reform plan in an interview with this newspaper on the 1st, stating, “Money is being indiscriminately...

September 3, 2026

NewsPension Reform, South Korea

September 2026